Side by sideSuburb comparison

Woy Woy vs Phegans Bay.

Comparing two suburbs with median house prices of $1,000,000 and $1,055,000. Woy Woy edges out on more headline metrics in this comparison.

Woy Woy (median $1,000,000) is roughly 5% cheaper to buy into than Phegans Bay ($1,055,000). Over the past year, Woy Woy (+5.3%) ran 9.4 percentage points ahead of Phegans Bay (-4.1%) on house-price growth.

Woy Woy scores higher on walkability (54/100 vs 0/100 ), useful if you're optimising for a car-light household. On school quality, the average ICSEA across schools serving Woy Woy (1037) sits above Phegans Bay (1032). Phegans Bay skews owner-occupied (82%), Woy Woy runs more rental-dense (58% owner).

The takeWhich suburb suits which buyer

For buyers

Woy Woy is the lower entry point at $1,000,000 median, 5% below the other suburb. For first home buyers, that translates to a smaller deposit and lower stamp duty bill.

For investors

Woy Woy carries both higher gross yield (3.38% vs 3.20%) and stronger 12-month growth. On the headline numbers, it's the cleaner investor case of the two.

For families

Woy Woy edges out on average school ICSEA (1037 vs 1032). Phegans Bay also has a higher family-household share (71% vs 59%), so the catchment community skews family-heavy.

Common questionsWoy Woy vs Phegans Bay

Common questions

Is Woy Woy or Phegans Bay cheaper to buy in?

Woy Woy has the lower median house price at $1,000,000, roughly 5% below Phegans Bay ($1,055,000). The gap on units is usually similar but worth checking on the full suburb profiles.

Which has stronger property growth, Woy Woy or Phegans Bay?

Over the past 12 months, Woy Woy grew +5.3% vs -4.1% in Phegans Bay, a gap of 9.4 percentage points. Twelve-month growth can swing year to year, so weight long-run trends from the individual suburb profiles before making a buy decision.

Does Woy Woy or Phegans Bay have better schools?

On average school ICSEA (the ACARA index that benchmarks educational advantage), Woy Woy scores 1037 vs 1032 in Phegans Bay. ICSEA is a school-community indicator, not a quality rating, so always check NAPLAN results and catchment boundaries for the specific address you're considering.

Which is more walkable, Woy Woy or Phegans Bay?

Woy Woy scores 54/100 on walkability vs 0/100. Above 70 is considered very walkable (most errands on foot), 50-69 is walkable for some errands, below 50 typically requires a car for daily life.

Which suburb has higher rental yield, Woy Woy or Phegans Bay?

Gross rental yield on houses is 3.38% in Woy Woy vs 3.20% in Phegans Bay. Gross yield equals annual rent divided by purchase price. Net yield (after strata, rates, insurance, agent fees and maintenance) typically runs 1.5-2 percentage points lower.

The numbers behind the take

Woy Woy
Metric
Phegans Bay

Price & Market

$1,000,000
Median house
$1,055,000
$316,800
Median unit
$316,800
+5.3%
Annual growth (house)
-4.1%
Days on market

Rental

$650/wk
Rent (house / wk)
$650/wk
$498/wk
Rent (unit / wk)
$498/wk
58.0%
Owner occupied
82.0%
38.0%
Renter occupied
17.0%

Lifestyle & Demographics

54
Walk score
0
0
Transit score
0
95
Bike score
40
11,072
Population
406
48
Median age
48

Risk & Hazard

Flood class
Bushfire risk

Schools

20
Schools nearby
20
1037
Avg ICSEA
1032

Climate

1302 mm
Annual rainfall
1302 mm
26.0°C
Mean max (Jan)
26.0°C

Green dot = better on that metric (lower price, higher growth, higher walkability, lower risk).