Key takeaways
- On Queensland Revenue Office rates checked 30 September 2026, transfer duty on a $750,000 home you live in is $19,600 at the home concession rate, and $26,775 for an investor.
- First home buyers pay $0 on an established home up to $700,000, phasing out to $800,000 (contracts from 9 June 2024), and $0 on a new home or vacant land at any price (from 1 May 2025).
- Duty is marginal: an owner-occupier pays $8,750 on $500,000 and $30,850 on $1,000,000.
- Foreign buyers add 8% additional foreign acquirer duty, $60,000 on a $750,000 home.
- The calculator above and every table below use the same schedules. Confirm your figure with the Queensland Revenue Office or your conveyancer before you sign.
In this guide11 sections
In Queensland the first home concession steps down by $1,735 for every $10,000 above $709,999, so a higher offer adds duty too. Work out the duty at each price before you bid, and check the new home concession: it has no price cap.
Rates checked against the Queensland Revenue Office on 30 September 2026
Duty rates, thresholds and concessions change, sometimes at budget time. The calculator and every table on this page use the Queensland Revenue Office schedules as published on 30 September 2026. Confirm your own figure with the Queensland Revenue Office or your conveyancer before you sign a contract.
QLD stamp duty worked examples: $500,000, $750,000 and $1,000,000
What transfer duty comes to at three common prices, worked by the calculator above on the Queensland Revenue Office rates. The investor column is the standard rate; the owner-occupier column is for a buyer who will live in the home. A foreign buyer pays the 8% additional foreign acquirer duty on top.
| Price | Investor | Owner-occupier | First home buyer | Foreign surcharge |
|---|---|---|---|---|
| $500,000 | $15,925 | $8,750 | $0 (saves $8,750) | $40,000 |
| $750,000 | $26,775 | $19,600 | $10,925 (saves $8,675) | $60,000 |
| $1,000,000 | $38,025 | $30,850 | $30,850 | $80,000 |
The figures exclude the land titles registration and transfer fees. First home buyer figures assume an established home and that you meet the eligibility rules set out below.
QLD stamp duty rates 2026
The Queensland Revenue Office charges transfer duty on a marginal scale: each slice of the price is taxed at its own rate and the slices stack, so the effective rate rises slowly as the price rises rather than jumping. Rates are per $100 or part of $100, so the value is rounded up to the next $100 first.
A $750,000 home falls in the $540,001 to $1,000,000 band, so the duty is $17,325 plus $4.50 for every $100 over $540,000. That is $17,325 + $9,450 = $26,775, an effective rate of 3.57%.
The table is the standard rate, which an investor pays. An owner-occupier pays the lower home concession rate: $19,600 on the same $750,000 home. That schedule is under concession rates below.
| Dutiable value | Duty |
|---|---|
| Up to $5,000 | Nil |
| $5,001 to $75,000 | $1.50 per $100 |
| $75,001 to $540,000 | $1,050 plus $3.50 per $100 over $75,000 |
| $540,001 to $1,000,000 | $17,325 plus $4.50 per $100 over $540,000 |
| Over $1,000,000 | $38,025 plus $5.75 per $100 over $1,000,000 |
Source: Queensland Revenue Office: Transfer duty rates, page updated 25 June 2026, read 30 September 2026.
First home buyer thresholds in Queensland
Queensland's first home concession takes a fixed amount off the home concession duty. For contracts signed on or after 9 June 2024 the amount is $17,350 up to $709,999, which clears the whole bill on a home up to $700,000, then it falls by $1,735 for every $10,000 of price until it is nil at $800,000 (Queensland Revenue Office).
So an eligible buyer pays $0 at $700,000, $10,925 at $750,000 and $21,850 at $800,000, the same as any owner-occupier on the home concession rate. Against the standard rate, the combined saving at $700,000 is $24,525.
Buying new is different. Since 1 May 2025 an eligible first home buyer pays no transfer duty on a new home, or on vacant land to build one, with no cap on the price (Queensland Revenue Office). For every first home concession you must move in within one year, and you can claim only one concession on a transaction.
