Cudmirrah, NSW 2540

ShoalhavenAll suburbs in postcode 2540

Updated

Median house price

$850,000

+6.9% over the past year.

Median of 9 house sales · NSW Valuer General · calendar 2025

Selling in Cudmirrah?

Get the free selling guide, personalised to Cudmirrah, or ask for a free appraisal from a local agent.

Cudmirrah at a glance

Median unit
$274,320
Weekly rent
$610
Houses · units $470
Population
284
Median age 56

Prices: Median of 9 house sales · NSW Valuer General · calendar 2025 · Rent: NSW rental bond data (postcode 2540), June 2026 · Population: 2021 Census

House prices in Cudmirrah

Houses change hands at $850,000 on a typical sale, below the NSW median (9 house sales, NSW Valuer General, calendar 2025). Units come in around $274,320, roughly 68% below the house median. The 12-month picture is one of steady growth (+6.9%).

For sellers

Twelve-month growth is +6.9%, supporting confident pricing at the upper end of recent comparables.

Work out your selling costs

For buyers

A 20% deposit on the median house works out to roughly $170,000. Prices are below the NSW median, which keeps Cudmirrah on the radar for first-home buyers and right-sizers.

See what you can borrow

Rental data as of June 2026· NSW rental bond data (postcode 2540)

Free appraisal in Cudmirrah

What’s your home worth in Cudmirrah?

Ask us to introduce one participating agent who sells in your area for an appraisal backed by recent comparable sales. Only with your permission, and no commitment to list.

What to know about Cudmirrah

Cudmirrah (2540) sits in the Shoalhaven region of NSW. The median house here is $850,000, below the NSW median of around $1.10M. Prices have moved +6.9% over the past year, well clear of the NSW average (3%).

Cudmirrah has roughly 284 residents, with a retiree-heavy demographic. Households are predominantly owner-occupied. Daily life is car-dependent: most residents drive to work, school and the shops.

What it’s like to live here

Cudmirrah scores 6/100 on walkability, which makes it car-dependent with limited public transport. Plan for two cars in a typical household, especially if work isn't local.

Summer days here average around 26°C (mild), winter mornings around 8°C (mild). Annual rainfall lands at about 1,105 mm. Figures are our 1991 to 2020 averages of SILO data for this location (Queensland Government, built from Bureau of Meteorology observations).

Schooling within or near the suburb covers 8 government primary, 2 government secondary, 1 Catholic.

Schools in Cudmirrah

Schools serving Cudmirrah: government first, then Catholic and independent.

Government schools

Sussex Inlet Public School

K-6Co-edGovernment
Catchment

St Georges Basin Public School

K-6Co-edGovernment
Catchment

Sanctuary Point Public School

K-6Co-edGovernment
Catchment

© ACARA, licensed under CC BY 4.0.

Location

Walkability

Walk
6/100
Transit
0/100
Bike
35/100

Very car dependent. Scores out of 100, calculated from OpenStreetMap data (ODbL).

Walkability data as of May 2026· OpenStreetMap

Demographics

The 2021 Census put Cudmirrah's population at 284, with a median age of 56. That sits as a retiree-heavy demographic. Households are predominantly owner-occupied (84% own, 12% rent), which shapes everything from school catchment stability to how often properties turn over. Lone-person households are notable here (43%), often a marker of unit-heavy stock and walkable infrastructure.

Family households
52%
Lone person
43%
Owner occupied
84%
Renter occupied
12%

Demographics data as of May 2026· ABS 2021 Census

Investment overview

Gross rental yield on houses sits at 3.73% (median rent $610/wk against a $850,000 price tag). Units yield 8.91% gross, often the better cash-flow play for first-time investors. Renter share is modest (12%), so the rental pool is smaller and tenant demand can be patchier than in higher-density suburbs. The 12-month growth of +6.9% adds a capital-growth case on top of the yield.

