Mount Kembla vs Figtree.
Comparing two suburbs with median house prices of $1,250,000 and $1,140,000. Figtree edges out on more headline metrics in this comparison.
Figtree (median $1,140,000) is roughly 10% cheaper to buy into than Mount Kembla ($1,250,000). Over the past year, Figtree (+3.6%) ran 3.6 percentage points ahead of Mount Kembla (0%) on house-price growth.
On school quality, the average ICSEA across schools serving Figtree (1048) sits above Mount Kembla (1021). Mount Kembla skews owner-occupied (90%), Figtree runs more rental-dense (80% owner).
For buyers
Figtree is the lower entry point at $1,140,000 median, 10% below the other suburb. For first home buyers, that translates to a smaller deposit and lower stamp duty bill.
For investors
Figtree carries both higher gross yield (3.19% vs 1.54%) and stronger 12-month growth. On the headline numbers, it's the cleaner investor case of the two.
For families
Figtree edges out on average school ICSEA (1048 vs 1021).
Common questions
Is Mount Kembla or Figtree cheaper to buy in?
Figtree has the lower median house price at $1,140,000, roughly 10% below Mount Kembla ($1,250,000). The gap on units is usually similar but worth checking on the full suburb profiles.
Which has stronger property growth, Mount Kembla or Figtree?
Over the past 12 months, Figtree grew +3.6% vs 0% in Mount Kembla, a gap of 3.6 percentage points. Twelve-month growth can swing year to year, so weight long-run trends from the individual suburb profiles before making a buy decision.
Does Mount Kembla or Figtree have better schools?
On average school ICSEA (the ACARA index that benchmarks educational advantage), Figtree scores 1048 vs 1021 in Mount Kembla. ICSEA is a school-community indicator, not a quality rating, so always check NAPLAN results and catchment boundaries for the specific address you're considering.
Which suburb has higher rental yield, Mount Kembla or Figtree?
Gross rental yield on houses is 3.19% in Figtree vs 1.54% in Mount Kembla. Gross yield equals annual rent divided by purchase price. Net yield (after strata, rates, insurance, agent fees and maintenance) typically runs 1.5-2 percentage points lower.
The numbers behind the take
Price & Market
Rental
Lifestyle & Demographics
Risk & Hazard
Schools
Climate
Green dot = better on that metric (lower price, higher growth, higher walkability, lower risk).
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