Our Queensland first home buyer guide covers the First Home Owner Grant and how it stacks with the duty concession.
| Price | Owner-occupier duty | First home buyer pays | Saving |
|---|---|---|---|
| $500,000 | $8,750 | $0 | $8,750 |
| $700,000 | $17,350 | $0 | $17,350 |
| $710,000 | $17,800 | $2,185 | $15,615 |
| $750,000 | $19,600 | $10,925 | $8,675 |
| $790,000 | $21,400 | $19,665 | $1,735 |
| $800,000 | $21,850 | $21,850 | None |
QLD stamp duty concession rates
Queensland publishes two concession schedules. The home concession rate is for anyone buying a home to live in who moves in within a year; from $540,000 up it saves $7,175 on the standard rate. The first home concession is a fixed deduction from that home concession duty, by price band.
| Dutiable value | Duty |
|---|---|
| Up to $350,000 | $1.00 per $100 |
| $350,001 to $540,000 | $3,500 plus $3.50 per $100 over $350,000 |
| $540,001 to $1,000,000 | $10,150 plus $4.50 per $100 over $540,000 |
| Over $1,000,000 | $30,850 plus $5.75 per $100 over $1,000,000 |
| Dutiable value | Concession off the home concession duty |
|---|---|
| Up to $709,999 | $17,350 |
| $710,000 to $719,999 | $15,615 |
| $720,000 to $729,999 | $13,880 |
| $730,000 to $739,999 | $12,145 |
| $740,000 to $749,999 | $10,410 |
| $750,000 to $759,999 | $8,675 |
| $760,000 to $769,999 | $6,940 |
| $770,000 to $779,999 | $5,205 |
| $780,000 to $789,999 | $3,470 |
| $790,000 to $799,999 | $1,735 |
| $800,000 or more | Nil |
| Purchase | Duty for an eligible first home buyer |
|---|---|
| New home, never lived in | $0, no price cap |
| Vacant land to build a first home | $0, no value cap |
Foreign buyer surcharge in Queensland
A foreign person buying residential land in Queensland pays additional foreign acquirer duty (AFAD) of 8% of the value on top of transfer duty. The rate rose from 7% on 1 July 2024 (Queensland Revenue Office). On a $750,000 home that adds $60,000.
Exemptions: who pays less or nothing in Queensland
- Home concession. A lower rate for anyone buying a home to live in within a year.
- First home concession. No duty on an established home up to $700,000, phasing out to $800,000.
- First home (new home) concession. No duty on a new home for an eligible first home buyer, no price cap (from 1 May 2025).
- First home vacant land concession. No duty on vacant land to build a first home, no value cap (from 1 May 2025).
- Family business and superannuation concessions. Listed by the Queensland Revenue Office for particular transfers. You can claim only one concession per transaction.
Each one has its own eligibility test, set out by the Queensland Revenue Office. A concession you are not entitled to can be reassessed with interest and penalties, so confirm it before settlement.
What is stamp duty in Queensland?
Stamp duty, officially called transfer duty in Queensland, is a state tax you pay when ownership of a property changes hands. It is the biggest upfront government cost in a purchase after your deposit, and on a typical home it runs to tens of thousands of dollars.
The buyer pays it, not the seller, and it is settled at or before settlement. It is worked out from the price you pay (or the property's value, if that is higher), so know your number before you set a budget: get the duty wrong and your cash-to-buy figure is wrong too.
When do you pay stamp duty in Queensland?
The buyer pays transfer duty, not the seller, and it is normally paid at settlement. Your conveyancer or solicitor works out the figure, lodges the transaction with the Queensland Revenue Office and pays the duty from the settlement funds, so you rarely deal with the revenue office yourself.
Budget for it as cash on top of your deposit from the start: on a $750,000 home in Queensland it is $19,600 for an owner-occupier. Late payment can attract interest, which is one more reason the timing sits with your conveyancer. Our conveyancing guide explains who does what at settlement.
Stamp duty calculators for other states
Every state sets its own rates. Each of these pages runs the same calculator, locked to that state, with its rates table and first home buyer rules.
- NSW stamp duty calculator$27,937 on a $750,000 home; first home buyers pay $0 up to $800,000.
