Silverwater, NSW 2264
Lake Macquarie City CouncilAll suburbs in postcode 2264
Updated
Median house price
$870,000
Median of 5 house sales · NSW Valuer General · calendar 2025
Selling in Silverwater?
Get the free selling guide, personalised to Silverwater, or ask for a free appraisal from a local agent.
Silverwater at a glance
- Median unit
- $278,640
- Weekly rent
- $695
- Houses
Prices: Median of 5 house sales · NSW Valuer General · calendar 2025 · Rent: NSW rental bond data (postcode 2264), June 2026
House prices in Silverwater
Houses change hands at $870,000 on a typical sale, below the NSW median (5 house sales, NSW Valuer General, calendar 2025). Units come in around $278,640, roughly 68% below the house median.
For buyers
A 20% deposit on the median house works out to roughly $174,000. Prices are below the NSW median, which keeps Silverwater on the radar for first-home buyers and right-sizers.
Rental data as of June 2026· NSW rental bond data (postcode 2264)
Free appraisal in Silverwater
What’s your home worth in Silverwater?
Ask us to introduce one participating agent who sells in your area for an appraisal backed by recent comparable sales. Only with your permission, and no commitment to list.
What to know about Silverwater
Silverwater (2264) sits in the Lake Macquarie region of NSW. The median house here is $870,000, below the NSW median of around $1.10M.
Daily life is car-dependent: most residents drive to work, school and the shops.
What it’s like to live here
Silverwater scores 0/100 on walkability, which makes it car-dependent with limited public transport. Plan for two cars in a typical household, especially if work isn't local.
Summer days here average around 28°C (warm), winter mornings around 8°C (cool). Annual rainfall lands at about 1,116 mm. Figures are our 1991 to 2020 averages of SILO data for this location (Queensland Government, built from Bureau of Meteorology observations).
Schooling within or near the suburb covers 12 government primary, 2 government secondary, 3 Catholic, 3 independent.
Schools in Silverwater
Location
Walkability
- Walk
- 0/100
- Transit
- 0/100
- Bike
- 25/100
Very car dependent. Scores out of 100, calculated from OpenStreetMap data (ODbL).
Walkability data as of May 2026· OpenStreetMap
Demographics
Investment overview
Gross rental yield on houses sits at 4.15% (median rent $695/wk against a $870,000 price tag).
- Gross yield, housesSource: NSW Valuer General (PSI) · Sept 2026
- 4.15%
- On the $870,000 median
Gross rental yield is a year’s rent divided by the purchase price, before expenses. It leaves out vacancy, management fees, maintenance and financing costs, so treat it as a starting point.
Weather year-round
- Annual rainfall
- 1,116 mm
- Hottest month, avg max
- 27.9°C
- Coldest month, avg min
- 7.6°C
Rainfall by month
Our 1991 to 2020 averages of SILO data (Queensland Government, built from Bureau of Meteorology observations, CC BY 4.0) for this location.
Climate data as of October 2026· SILO (Queensland Government), from Bureau of Meteorology observations
Questions about Silverwater
- What is the median house price in Silverwater?
- The median house price in Silverwater, NSW 2264 is $870,000 (median of 5 house sales recorded by the NSW Valuer General in calendar 2025). The median unit price is $278,640.
- How much is my house worth in Silverwater?
- A useful starting point is the Silverwater median house price of $870,000 (units $278,640). Your home will sit above or below that depending on land size, condition, position and what comparable homes nearby have sold for recently. For a figure specific to your property, request a free property appraisal from a local agent using the form on this page.
- Is Silverwater a good investment?
- On the published figures, the gross rental yield on houses in Silverwater is 4.2%: the median weekly house rent is $695 (NSW rental bond data (postcode 2264), June 2026) against the median house price of $870,000 (NSW Valuer General, calendar 2025). No 12-month price change is published for Silverwater: the NSW Valuer General figures we hold do not measure one. Whether Silverwater is a good investment for you depends on the price you pay, your loan and holding costs, vacancy and your tax position. These are published market figures, not financial advice.
- What is the Silverwater postcode?
- Silverwater is in the 2264 postcode, in NSW, in the Lake Macquarie City Council region.
- Where is Silverwater?
- Silverwater is a suburb in the Lake Macquarie City Council area, NSW 2264.
- What is the average rent in Silverwater?
- The median weekly rent for houses is $695.
- What schools are in Silverwater?
- There are 20 schools serving Silverwater on this page, including Brightwaters Christian College, Bonnells Bay Public School, Gwandalan Public School.
- How walkable is Silverwater?
- Silverwater has a Walk Score of 0 out of 100, highly car-dependent. transit score 0, bike score 25.
- What suburbs are near Silverwater?
- Silverwater is close to Balcolyn, Sunshine, Mirrabooka, Yarrawonga Park, Brightwaters.
Selling in Silverwater? Get the free selling guide
What selling costs, how agents price homes, what to ask them and a 12-week plan to settlement, personalised to Silverwater. A free PDF, in about a minute.
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Sources. House and unit medians from the NSW Valuer General, Land Victoria, the SA Government and the ABS; rents from the state rental bond authorities. Census from the ABS (2021), climate from the Bureau of Meteorology, hazard from Geoscience Australia, schools from ACARA and crime from state police open data. Each figure carries its source and date. How we source data
How we’re paid. The guides and this page are free. When a seller asks, we introduce one local agent, and the agent pays us a flat fee for the introduction, never a share of their commission; it costs the seller nothing. If a figure looks wrong, tell us and we’ll fix it.