Side by sideSuburb comparison

Figtree vs Mount Kembla.

Comparing two suburbs with median house prices of $1,140,000 and $1,250,000. Figtree edges out on more headline metrics in this comparison.

Figtree (median $1,140,000) is roughly 9% cheaper to buy into than Mount Kembla ($1,250,000). Over the past year, Figtree (+3.6%) ran 3.6 percentage points ahead of Mount Kembla (0%) on house-price growth.

On school quality, the average ICSEA across schools serving Figtree (1048) sits above Mount Kembla (1021). Mount Kembla skews owner-occupied (90%), Figtree runs more rental-dense (80% owner).

The takeWhich suburb suits which buyer

For buyers

Figtree is the lower entry point at $1,140,000 median, 9% below the other suburb. For first home buyers, that translates to a smaller deposit and lower stamp duty bill.

For investors

Figtree carries both higher gross yield (3.19% vs 1.54%) and stronger 12-month growth. On the headline numbers, it's the cleaner investor case of the two.

For families

Figtree edges out on average school ICSEA (1048 vs 1021).

Common questionsFigtree vs Mount Kembla

Common questions

Is Figtree or Mount Kembla cheaper to buy in?

Figtree has the lower median house price at $1,140,000, roughly 9% below Mount Kembla ($1,250,000). The gap on units is usually similar but worth checking on the full suburb profiles.

Which has stronger property growth, Figtree or Mount Kembla?

Over the past 12 months, Figtree grew +3.6% vs 0% in Mount Kembla, a gap of 3.6 percentage points. Twelve-month growth can swing year to year, so weight long-run trends from the individual suburb profiles before making a buy decision.

Does Figtree or Mount Kembla have better schools?

On average school ICSEA (the ACARA index that benchmarks educational advantage), Figtree scores 1048 vs 1021 in Mount Kembla. ICSEA is a school-community indicator, not a quality rating, so always check NAPLAN results and catchment boundaries for the specific address you're considering.

Which suburb has higher rental yield, Figtree or Mount Kembla?

Gross rental yield on houses is 3.19% in Figtree vs 1.54% in Mount Kembla. Gross yield equals annual rent divided by purchase price. Net yield (after strata, rates, insurance, agent fees and maintenance) typically runs 1.5-2 percentage points lower.

The numbers behind the take

Figtree
Metric
Mount Kembla

Price & Market

$1,140,000
Median house
$1,250,000
$352,800
Median unit
$343,440
+3.6%
Annual growth (house)
+0.0%
Days on market

Rental

$700/wk
Rent (house / wk)
$370/wk
$430/wk
Rent (unit / wk)
$440/wk
80.0%
Owner occupied
90.0%
17.0%
Renter occupied
7.0%

Lifestyle & Demographics

0
Walk score
0
0
Transit score
0
100
Bike score
5
12,335
Population
1,083
40
Median age
42

Risk & Hazard

Flood class
Bushfire risk

Schools

20
Schools nearby
20
1048
Avg ICSEA
1021

Climate

Annual rainfall
Mean max (Jan)

Green dot = better on that metric (lower price, higher growth, higher walkability, lower risk).