- NT stamp duty calculator$37,125 on a $750,000 home; a $50,000 first-home grant, no concession.
- SA stamp duty calculator$35,080 on a $750,000 home; first home buyers pay $0 on a new home.
- VIC stamp duty calculator$40,070 on a $750,000 home; first home buyers pay $0 up to $600,000.
- WA stamp duty calculator$29,741 on a $750,000 home; first home buyers pay $0 up to $600,000.
- TAS stamp duty calculator$28,935 on a $750,000 home; the first home exemption ended 30 June 2026.
- ACT stamp duty calculator$19,208 on a $750,000 home; eligible buyers pay $0 from 1 July 2026.
Common questions
How much stamp duty would I pay on a $1,000,000 house in Queensland?
On Queensland Revenue Office rates, transfer duty on a $1,000,000 home you will live in is $30,850 at the home concession rate, and $38,025 if it is an investment. A first home buyer pays the same $30,850 on an established home, because the first home concession stops at $800,000, but $0 on a new home (no price cap since 1 May 2025). A foreign buyer adds 8% AFAD, $80,000.
What is the stamp duty on $820,000 in Queensland?
At $820,000 an owner-occupier pays $22,750 on the Queensland Revenue Office home concession rate: $10,150 plus $4.50 per $100 over $540,000. An investor pays $29,925 on the standard rate. A first home buyer of an established home pays the owner-occupier figure, since the first home concession ends at $800,000; on a new home they pay $0.
How much stamp duty will I pay on $800,000 in Queensland?
$21,850 if you will live in the home, on the Queensland Revenue Office home concession rate, or $29,025 as an investor. $800,000 is exactly where the first home concession on an established home reaches nil, so an eligible first home buyer also pays $21,850. Just under the line, at $799,999, the concession is still $1,735.
How do I avoid paying stamp duty in QLD?
You cannot avoid transfer duty on a normal purchase, but Queensland's concessions cut it sharply. An eligible first home buyer pays $0 on an established home up to $700,000 and $0 on a new home or vacant land at any price (Queensland Revenue Office). Any owner-occupier gets the home concession rate, worth $7,175 above $540,000. You must move in within a year, and only one concession applies per transaction.
When do you pay stamp duty in Queensland?
Normally at settlement. Your conveyancer or solicitor calculates the transfer duty, lodges it with the Queensland Revenue Office and pays it out of the settlement funds, so the money has to be ready on the day on top of your deposit. On a $750,000 home in Queensland that is $19,600 for an owner-occupier. Pay late and interest can be charged, which is why the conveyancer handles the timing.
Is stamp duty different for an investment property in Queensland?
Yes. An investor pays the standard transfer duty rate, and a buyer who moves in within a year pays the lower home concession rate (Queensland Revenue Office). On a $750,000 home that is $26,775 for the investor against $19,600 for the owner-occupier, a gap of $7,175. First home concessions are for owner-occupiers only.
Keep reading
- Stamp Duty CalculatorCalculatorAll eight states and territories in one calculator.
- First Home Buyer Guide QLDGrants, schemes and the Queensland buying process.
- Contract of Sale in QLDWhat is in the REIQ contract and when it binds you.
- How Much Deposit Do You Need?Deposit, LMI and the schemes that waive it.
- Conveyancing in AustraliaWhat conveyancers do and what they cost.
Sources and methodology
- Queensland Revenue Office: Transfer duty rates · page updated 25 June 2026, read 30 September 2026
- Queensland Revenue Office: Transfer duty home concession rates · read 30 September 2026
- Queensland Revenue Office: First home concession amounts (contracts from 9 June 2024) and first home new home concession (from 1 May 2025) · read 30 September 2026
- Queensland Revenue Office: Additional foreign acquirer duty · 8%, raised from 7% on 1 July 2024
- Queensland Revenue Office: Transfer duty concessions for homes · read 30 September 2026
- This page replaces our earlier article "Stamp Duty in Queensland: What You Need to Know" (October 2024, updated July 2026), which now redirects here.
- Worked examples, tables and FAQ figures on this page are calculated by our stamp duty calculator from the schedules above, rounded to the dollar. They exclude the land titles registration and transfer fees.