Side by sideSuburb comparison

Central Tilba vs Mystery Bay.

Comparing two suburbs with median house prices of $1,550,000 and $980,000. Mystery Bay edges out on more headline metrics in this comparison.

Mystery Bay (median $980,000) is roughly 58% cheaper to buy into than Central Tilba ($1,550,000). Over the past year, Mystery Bay (+16.7%) ran 7.5 percentage points ahead of Central Tilba (+9.2%) on house-price growth.

On school quality, the average ICSEA across schools serving Central Tilba (981) sits above Mystery Bay (973). Mystery Bay skews owner-occupied (96%), Central Tilba runs more rental-dense (76% owner).

The takeWhich suburb suits which buyer

For buyers

Mystery Bay is the lower entry point at $980,000 median, 58% below the other suburb. For first home buyers, that translates to a smaller deposit and lower stamp duty bill.

For investors

Mystery Bay carries both higher gross yield (2.93% vs 1.86%) and stronger 12-month growth. On the headline numbers, it's the cleaner investor case of the two.

For families

Central Tilba edges out on average school ICSEA (981 vs 973).

Common questionsCentral Tilba vs Mystery Bay

Common questions

Is Central Tilba or Mystery Bay cheaper to buy in?

Mystery Bay has the lower median house price at $980,000, roughly 58% below Central Tilba ($1,550,000). The gap on units is usually similar but worth checking on the full suburb profiles.

Which has stronger property growth, Central Tilba or Mystery Bay?

Over the past 12 months, Mystery Bay grew +16.7% vs +9.2% in Central Tilba, a gap of 7.5 percentage points. Twelve-month growth can swing year to year, so weight long-run trends from the individual suburb profiles before making a buy decision.

Does Central Tilba or Mystery Bay have better schools?

On average school ICSEA (the ACARA index that benchmarks educational advantage), Central Tilba scores 981 vs 973 in Mystery Bay. ICSEA is a school-community indicator, not a quality rating, so always check NAPLAN results and catchment boundaries for the specific address you're considering.

Which suburb has higher rental yield, Central Tilba or Mystery Bay?

Gross rental yield on houses is 2.93% in Mystery Bay vs 1.86% in Central Tilba. Gross yield equals annual rent divided by purchase price. Net yield (after strata, rates, insurance, agent fees and maintenance) typically runs 1.5-2 percentage points lower.

The numbers behind the take

Central Tilba
Metric
Mystery Bay

Price & Market

$1,550,000
Median house
$980,000
$233,280
Median unit
$233,280
+9.2%
Annual growth (house)
+16.7%
Days on market

Rental

$553/wk
Rent (house / wk)
$553/wk
$440/wk
Rent (unit / wk)
$440/wk
76.0%
Owner occupied
96.0%
15.0%
Renter occupied
8.0%

Lifestyle & Demographics

0
Walk score
0
0
Transit score
0
0
Bike score
0
342
Population
199
57
Median age
63

Risk & Hazard

Flood class
Bushfire risk

Schools

2
Schools nearby
3
981
Avg ICSEA
973

Climate

Annual rainfall
Mean max (Jan)

Green dot = better on that metric (lower price, higher growth, higher walkability, lower risk).