The ratio of a borrower's total debt to their gross annual income. Australian regulators have asked lenders to limit high DTI lending (above 6x income). For example, if you earn $100,000 and have $600,000 in total debt, your DTI is 6. A high DTI can affect your ability to borrow.
Glossaryfirst home
What is Debt-to-Income Ratio (DTI)?
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