Shellharbour vs Minnamurra
Shellharbour (median $1,225,000) is roughly 32% cheaper to buy into than Minnamurra ($1,800,000).
Buying in Shellharbour or Minnamurra?
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Shellharbour and Minnamurra side by side
| Measure | Shellharbour | Minnamurra |
|---|---|---|
| Price and market | ||
| Median house | $1,225,000 | $1,800,000 |
| Median unit | $343,440 | $354,960 |
| House price change, 12 months | -6.5% | – |
| Renting | ||
| House rent | $810/wk | $830/wk |
| Unit rent | $660/wk | $650/wk |
| Owner occupied | 65.0% | 85.0% |
| Renter occupied | 33.0% | 10.0% |
| Schools | ||
| Schools nearby | 20 | 20 |
| Average ICSEA | 968 | 1007 |
| Lifestyle and people | ||
| Walk score | 0 | 2 |
| Transit score | 0 | 10 |
| Bike score | 100 | 85 |
| Population | 3,520 | 804 |
| Median age | 46 | 50 |
| Climate | ||
| Annual rainfall | 1060 mm | 1060 mm |
| Mean max, January | 25.9°C | 25.9°C |
Green dot: better on that measure (lower price, higher growth, higher walkability, lower risk). Each suburb’s profile gives the source and period of its figures.
Which suits whom
Minnamurra scores higher on walkability (0/100 vs 2/100 ), useful if you're optimising for a car-light household. On school quality, the average ICSEA across schools serving Minnamurra (1007) sits above Shellharbour (968). Minnamurra skews owner-occupied (85%), Shellharbour runs more rental-dense (65% owner).
- For buyers
- Shellharbour is the lower entry point at $1,225,000 median, 32% below the other suburb. For first home buyers, that translates to a smaller deposit and lower stamp duty bill.
- For investors
- Shellharbour offers the higher gross rental yield (3.44% vs 2.40%), favouring cash-flow investors.
- For families
- Minnamurra edges out on average school ICSEA (1007 vs 968).
Shellharbour vs Minnamurra: common questions
Is Shellharbour or Minnamurra cheaper to buy in?
Shellharbour has the lower median house price at $1,225,000, roughly 32% below Minnamurra ($1,800,000). The gap on units is usually similar but worth checking on the full suburb profiles.
Does Shellharbour or Minnamurra have better schools?
On average school ICSEA (the ACARA index that benchmarks educational advantage), Minnamurra scores 1007 vs 968 in Shellharbour. ICSEA is a school-community indicator, not a quality rating, so always check NAPLAN results and catchment boundaries for the specific address you're considering.
Which is more walkable, Shellharbour or Minnamurra?
Minnamurra scores 2/100 on walkability vs 0/100. Above 70 is considered very walkable (most errands on foot), 50-69 is walkable for some errands, below 50 typically requires a car for daily life.
Which suburb has higher rental yield, Shellharbour or Minnamurra?
Gross rental yield on houses is 3.44% in Shellharbour vs 2.40% in Minnamurra. Gross yield equals annual rent divided by purchase price. Net yield (after strata, rates, insurance, agent fees and maintenance) typically runs 1.5-2 percentage points lower.
Keep comparing
The two suburbs
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