Monterey vs Ramsgate
Ramsgate (median $1,905,000) is roughly 26% cheaper to buy into than Monterey ($2,577,900). Over the past year, Monterey (+7.2%) ran 18.8 percentage points ahead of Ramsgate (-11.6%) on house-price growth.
Buying in Monterey or Ramsgate?
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Monterey and Ramsgate side by side
| Measure | Monterey | Ramsgate |
|---|---|---|
| Price and market | ||
| Median house | $2,577,900 | $1,905,000 |
| Median unit | $369,360 | $369,360 |
| House price change, 12 months | +7.2% | -11.6% |
| Renting | ||
| House rent | $900/wk | $900/wk |
| Unit rent | $700/wk | $700/wk |
| Owner occupied | 67.0% | 65.0% |
| Renter occupied | 31.0% | 31.0% |
| Schools | ||
| Schools nearby | 20 | 20 |
| Average ICSEA | 1061 | 1076 |
| Lifestyle and people | ||
| Walk score | 6 | 14 |
| Transit score | 0 | 0 |
| Bike score | 100 | 100 |
| Population | 4,619 | 1,151 |
| Median age | 44 | 47 |
| Climate | ||
| Annual rainfall | 976 mm | 1004 mm |
| Mean max, January | 27.6°C | 27.4°C |
Green dot: better on that measure (lower price, higher growth, higher walkability, lower risk). Each suburb’s profile gives the source and period of its figures.
Which suits whom
Ramsgate scores higher on walkability (6/100 vs 14/100 ), useful if you're optimising for a car-light household. On school quality, the average ICSEA across schools serving Ramsgate (1076) sits above Monterey (1061).
- For buyers
- Ramsgate is the lower entry point at $1,905,000 median, 26% below the other suburb. For first home buyers, that translates to a smaller deposit and lower stamp duty bill.
- For investors
- Investors face a yield-versus-growth split: Ramsgate delivers the better gross yield (2.46% vs 1.82%), but Monterey has run faster on capital growth this year. The right pick depends on whether you're optimising for cash flow or capital appreciation.
- For families
- Ramsgate edges out on average school ICSEA (1076 vs 1061).
Monterey vs Ramsgate: common questions
Is Monterey or Ramsgate cheaper to buy in?
Ramsgate has the lower median house price at $1,905,000, roughly 26% below Monterey ($2,577,900). The gap on units is usually similar but worth checking on the full suburb profiles.
Which has stronger property growth, Monterey or Ramsgate?
Over the past 12 months, Monterey grew +7.2% vs -11.6% in Ramsgate, a gap of 18.8 percentage points. Twelve-month growth can swing year to year, so weight long-run trends from the individual suburb profiles before making a buy decision.
Does Monterey or Ramsgate have better schools?
On average school ICSEA (the ACARA index that benchmarks educational advantage), Ramsgate scores 1076 vs 1061 in Monterey. ICSEA is a school-community indicator, not a quality rating, so always check NAPLAN results and catchment boundaries for the specific address you're considering.
Which is more walkable, Monterey or Ramsgate?
Ramsgate scores 14/100 on walkability vs 6/100. Above 70 is considered very walkable (most errands on foot), 50-69 is walkable for some errands, below 50 typically requires a car for daily life.
Which suburb has higher rental yield, Monterey or Ramsgate?
Gross rental yield on houses is 2.46% in Ramsgate vs 1.82% in Monterey. Gross yield equals annual rent divided by purchase price. Net yield (after strata, rates, insurance, agent fees and maintenance) typically runs 1.5-2 percentage points lower.
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