Umina Beach vs Ettalong Beach.
Comparing two suburbs with median house prices of $1,230,000 and $1,315,000. Ettalong Beach edges out on more headline metrics in this comparison.
Umina Beach (median $1,230,000) is roughly 6% cheaper to buy into than Ettalong Beach ($1,315,000). Over the past year, Ettalong Beach (+16.9%) ran 7.6 percentage points ahead of Umina Beach (+9.3%) on house-price growth.
Ettalong Beach scores higher on walkability (0/100 vs 30/100 ), useful if you're optimising for a car-light household. On school quality, the average ICSEA across schools serving Ettalong Beach (1037) sits above Umina Beach (1033).
For buyers
Umina Beach is the lower entry point at $1,230,000 median, 6% below the other suburb. For first home buyers, that translates to a smaller deposit and lower stamp duty bill.
For investors
Investors face a yield-versus-growth split: Umina Beach delivers the better gross yield (2.94% vs 2.75%), but Ettalong Beach has run faster on capital growth this year. The right pick depends on whether you're optimising for cash flow or capital appreciation.
For families
Ettalong Beach edges out on average school ICSEA (1037 vs 1033). Umina Beach also has a higher family-household share (67% vs 54%), so the catchment community skews family-heavy.
Common questions
Is Umina Beach or Ettalong Beach cheaper to buy in?
Umina Beach has the lower median house price at $1,230,000, roughly 6% below Ettalong Beach ($1,315,000). The gap on units is usually similar but worth checking on the full suburb profiles.
Which has stronger property growth, Umina Beach or Ettalong Beach?
Over the past 12 months, Ettalong Beach grew +16.9% vs +9.3% in Umina Beach, a gap of 7.6 percentage points. Twelve-month growth can swing year to year, so weight long-run trends from the individual suburb profiles before making a buy decision.
Does Umina Beach or Ettalong Beach have better schools?
On average school ICSEA (the ACARA index that benchmarks educational advantage), Ettalong Beach scores 1037 vs 1033 in Umina Beach. ICSEA is a school-community indicator, not a quality rating, so always check NAPLAN results and catchment boundaries for the specific address you're considering.
Which is more walkable, Umina Beach or Ettalong Beach?
Ettalong Beach scores 30/100 on walkability vs 0/100. Above 70 is considered very walkable (most errands on foot), 50-69 is walkable for some errands, below 50 typically requires a car for daily life.
Which suburb has higher rental yield, Umina Beach or Ettalong Beach?
Gross rental yield on houses is 2.94% in Umina Beach vs 2.75% in Ettalong Beach. Gross yield equals annual rent divided by purchase price. Net yield (after strata, rates, insurance, agent fees and maintenance) typically runs 1.5-2 percentage points lower.
The numbers behind the take
Price & Market
Rental
Lifestyle & Demographics
Risk & Hazard
Schools
Climate
Green dot = better on that metric (lower price, higher growth, higher walkability, lower risk).
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