Glossaryrenters

What is Gearing (Positive / Negative / Neutral)?

The relationship between an investment property's rental income and its expenses (including interest). Negative gearing: expenses exceed income, creating a tax-deductible loss. Positive gearing: income exceeds expenses, generating taxable profit. Neutral gearing: income equals expenses.

Go deeper

Renter's rights guide (by state)

Bond, rent increases, repairs, entry, and ending a tenancy.

Take the full guide with you.

The complete guide to buying property in Australia: what you can really spend, the 2026 schemes state by state, how not to overpay, and how the selling side plays you. Free PDF, personalised to your situation, in your inbox in 60 seconds.

Get the free buying guide