Mount Kembla vs Figtree

Figtree (median $1,140,000) is roughly 9% cheaper to buy into than Mount Kembla ($1,250,000).

Buying in Mount Kembla or Figtree?

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Mount Kembla and Figtree side by side

MeasureMount KemblaFigtree
Price and market
Median house$1,250,000$1,140,000
Median unit$343,440$352,800
House price change, 12 months–+3.6%
Renting
House rent$750/wk$790/wk
Unit rent$500/wk$500/wk
Owner occupied90.0%80.0%
Renter occupied7.0%17.0%
Schools
Schools nearby2020
Average ICSEA10211048
Lifestyle and people
Walk score00
Transit score00
Bike score5100
Population1,08312,335
Median age4240
Climate
Annual rainfall1111 mm1078 mm
Mean max, January26.3°C26.3°C

Green dot: better on that measure (lower price, higher growth, higher walkability, lower risk). Each suburb’s profile gives the source and period of its figures.

Which suits whom

On school quality, the average ICSEA across schools serving Figtree (1048) sits above Mount Kembla (1021). Mount Kembla skews owner-occupied (90%), Figtree runs more rental-dense (80% owner).

For buyers
Figtree is the lower entry point at $1,140,000 median, 9% below the other suburb. For first home buyers, that translates to a smaller deposit and lower stamp duty bill.
For investors
Figtree offers the higher gross rental yield (3.60% vs 3.12%), favouring cash-flow investors.
For families
Figtree edges out on average school ICSEA (1048 vs 1021).

Mount Kembla vs Figtree: common questions

Is Mount Kembla or Figtree cheaper to buy in?

Figtree has the lower median house price at $1,140,000, roughly 9% below Mount Kembla ($1,250,000). The gap on units is usually similar but worth checking on the full suburb profiles.

Does Mount Kembla or Figtree have better schools?

On average school ICSEA (the ACARA index that benchmarks educational advantage), Figtree scores 1048 vs 1021 in Mount Kembla. ICSEA is a school-community indicator, not a quality rating, so always check NAPLAN results and catchment boundaries for the specific address you're considering.

Which suburb has higher rental yield, Mount Kembla or Figtree?

Gross rental yield on houses is 3.60% in Figtree vs 3.12% in Mount Kembla. Gross yield equals annual rent divided by purchase price. Net yield (after strata, rates, insurance, agent fees and maintenance) typically runs 1.5-2 percentage points lower.