Umina Beach, NSW 2257
Central Coast CouncilAll suburbs in postcode 2257
Updated
Median house price
$1,230,000
+9.3% over the past year.
Median of 287 house sales · NSW Valuer General · calendar 2025
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Umina Beach at a glance
- Median unit
- $339,120
- Weekly rent
- $695
- Houses · units $535
- Population
- 17.4k
- Median age 44
Prices: Median of 287 house sales · NSW Valuer General · calendar 2025 · Rent: NSW rental bond data (postcode 2257), June 2026 · Population: 2021 Census
House prices in Umina Beach
Houses change hands at $1,230,000 on a typical sale, in line with the NSW median (287 house sales, NSW Valuer General, calendar 2025). Units come in around $339,120, roughly 72% below the house median. The last 12 months delivered strong growth (+9.3%), well clear of the long-run average for the state.
For sellers
Twelve-month growth is +9.3%, supporting confident pricing at the upper end of recent comparables.
For buyers
A 20% deposit on the median house works out to roughly $246,000. Prices are in line with the NSW median, so the broader state lending settings apply.
Rental data as of June 2026· NSW rental bond data (postcode 2257)
Free appraisal in Umina Beach
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What to know about Umina Beach
Umina Beach (2257) sits in the Central Coast region of NSW. The median house here is $1,230,000, in line with the NSW median of around $1.10M. Prices have moved +9.3% over the past year, well clear of the NSW average (3%).
Umina Beach has roughly 17,372 residents, with an established, older skew. Households are mostly owner-occupied. Daily life is car-dependent: most residents drive to work, school and the shops.
What it’s like to live here
Umina Beach scores 0/100 on walkability, which makes it car-dependent with limited public transport. Plan for two cars in a typical household, especially if work isn't local.
Summer days here average around 27°C (warm), winter mornings around 8°C (cool). Annual rainfall lands at about 1,167 mm. Figures are our 1991 to 2020 averages of SILO data for this location (Queensland Government, built from Bureau of Meteorology observations).
Schooling within or near the suburb covers 10 government primary, 3 government secondary, 1 Catholic, 3 independent.
Schools in Umina Beach
Schools serving Umina Beach: government first, then Catholic and independent.
Government schools
© ACARA, licensed under CC BY 4.0.
Location
Walkability
- Walk
- 0/100
- Transit
- 0/100
- Bike
- 40/100
Very car dependent. Scores out of 100, calculated from OpenStreetMap data (ODbL).
Walkability data as of May 2026· OpenStreetMap
Demographics
The 2021 Census put Umina Beach's population at 17,372, with a median age of 44. That sits as an established, older skew. Households are mostly owner-occupied (64% own, 33% rent), which shapes everything from school catchment stability to how often properties turn over. The household mix skews family-dominated (67% family households, 29% lone person), so amenity decisions tend to follow what families want: parks, schools, supermarkets.
- Family households
- 67%
- Lone person
- 29%
- Owner occupied
- 64%
- Renter occupied
- 33%
Demographics data as of May 2026· ABS 2021 Census
Investment overview
Gross rental yield on houses sits at 2.94% (median rent $695/wk against a $1,230,000 price tag). Units yield 8.20% gross, often the better cash-flow play for first-time investors. With 33% of households renting, the leasing market is established and vacancy risk tends to be lower than in owner-dominated suburbs. The 12-month growth of +9.3% adds a capital-growth case on top of the yield.
- Gross yield, housesSource: NSW Valuer General (PSI) · Sept 2026
- 2.94%
- On the $1,230,000 median
- Gross yield, unitsSource: NSW Valuer General (PSI) · Sept 2026
- 8.20%
- On the $339,120 median
- 12-month change, housesSource: NSW Valuer General (PSI) · Sept 2026
- +9.3%
Gross rental yield is a year’s rent divided by the purchase price, before expenses. It leaves out vacancy, management fees, maintenance and financing costs, so treat it as a starting point.
Crime and safety
525 offences recorded in 2026
Top offence categories
Source: State Police Open Data
Crime data as of January 2026
Weather year-round
- Annual rainfall
- 1,167 mm
- Hottest month, avg max
- 27.1°C
- Coldest month, avg min
- 7.7°C
Rainfall by month
Our 1991 to 2020 averages of SILO data (Queensland Government, built from Bureau of Meteorology observations, CC BY 4.0) for this location.
Climate data as of October 2026· SILO (Queensland Government), from Bureau of Meteorology observations
Questions about Umina Beach
- What is the median house price in Umina Beach?
- The median house price in Umina Beach, NSW 2257 is $1,230,000 (median of 287 house sales recorded by the NSW Valuer General in calendar 2025). The median unit price is $339,120. Annual growth is +9.3%.
- How much is my house worth in Umina Beach?
- A useful starting point is the Umina Beach median house price of $1,230,000 (units $339,120). Your home will sit above or below that depending on land size, condition, position and what comparable homes nearby have sold for recently. For a figure specific to your property, request a free property appraisal from a local agent using the form on this page.
- Is Umina Beach a good investment?
- On the published figures, the gross rental yield on houses in Umina Beach is 2.9%: the median weekly house rent is $695 (NSW rental bond data (postcode 2257), June 2026) against the median house price of $1,230,000 (NSW Valuer General, calendar 2025). The median house price rose 9.3% over 12 months on the same NSW Valuer General figures. Whether Umina Beach is a good investment for you depends on the price you pay, your loan and holding costs, vacancy and your tax position. These are published market figures, not financial advice.
- What is the Umina Beach postcode?
- Umina Beach is in the 2257 postcode, in NSW, in the Central Coast Council region.
- Where is Umina Beach?
- Umina Beach is a suburb in the Central Coast Council area, NSW 2257.
- What is the average rent in Umina Beach?
- The median weekly rent for houses is $695, for units it's $535.
- What schools are in Umina Beach?
- There are 17 schools serving Umina Beach on this page, including Umina Beach Public School, Brisbane Water Secondary College Umina Campus, Ettalong Public School.
- How walkable is Umina Beach?
- Umina Beach has a Walk Score of 0 out of 100, highly car-dependent. transit score 0, bike score 40.
- What suburbs are near Umina Beach?
- Umina Beach is close to Pearl Beach, Ettalong Beach, Wagstaffe, Blackwall, Pretty Beach.
- What is the population of Umina Beach?
- The population of Umina Beach is approximately 17,372 (2021 Census). The median age is 44.
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Sources. House and unit medians from the NSW Valuer General, Land Victoria, the SA Government and the ABS; rents from the state rental bond authorities. Census from the ABS (2021), climate from the Bureau of Meteorology, hazard from Geoscience Australia, schools from ACARA and crime from state police open data. Each figure carries its source and date. How we source data
How we’re paid. The guides and this page are free. When a seller asks, we introduce one local agent, and the agent pays us a flat fee for the introduction, never a share of their commission; it costs the seller nothing. If a figure looks wrong, tell us and we’ll fix it.