Glossaryselling

What is Subject to Finance Clause?

A condition in a contract of sale that allows the buyer to withdraw from the purchase without penalty if they are unable to obtain finance approval within a specified timeframe (typically 14–21 days). This clause does not apply to auction purchases. It protects the buyer but gives the vendor less certainty.

Go deeper

How to choose a selling agent

Interview process, the appraisal-price trap, and the listing agreement.

Take the full guide with you.

The complete guide to buying property in Australia: what you can really spend, the 2026 schemes state by state, how not to overpay, and how the selling side plays you. Free PDF, personalised to your situation, in your inbox in 60 seconds.

Get the free buying guide