Side by sideSuburb comparison

Phegans Bay vs Woy Woy Bay.

Comparing two suburbs with median house prices of $1,055,000 and $1,370,000. Woy Woy Bay edges out on more headline metrics in this comparison.

Phegans Bay (median $1,055,000) is roughly 23% cheaper to buy into than Woy Woy Bay ($1,370,000). Over the past year, Woy Woy Bay (+13%) ran 17.1 percentage points ahead of Phegans Bay (-4.1%) on house-price growth.

Woy Woy Bay scores higher on walkability (0/100 vs 12/100 ), useful if you're optimising for a car-light household.

The takeWhich suburb suits which buyer

For buyers

Phegans Bay is the lower entry point at $1,055,000 median, 23% below the other suburb. For first home buyers, that translates to a smaller deposit and lower stamp duty bill.

For investors

Investors face a yield-versus-growth split: Phegans Bay delivers the better gross yield (3.20% vs 2.47%), but Woy Woy Bay has run faster on capital growth this year. The right pick depends on whether you're optimising for cash flow or capital appreciation.

For families

School and household data is too similar between the two to call a winner on family fit. Check the individual profiles for street-level school catchments.

Common questionsPhegans Bay vs Woy Woy Bay

Common questions

Is Phegans Bay or Woy Woy Bay cheaper to buy in?

Phegans Bay has the lower median house price at $1,055,000, roughly 23% below Woy Woy Bay ($1,370,000). The gap on units is usually similar but worth checking on the full suburb profiles.

Which has stronger property growth, Phegans Bay or Woy Woy Bay?

Over the past 12 months, Woy Woy Bay grew +13% vs -4.1% in Phegans Bay, a gap of 17.1 percentage points. Twelve-month growth can swing year to year, so weight long-run trends from the individual suburb profiles before making a buy decision.

Which is more walkable, Phegans Bay or Woy Woy Bay?

Woy Woy Bay scores 12/100 on walkability vs 0/100. Above 70 is considered very walkable (most errands on foot), 50-69 is walkable for some errands, below 50 typically requires a car for daily life.

Which suburb has higher rental yield, Phegans Bay or Woy Woy Bay?

Gross rental yield on houses is 3.20% in Phegans Bay vs 2.47% in Woy Woy Bay. Gross yield equals annual rent divided by purchase price. Net yield (after strata, rates, insurance, agent fees and maintenance) typically runs 1.5-2 percentage points lower.

The numbers behind the take

Phegans Bay
Metric
Woy Woy Bay

Price & Market

$1,055,000
Median house
$1,370,000
$316,800
Median unit
$316,800
-4.1%
Annual growth (house)
+13.0%
Days on market

Rental

$650/wk
Rent (house / wk)
$650/wk
$498/wk
Rent (unit / wk)
$498/wk
82.0%
Owner occupied
84.0%
17.0%
Renter occupied
12.0%

Lifestyle & Demographics

0
Walk score
12
0
Transit score
0
40
Bike score
55
406
Population
423
48
Median age
47

Risk & Hazard

Flood class
Bushfire risk

Schools

20
Schools nearby
20
1032
Avg ICSEA
1032

Climate

1302 mm
Annual rainfall
1302 mm
26.0°C
Mean max (Jan)
26.0°C

Green dot = better on that metric (lower price, higher growth, higher walkability, lower risk).