Haywards Bay vs Oak Flats.
Comparing two suburbs with median house prices of $1,165,000 and $907,500. Oak Flats edges out on more headline metrics in this comparison.
Oak Flats (median $907,500) is roughly 28% cheaper to buy into than Haywards Bay ($1,165,000). Over the past year, Haywards Bay (+8.1%) ran 5.4 percentage points ahead of Oak Flats (+2.7%) on house-price growth.
On school quality, the average ICSEA across schools serving Oak Flats (959) sits above Haywards Bay (952). Haywards Bay skews owner-occupied (93%), Oak Flats runs more rental-dense (74% owner).
For buyers
Oak Flats is the lower entry point at $907,500 median, 28% below the other suburb. For first home buyers, that translates to a smaller deposit and lower stamp duty bill.
For investors
Investors face a yield-versus-growth split: Oak Flats delivers the better gross yield (4.64% vs 3.12%), but Haywards Bay has run faster on capital growth this year. The right pick depends on whether you're optimising for cash flow or capital appreciation.
For families
Oak Flats edges out on average school ICSEA (959 vs 952). Haywards Bay also has a higher family-household share (90% vs 74%), so the catchment community skews family-heavy.
Common questions
Is Haywards Bay or Oak Flats cheaper to buy in?
Oak Flats has the lower median house price at $907,500, roughly 28% below Haywards Bay ($1,165,000). The gap on units is usually similar but worth checking on the full suburb profiles.
Which has stronger property growth, Haywards Bay or Oak Flats?
Over the past 12 months, Haywards Bay grew +8.1% vs +2.7% in Oak Flats, a gap of 5.4 percentage points. Twelve-month growth can swing year to year, so weight long-run trends from the individual suburb profiles before making a buy decision.
Does Haywards Bay or Oak Flats have better schools?
On average school ICSEA (the ACARA index that benchmarks educational advantage), Oak Flats scores 959 vs 952 in Haywards Bay. ICSEA is a school-community indicator, not a quality rating, so always check NAPLAN results and catchment boundaries for the specific address you're considering.
Which suburb has higher rental yield, Haywards Bay or Oak Flats?
Gross rental yield on houses is 4.64% in Oak Flats vs 3.12% in Haywards Bay. Gross yield equals annual rent divided by purchase price. Net yield (after strata, rates, insurance, agent fees and maintenance) typically runs 1.5-2 percentage points lower.
The numbers behind the take
Price & Market
Rental
Lifestyle & Demographics
Risk & Hazard
Schools
Climate
Green dot = better on that metric (lower price, higher growth, higher walkability, lower risk).
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