Monterey vs Kogarah.
Comparing two suburbs with median house prices of $2,577,900 and $1,890,000. Kogarah edges out on more headline metrics in this comparison.
Kogarah (median $1,890,000) is roughly 36% cheaper to buy into than Monterey ($2,577,900). Over the past year, Monterey (+7.2%) ran 7.2 percentage points ahead of Kogarah (0%) on house-price growth.
Kogarah scores higher on walkability (6/100 vs 100/100 ), useful if you're optimising for a car-light household. On school quality, the average ICSEA across schools serving Kogarah (1068) sits above Monterey (1061). Monterey skews owner-occupied (67%), Kogarah runs more rental-dense (48% owner).
For buyers
Kogarah is the lower entry point at $1,890,000 median, 36% below the other suburb. For first home buyers, that translates to a smaller deposit and lower stamp duty bill.
For investors
Investors face a yield-versus-growth split: Kogarah delivers the better gross yield (2.48% vs 1.82%), but Monterey has run faster on capital growth this year. The right pick depends on whether you're optimising for cash flow or capital appreciation.
For families
Kogarah edges out on average school ICSEA (1068 vs 1061).
Common questions
Is Monterey or Kogarah cheaper to buy in?
Kogarah has the lower median house price at $1,890,000, roughly 36% below Monterey ($2,577,900). The gap on units is usually similar but worth checking on the full suburb profiles.
Which has stronger property growth, Monterey or Kogarah?
Over the past 12 months, Monterey grew +7.2% vs 0% in Kogarah, a gap of 7.2 percentage points. Twelve-month growth can swing year to year, so weight long-run trends from the individual suburb profiles before making a buy decision.
Does Monterey or Kogarah have better schools?
On average school ICSEA (the ACARA index that benchmarks educational advantage), Kogarah scores 1068 vs 1061 in Monterey. ICSEA is a school-community indicator, not a quality rating, so always check NAPLAN results and catchment boundaries for the specific address you're considering.
Which is more walkable, Monterey or Kogarah?
Kogarah scores 100/100 on walkability vs 6/100. Above 70 is considered very walkable (most errands on foot), 50-69 is walkable for some errands, below 50 typically requires a car for daily life.
Which suburb has higher rental yield, Monterey or Kogarah?
Gross rental yield on houses is 2.48% in Kogarah vs 1.82% in Monterey. Gross yield equals annual rent divided by purchase price. Net yield (after strata, rates, insurance, agent fees and maintenance) typically runs 1.5-2 percentage points lower.
The numbers behind the take
Price & Market
Rental
Lifestyle & Demographics
Risk & Hazard
Schools
Climate
Green dot = better on that metric (lower price, higher growth, higher walkability, lower risk).
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