Side by sideSuburb comparison

Gosford vs Point Clare.

Comparing two suburbs with median house prices of $1,088,000 and $1,125,000. Gosford edges out on more headline metrics in this comparison.

Gosford (median $1,088,000) is roughly 3% cheaper to buy into than Point Clare ($1,125,000). Over the past year, Point Clare (+12.4%) ran 2.2 percentage points ahead of Gosford (+10.2%) on house-price growth.

On school quality, the average ICSEA across schools serving Gosford (1023) sits above Point Clare (1011). Point Clare skews owner-occupied (72%), Gosford runs more rental-dense (33% owner).

The takeWhich suburb suits which buyer

For buyers

Gosford is the lower entry point at $1,088,000 median, 3% below the other suburb. For first home buyers, that translates to a smaller deposit and lower stamp duty bill.

For investors

Investors face a yield-versus-growth split: Gosford delivers the better gross yield (3.31% vs 3.20%), but Point Clare has run faster on capital growth this year. The right pick depends on whether you're optimising for cash flow or capital appreciation.

For families

Gosford edges out on average school ICSEA (1023 vs 1011). Point Clare also has a higher family-household share (68% vs 49%), so the catchment community skews family-heavy.

Common questionsGosford vs Point Clare

Common questions

Is Gosford or Point Clare cheaper to buy in?

Gosford has the lower median house price at $1,088,000, roughly 3% below Point Clare ($1,125,000). The gap on units is usually similar but worth checking on the full suburb profiles.

Which has stronger property growth, Gosford or Point Clare?

Over the past 12 months, Point Clare grew +12.4% vs +10.2% in Gosford, a gap of 2.2 percentage points. Twelve-month growth can swing year to year, so weight long-run trends from the individual suburb profiles before making a buy decision.

Does Gosford or Point Clare have better schools?

On average school ICSEA (the ACARA index that benchmarks educational advantage), Gosford scores 1023 vs 1011 in Point Clare. ICSEA is a school-community indicator, not a quality rating, so always check NAPLAN results and catchment boundaries for the specific address you're considering.

Which suburb has higher rental yield, Gosford or Point Clare?

Gross rental yield on houses is 3.31% in Gosford vs 3.20% in Point Clare. Gross yield equals annual rent divided by purchase price. Net yield (after strata, rates, insurance, agent fees and maintenance) typically runs 1.5-2 percentage points lower.

The numbers behind the take

Gosford
Metric
Point Clare

Price & Market

$1,088,000
Median house
$1,125,000
$316,800
Median unit
$316,800
+10.2%
Annual growth (house)
+12.4%
Days on market

Rental

$693/wk
Rent (house / wk)
$693/wk
$600/wk
Rent (unit / wk)
$600/wk
33.0%
Owner occupied
72.0%
65.0%
Renter occupied
26.0%

Lifestyle & Demographics

84
Walk score
100
Transit score
100
Bike score
4,873
Population
3,974
35
Median age
46

Risk & Hazard

Flood class
Bushfire risk

Schools

20
Schools nearby
20
1023
Avg ICSEA
1011

Climate

1302 mm
Annual rainfall
1302 mm
26.0°C
Mean max (Jan)
26.0°C

Green dot = better on that metric (lower price, higher growth, higher walkability, lower risk).