Side by sideSuburb comparison

Holgate vs Wamberal.

Comparing two suburbs with median house prices of $2,280,000 and $1,550,000. Wamberal edges out on more headline metrics in this comparison.

Wamberal (median $1,550,000) is roughly 47% cheaper to buy into than Holgate ($2,280,000). Over the past year, Holgate (+9.9%) ran 14.2 percentage points ahead of Wamberal (-4.3%) on house-price growth.

Wamberal scores higher on walkability (0/100 vs 2/100 ), useful if you're optimising for a car-light household. On school quality, the average ICSEA across schools serving Wamberal (1046) sits above Holgate (1040). Holgate skews owner-occupied (95%), Wamberal runs more rental-dense (80% owner).

The takeWhich suburb suits which buyer

For buyers

Wamberal is the lower entry point at $1,550,000 median, 47% below the other suburb. For first home buyers, that translates to a smaller deposit and lower stamp duty bill.

For investors

Investors face a yield-versus-growth split: Wamberal delivers the better gross yield (2.95% vs 1.58%), but Holgate has run faster on capital growth this year. The right pick depends on whether you're optimising for cash flow or capital appreciation.

For families

Wamberal edges out on average school ICSEA (1046 vs 1040). Holgate also has a higher family-household share (90% vs 80%), so the catchment community skews family-heavy.

Common questionsHolgate vs Wamberal

Common questions

Is Holgate or Wamberal cheaper to buy in?

Wamberal has the lower median house price at $1,550,000, roughly 47% below Holgate ($2,280,000). The gap on units is usually similar but worth checking on the full suburb profiles.

Which has stronger property growth, Holgate or Wamberal?

Over the past 12 months, Holgate grew +9.9% vs -4.3% in Wamberal, a gap of 14.2 percentage points. Twelve-month growth can swing year to year, so weight long-run trends from the individual suburb profiles before making a buy decision.

Does Holgate or Wamberal have better schools?

On average school ICSEA (the ACARA index that benchmarks educational advantage), Wamberal scores 1046 vs 1040 in Holgate. ICSEA is a school-community indicator, not a quality rating, so always check NAPLAN results and catchment boundaries for the specific address you're considering.

Which is more walkable, Holgate or Wamberal?

Wamberal scores 2/100 on walkability vs 0/100. Above 70 is considered very walkable (most errands on foot), 50-69 is walkable for some errands, below 50 typically requires a car for daily life.

Which suburb has higher rental yield, Holgate or Wamberal?

Gross rental yield on houses is 2.95% in Wamberal vs 1.58% in Holgate. Gross yield equals annual rent divided by purchase price. Net yield (after strata, rates, insurance, agent fees and maintenance) typically runs 1.5-2 percentage points lower.

The numbers behind the take

Holgate
Metric
Wamberal

Price & Market

$2,280,000
Median house
$1,550,000
$316,800
Median unit
$394,560
+9.9%
Annual growth (house)
-4.3%
Days on market

Rental

$693/wk
Rent (house / wk)
$880/wk
$600/wk
Rent (unit / wk)
$650/wk
95.0%
Owner occupied
80.0%
4.0%
Renter occupied
17.0%

Lifestyle & Demographics

0
Walk score
2
0
Transit score
0
0
Bike score
100
1,023
Population
6,991
43
Median age
40

Risk & Hazard

Flood class
Bushfire risk

Schools

20
Schools nearby
20
1040
Avg ICSEA
1046

Climate

1302 mm
Annual rainfall
1302 mm
26.0°C
Mean max (Jan)
26.0°C

Green dot = better on that metric (lower price, higher growth, higher walkability, lower risk).