Kogarah Bay vs Ramsgate.
Comparing two suburbs with median house prices of $2,307,500 and $1,905,000. Kogarah Bay edges out on more headline metrics in this comparison.
Ramsgate (median $1,905,000) is roughly 21% cheaper to buy into than Kogarah Bay ($2,307,500). Over the past year, Kogarah Bay (-1.8%) ran 9.8 percentage points ahead of Ramsgate (-11.6%) on house-price growth.
Kogarah Bay scores higher on walkability (16/100 vs 14/100 ), useful if you're optimising for a car-light household. On school quality, the average ICSEA across schools serving Kogarah Bay (1081) sits above Ramsgate (1076). Kogarah Bay skews owner-occupied (85%), Ramsgate runs more rental-dense (65% owner).
For buyers
Ramsgate is the lower entry point at $1,905,000 median, 21% below the other suburb. For first home buyers, that translates to a smaller deposit and lower stamp duty bill.
For investors
Investors face a yield-versus-growth split: Ramsgate delivers the better gross yield (2.46% vs 2.03%), but Kogarah Bay has run faster on capital growth this year. The right pick depends on whether you're optimising for cash flow or capital appreciation.
For families
Kogarah Bay edges out on average school ICSEA (1081 vs 1076). Kogarah Bay also has a higher family-household share (85% vs 74%), so the catchment community skews family-heavy.
Common questions
Is Kogarah Bay or Ramsgate cheaper to buy in?
Ramsgate has the lower median house price at $1,905,000, roughly 21% below Kogarah Bay ($2,307,500). The gap on units is usually similar but worth checking on the full suburb profiles.
Which has stronger property growth, Kogarah Bay or Ramsgate?
Over the past 12 months, Kogarah Bay grew -1.8% vs -11.6% in Ramsgate, a gap of 9.8 percentage points. Twelve-month growth can swing year to year, so weight long-run trends from the individual suburb profiles before making a buy decision.
Does Kogarah Bay or Ramsgate have better schools?
On average school ICSEA (the ACARA index that benchmarks educational advantage), Kogarah Bay scores 1081 vs 1076 in Ramsgate. ICSEA is a school-community indicator, not a quality rating, so always check NAPLAN results and catchment boundaries for the specific address you're considering.
Which is more walkable, Kogarah Bay or Ramsgate?
Kogarah Bay scores 16/100 on walkability vs 14/100. Above 70 is considered very walkable (most errands on foot), 50-69 is walkable for some errands, below 50 typically requires a car for daily life.
Which suburb has higher rental yield, Kogarah Bay or Ramsgate?
Gross rental yield on houses is 2.46% in Ramsgate vs 2.03% in Kogarah Bay. Gross yield equals annual rent divided by purchase price. Net yield (after strata, rates, insurance, agent fees and maintenance) typically runs 1.5-2 percentage points lower.
The numbers behind the take
Price & Market
Rental
Lifestyle & Demographics
Risk & Hazard
Schools
Climate
Green dot = better on that metric (lower price, higher growth, higher walkability, lower risk).
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