Gross yield, housesSource: NSW Valuer General (PSI) · Sept 2026
3.73%
On the $850,000 median
Gross yield, unitsSource: NSW Valuer General (PSI) · Sept 2026
8.91%
On the $274,320 median
12-month change, housesSource: NSW Valuer General (PSI) · Sept 2026
+6.9%

Gross rental yield is a year’s rent divided by the purchase price, before expenses. It leaves out vacancy, management fees, maintenance and financing costs, so treat it as a starting point.

Crime and safety

8 offences recorded in 2026

Top offence categories
Intimidation, stalking and harassment4 (50.0%)
Assault2 (25.0%)
Theft1 (12.5%)
Against justice procedures1 (12.5%)

Source: State Police Open Data

Crime data as of January 2026

Weather year-round

Annual rainfall
1,105 mm
Hottest month, avg max
25.6°C
Coldest month, avg min
8.2°C
Rainfall by month
J
F
M
A
M
J
J
A
S
O
N
D

Our 1991 to 2020 averages of SILO data (Queensland Government, built from Bureau of Meteorology observations, CC BY 4.0) for this location.

Climate data as of October 2026· SILO (Queensland Government), from Bureau of Meteorology observations

Questions about Cudmirrah

What is the median house price in Cudmirrah?
The median house price in Cudmirrah, NSW 2540 is $850,000 (median of 9 house sales recorded by the NSW Valuer General in calendar 2025). The median unit price is $274,320. Annual growth is +6.9%.
How much is my house worth in Cudmirrah?
A useful starting point is the Cudmirrah median house price of $850,000 (units $274,320). Your home will sit above or below that depending on land size, condition, position and what comparable homes nearby have sold for recently. For a figure specific to your property, request a free property appraisal from a local agent using the form on this page.
Is Cudmirrah a good investment?
On the published figures, the gross rental yield on houses in Cudmirrah is 3.7%: the median weekly house rent is $610 (NSW rental bond data (postcode 2540), June 2026) against the median house price of $850,000 (NSW Valuer General, calendar 2025). The median house price rose 6.9% over 12 months on the same NSW Valuer General figures. Whether Cudmirrah is a good investment for you depends on the price you pay, your loan and holding costs, vacancy and your tax position. These are published market figures, not financial advice.
What is the Cudmirrah postcode?
Cudmirrah is in the 2540 postcode, in NSW, in the Shoalhaven region.
Where is Cudmirrah?
Cudmirrah is a suburb in the Shoalhaven area, NSW 2540.
What is the average rent in Cudmirrah?
The median weekly rent for houses is $610, for units it's $470.
What schools are in Cudmirrah?
There are 12 schools serving Cudmirrah on this page, including Sussex Inlet Public School, St Georges Basin Public School, Sanctuary Point Public School.
How walkable is Cudmirrah?
Cudmirrah has a Walk Score of 6 out of 100, highly car-dependent. transit score 0, bike score 35.
What suburbs are near Cudmirrah?
Cudmirrah is close to Berrara, Swanhaven, Sussex Inlet, Mondayong, Manyana.
What is the population of Cudmirrah?
The population of Cudmirrah is approximately 284 (2021 Census). The median age is 56.

Selling in Cudmirrah? Get the free selling guide

What selling costs, how agents price homes, what to ask them and a 12-week plan to settlement, personalised to Cudmirrah. A free PDF, in about a minute.

Sources. House and unit medians from the NSW Valuer General, Land Victoria, the SA Government and the ABS; rents from the state rental bond authorities. Census from the ABS (2021), climate from the Bureau of Meteorology, hazard from Geoscience Australia, schools from ACARA and crime from state police open data. Each figure carries its source and date. How we source data

How we’re paid. The guides and this page are free. When a seller asks, we introduce one local agent, and the agent pays us a flat fee for the introduction, never a share of their commission; it costs the seller nothing. If a figure looks wrong, tell us and we’ll fix it.