Side by sideSuburb comparison

Scotts Head vs Gumma.

Comparing two suburbs with median house prices of $980,000 and $1,100,000. Scotts Head edges out on more headline metrics in this comparison.

Scotts Head (median $980,000) is roughly 11% cheaper to buy into than Gumma ($1,100,000). Over the past year, Gumma (+16.1%) ran 10.9 percentage points ahead of Scotts Head (+5.2%) on house-price growth.

On school quality, the average ICSEA across schools serving Scotts Head (941) sits above Gumma (939).

The takeWhich suburb suits which buyer

For buyers

Scotts Head is the lower entry point at $980,000 median, 11% below the other suburb. For first home buyers, that translates to a smaller deposit and lower stamp duty bill.

For investors

Investors face a yield-versus-growth split: Scotts Head delivers the better gross yield (3.07% vs 2.73%), but Gumma has run faster on capital growth this year. The right pick depends on whether you're optimising for cash flow or capital appreciation.

For families

Scotts Head edges out on average school ICSEA (941 vs 939).

Common questionsScotts Head vs Gumma

Common questions

Is Scotts Head or Gumma cheaper to buy in?

Scotts Head has the lower median house price at $980,000, roughly 11% below Gumma ($1,100,000). The gap on units is usually similar but worth checking on the full suburb profiles.

Which has stronger property growth, Scotts Head or Gumma?

Over the past 12 months, Gumma grew +16.1% vs +5.2% in Scotts Head, a gap of 10.9 percentage points. Twelve-month growth can swing year to year, so weight long-run trends from the individual suburb profiles before making a buy decision.

Does Scotts Head or Gumma have better schools?

On average school ICSEA (the ACARA index that benchmarks educational advantage), Scotts Head scores 941 vs 939 in Gumma. ICSEA is a school-community indicator, not a quality rating, so always check NAPLAN results and catchment boundaries for the specific address you're considering.

Which suburb has higher rental yield, Scotts Head or Gumma?

Gross rental yield on houses is 3.07% in Scotts Head vs 2.73% in Gumma. Gross yield equals annual rent divided by purchase price. Net yield (after strata, rates, insurance, agent fees and maintenance) typically runs 1.5-2 percentage points lower.

The numbers behind the take

Scotts Head
Metric
Gumma

Price & Market

$980,000
Median house
$1,100,000
$221,760
Median unit
$221,760
+5.2%
Annual growth (house)
+16.1%
Days on market

Rental

$578/wk
Rent (house / wk)
$578/wk
Rent (unit / wk)
79.0%
Owner occupied
88.0%
18.0%
Renter occupied
7.0%

Lifestyle & Demographics

Walk score
0
Transit score
0
Bike score
0
986
Population
486
54
Median age
52

Risk & Hazard

Flood class
Bushfire risk

Schools

5
Schools nearby
6
941
Avg ICSEA
939

Climate

Annual rainfall
Mean max (Jan)

Green dot = better on that metric (lower price, higher growth, higher walkability, lower risk).