Minnamurra vs Shellharbour

Shellharbour (median $1,225,000) is roughly 32% cheaper to buy into than Minnamurra ($1,800,000).

Buying in Minnamurra or Shellharbour?

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Minnamurra and Shellharbour side by side

MeasureMinnamurraShellharbour
Price and market
Median house$1,800,000$1,225,000
Median unit$354,960$343,440
House price change, 12 months–-6.5%
Renting
House rent$830/wk$810/wk
Unit rent$650/wk$660/wk
Owner occupied85.0%65.0%
Renter occupied10.0%33.0%
Schools
Schools nearby2020
Average ICSEA1007968
Lifestyle and people
Walk score20
Transit score100
Bike score85100
Population8043,520
Median age5046
Climate
Annual rainfall1060 mm1060 mm
Mean max, January25.9°C25.9°C

Green dot: better on that measure (lower price, higher growth, higher walkability, lower risk). Each suburb’s profile gives the source and period of its figures.

Which suits whom

Minnamurra scores higher on walkability (2/100 vs 0/100 ), useful if you're optimising for a car-light household. On school quality, the average ICSEA across schools serving Minnamurra (1007) sits above Shellharbour (968). Minnamurra skews owner-occupied (85%), Shellharbour runs more rental-dense (65% owner).

For buyers
Shellharbour is the lower entry point at $1,225,000 median, 32% below the other suburb. For first home buyers, that translates to a smaller deposit and lower stamp duty bill.
For investors
Shellharbour offers the higher gross rental yield (3.44% vs 2.40%), favouring cash-flow investors.
For families
Minnamurra edges out on average school ICSEA (1007 vs 968).

Minnamurra vs Shellharbour: common questions

Is Minnamurra or Shellharbour cheaper to buy in?

Shellharbour has the lower median house price at $1,225,000, roughly 32% below Minnamurra ($1,800,000). The gap on units is usually similar but worth checking on the full suburb profiles.

Does Minnamurra or Shellharbour have better schools?

On average school ICSEA (the ACARA index that benchmarks educational advantage), Minnamurra scores 1007 vs 968 in Shellharbour. ICSEA is a school-community indicator, not a quality rating, so always check NAPLAN results and catchment boundaries for the specific address you're considering.

Which is more walkable, Minnamurra or Shellharbour?

Minnamurra scores 2/100 on walkability vs 0/100. Above 70 is considered very walkable (most errands on foot), 50-69 is walkable for some errands, below 50 typically requires a car for daily life.

Which suburb has higher rental yield, Minnamurra or Shellharbour?

Gross rental yield on houses is 3.44% in Shellharbour vs 2.40% in Minnamurra. Gross yield equals annual rent divided by purchase price. Net yield (after strata, rates, insurance, agent fees and maintenance) typically runs 1.5-2 percentage points lower.