Fern Bay at a glance
Walk score
4
Very car dependent
Population
4,046
Median age 43
The brief
What to know about Fern Bay.
The postcode for Fern Bay is 2295 (NSW).
Fern Bay (2295) sits in the Port Stephens region of NSW.
Fern Bay has roughly 4,046 residents, with an established, older skew. Households are mostly owner-occupied. Daily life is car-dependent: most residents drive to work, school and the shops.
Side by side
Compare Fern Bay with a nearby suburb.
Median, growth, schools, walkability, all in one view.
Day to day
What it’s like to live here.
Fern Bay scores 4/100 on walkability, which makes it car-dependent with limited public transport. Plan for two cars in a typical household, especially if work isn't local.
Summer days here average around 25°C (mild), winter mornings around 8°C (mild). Annual rainfall lands at about 1143mm. Data comes from the Bureau of Meteorology's Newcastle Nobbys Signal station, 25.0km away.
Schooling within or near the suburb covers 9 government primary, 2 government secondary, 6 Catholic, 3 independent.
Who lives here
Demographics.
The 2021 Census put Fern Bay's population at 4,046, with a median age of 43. That sits as an established, older skew. Households are mostly owner-occupied (72% own, 24% rent), which shapes everything from school catchment stability to how often properties turn over. The household mix skews family-dominated (68% family households, 30% lone person), so amenity decisions tend to follow what families want: parks, schools, supermarkets.
Population
4,046
Median age
43
Family households
68%
Lone person
30%
Demographics data as of May 2026· ABS 2021 Census
Market
The price of a home here.
Median house price
Verified median pending
We don't yet have a verified suburb-level median for this market. We're working on a data partner; in the meantime, treat the state-level figures as a guide only. How we source data.
Sales data as of May 2026· rental-nsw
Rental and ownership
Weekly rent (house)
$430/wk
Weekly rent (unit)
$510/wk
Owner occupied
72%
Renter occupied
24%
At a deeper level
4,046
Median age: 43
Free appraisal
What’s your home worth in Fern Bay?
A local agent who actually sells in Fern Bay will give you an honest number, backed by recent comparable sales. Free, no commitment to list.
Free guide · 2026 edition
Thinking of selling in Fern Bay?
The complete guide to selling: what it costs, how agents price your home, and a 12-week plan to settlement. Personalised to Fern Bay, free, in 60 seconds.
Free guide · 2026 edition
Thinking of buying in Fern Bay?
What you can actually spend, the 2026 first home buyer schemes for your state, and how not to overpay. A free buying guide, in about 60 seconds.
Get property alerts for Fern Bay
Be the first to know when new listings hit the market.
Safety
Crime and safety.
119
total offences in 2025
Top offence categories
Crime statistics are reported at LGA level and may cover a broader area than this suburb.
Source: State Police Open Data
Crime data as of January 2025· State Police Open Data
Getting around
Walkability.
4
0
100
Scores calculated from OpenStreetMap data (ODbL)
Walkability data as of May 2026· OpenStreetMap
Place
Location.
Amenities
Transport
Education
Schools in Fern Bay.
Local schools for Fern Bay
View the catchment for each school to find out more.
Government School Catchment
Fern Bay Public School
Stockton Public School
Mayfield East Public School
© ACARA, licensed under CC BY 4.0.
Climate
Weather year-round.
Annual Rainfall
1143 mm
Hottest Month (avg max)
24.7°C
Coldest Month (avg min)
8.2°C
Monthly Rainfall (mm)
Weather data from BOM station Newcastle Nobbys Signal (25 km away)
Climate data as of May 2026· Bureau of Meteorology
Frequently asked
About Fern Bay.
- What is the Fern Bay postcode?
- Fern Bay is in the 2295 postcode, in NSW, in the Port Stephens Council region.
- Where is Fern Bay?
- Fern Bay is a regional suburb in NSW, postcode 2295, in the Port Stephens Council region.
- What is the average rent in Fern Bay?
- The median weekly rent for houses is $430, for units it's $510.
- What schools are in Fern Bay?
- There are 20 schools serving Fern Bay on this page, including Fern Bay Public School, Stockton Public School, St Peter's Primary School.
- How walkable is Fern Bay?
- Fern Bay has a Walk Score of 4 out of 100, highly car-dependent. transit score 0, bike score 100.
- What suburbs are near Fern Bay?
- Fern Bay is close to Kooragang, Fullerton Cove, Stockton, Tighes Hill, Mayfield East.
- What is the population of Fern Bay?
- The population of Fern Bay is approximately 4,046 (2021 Census). The median age is 43.
For Sale
Fern Bay
Buying
Selling
Surrounding Suburbs
Side by side
Compare Fern Bay vs a nearby suburb
See median prices, growth, schools, walkability and risk side by side in one view.
Sources cited
Median, growth and rental data from state revenue offices and ABS. Census from ABS 2021. Climate from BoM. Hazard from Geoscience Australia. School data from ACARA. Crime from state police open data. Full methodology →
Always dated
Every figure on this page carries its source and as-of date in a tooltip. If a figure looks off to you, tell us and we’ll fix it within a week.
No login
No paywall, no sign-up, no download form. The suburb data is the product. We earn from partner brokers and agents on the rare occasion you ask for one.
Thinking about selling in Fern Bay?
The complete selling guide, personalised to Fern Bay: what it really costs, how agents price homes here, and a 12-week plan to settlement. Free PDF, 60 seconds.
Get the free selling guide