Umina Beach vs Wagstaffe.
Comparing two suburbs with median house prices of $1,230,000 and $1,300,000. Umina Beach edges out on more headline metrics in this comparison.
Umina Beach (median $1,230,000) is roughly 5% cheaper to buy into than Wagstaffe ($1,300,000). Over the past year, Umina Beach (+9.3%) ran 9.3 percentage points ahead of Wagstaffe (0%) on house-price growth.
On school quality, the average ICSEA across schools serving Wagstaffe (1037) sits above Umina Beach (1033). Wagstaffe skews owner-occupied (86%), Umina Beach runs more rental-dense (64% owner).
For buyers
Umina Beach is the lower entry point at $1,230,000 median, 5% below the other suburb. For first home buyers, that translates to a smaller deposit and lower stamp duty bill.
For investors
Umina Beach carries both higher gross yield (2.94% vs 2.78%) and stronger 12-month growth. On the headline numbers, it's the cleaner investor case of the two.
For families
Wagstaffe edges out on average school ICSEA (1037 vs 1033).
Common questions
Is Umina Beach or Wagstaffe cheaper to buy in?
Umina Beach has the lower median house price at $1,230,000, roughly 5% below Wagstaffe ($1,300,000). The gap on units is usually similar but worth checking on the full suburb profiles.
Which has stronger property growth, Umina Beach or Wagstaffe?
Over the past 12 months, Umina Beach grew +9.3% vs 0% in Wagstaffe, a gap of 9.3 percentage points. Twelve-month growth can swing year to year, so weight long-run trends from the individual suburb profiles before making a buy decision.
Does Umina Beach or Wagstaffe have better schools?
On average school ICSEA (the ACARA index that benchmarks educational advantage), Wagstaffe scores 1037 vs 1033 in Umina Beach. ICSEA is a school-community indicator, not a quality rating, so always check NAPLAN results and catchment boundaries for the specific address you're considering.
Which suburb has higher rental yield, Umina Beach or Wagstaffe?
Gross rental yield on houses is 2.94% in Umina Beach vs 2.78% in Wagstaffe. Gross yield equals annual rent divided by purchase price. Net yield (after strata, rates, insurance, agent fees and maintenance) typically runs 1.5-2 percentage points lower.
The numbers behind the take
Price & Market
Rental
Lifestyle & Demographics
Risk & Hazard
Schools
Climate
Green dot = better on that metric (lower price, higher growth, higher walkability, lower risk).
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