Phillip Bay vs Chifley.
Comparing two suburbs with median house prices of $2,500,000 and $2,700,000.
Phillip Bay (median $2,500,000) is roughly 7% cheaper to buy into than Chifley ($2,700,000). Over the past year, Chifley (+1.3%) ran 8.8 percentage points ahead of Phillip Bay (-7.5%) on house-price growth.
Phillip Bay scores higher on walkability (4/100 vs 0/100 ), useful if you're optimising for a car-light household. On school quality, the average ICSEA across schools serving Chifley (1037) sits above Phillip Bay (1035). Phillip Bay skews owner-occupied (79%), Chifley runs more rental-dense (67% owner).
For buyers
Phillip Bay is the lower entry point at $2,500,000 median, 7% below the other suburb. For first home buyers, that translates to a smaller deposit and lower stamp duty bill.
For investors
Investors face a yield-versus-growth split: Phillip Bay delivers the better gross yield (3.12% vs 2.89%), but Chifley has run faster on capital growth this year. The right pick depends on whether you're optimising for cash flow or capital appreciation.
For families
Chifley edges out on average school ICSEA (1037 vs 1035).
Common questions
Is Phillip Bay or Chifley cheaper to buy in?
Phillip Bay has the lower median house price at $2,500,000, roughly 7% below Chifley ($2,700,000). The gap on units is usually similar but worth checking on the full suburb profiles.
Which has stronger property growth, Phillip Bay or Chifley?
Over the past 12 months, Chifley grew +1.3% vs -7.5% in Phillip Bay, a gap of 8.8 percentage points. Twelve-month growth can swing year to year, so weight long-run trends from the individual suburb profiles before making a buy decision.
Does Phillip Bay or Chifley have better schools?
On average school ICSEA (the ACARA index that benchmarks educational advantage), Chifley scores 1037 vs 1035 in Phillip Bay. ICSEA is a school-community indicator, not a quality rating, so always check NAPLAN results and catchment boundaries for the specific address you're considering.
Which is more walkable, Phillip Bay or Chifley?
Phillip Bay scores 4/100 on walkability vs 0/100. Above 70 is considered very walkable (most errands on foot), 50-69 is walkable for some errands, below 50 typically requires a car for daily life.
Which suburb has higher rental yield, Phillip Bay or Chifley?
Gross rental yield on houses is 3.12% in Phillip Bay vs 2.89% in Chifley. Gross yield equals annual rent divided by purchase price. Net yield (after strata, rates, insurance, agent fees and maintenance) typically runs 1.5-2 percentage points lower.
The numbers behind the take
Price & Market
Rental
Lifestyle & Demographics
Risk & Hazard
Schools
Climate
Green dot = better on that metric (lower price, higher growth, higher walkability, lower risk).
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