Saratoga vs Woy Woy Bay.
Comparing two suburbs with median house prices of $1,383,750 and $1,370,000. Woy Woy Bay edges out on more headline metrics in this comparison.
Woy Woy Bay (median $1,370,000) is roughly 1% cheaper to buy into than Saratoga ($1,383,750). Over the past year, Woy Woy Bay (+13%) ran 13.0 percentage points ahead of Saratoga (0%) on house-price growth.
Woy Woy Bay scores higher on walkability (0/100 vs 12/100 ), useful if you're optimising for a car-light household. On school quality, the average ICSEA across schools serving Saratoga (1034) sits above Woy Woy Bay (1032).
For buyers
Woy Woy Bay is the lower entry point at $1,370,000 median, 1% below the other suburb. For first home buyers, that translates to a smaller deposit and lower stamp duty bill.
For investors
Investors face a yield-versus-growth split: Saratoga delivers the better gross yield (3.19% vs 2.47%), but Woy Woy Bay has run faster on capital growth this year. The right pick depends on whether you're optimising for cash flow or capital appreciation.
For families
Saratoga edges out on average school ICSEA (1034 vs 1032).
Common questions
Is Saratoga or Woy Woy Bay cheaper to buy in?
Woy Woy Bay has the lower median house price at $1,370,000, roughly 1% below Saratoga ($1,383,750). The gap on units is usually similar but worth checking on the full suburb profiles.
Which has stronger property growth, Saratoga or Woy Woy Bay?
Over the past 12 months, Woy Woy Bay grew +13% vs 0% in Saratoga, a gap of 13.0 percentage points. Twelve-month growth can swing year to year, so weight long-run trends from the individual suburb profiles before making a buy decision.
Does Saratoga or Woy Woy Bay have better schools?
On average school ICSEA (the ACARA index that benchmarks educational advantage), Saratoga scores 1034 vs 1032 in Woy Woy Bay. ICSEA is a school-community indicator, not a quality rating, so always check NAPLAN results and catchment boundaries for the specific address you're considering.
Which is more walkable, Saratoga or Woy Woy Bay?
Woy Woy Bay scores 12/100 on walkability vs 0/100. Above 70 is considered very walkable (most errands on foot), 50-69 is walkable for some errands, below 50 typically requires a car for daily life.
Which suburb has higher rental yield, Saratoga or Woy Woy Bay?
Gross rental yield on houses is 3.19% in Saratoga vs 2.47% in Woy Woy Bay. Gross yield equals annual rent divided by purchase price. Net yield (after strata, rates, insurance, agent fees and maintenance) typically runs 1.5-2 percentage points lower.
The numbers behind the take
Price & Market
Rental
Lifestyle & Demographics
Risk & Hazard
Schools
Climate
Green dot = better on that metric (lower price, higher growth, higher walkability, lower risk).
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