Tocumwal vs Finley

Finley (median $345,000) is roughly 30% cheaper to buy into than Tocumwal ($490,000). Over the past year, Finley (+12.2%) ran 3.3 percentage points ahead of Tocumwal (+8.9%) on house-price growth.

Buying in Tocumwal or Finley?

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Tocumwal and Finley side by side

MeasureTocumwalFinley
Price and market
Median house$490,000$345,000
Median unit$205,920$151,200
House price change, 12 months+8.9%+12.2%
Renting
House rent$500/wk$420/wk
Owner occupied77.0%74.0%
Renter occupied16.0%22.0%
Schools
Schools nearby123
Average ICSEA972974
Lifestyle and people
Walk score2042
Transit score00
Bike score030
Population2,8622,455
Median age5951
Climate
Annual rainfall418 mm396 mm
Mean max, January32.3°C32.5°C

Green dot: better on that measure (lower price, higher growth, higher walkability, lower risk). Each suburb’s profile gives the source and period of its figures.

Which suits whom

Finley scores higher on walkability (20/100 vs 42/100 ), useful if you're optimising for a car-light household. On school quality, the average ICSEA across schools serving Finley (974) sits above Tocumwal (972).

For buyers
Finley is the lower entry point at $345,000 median, 30% below the other suburb. For first home buyers, that translates to a smaller deposit and lower stamp duty bill.
For investors
Finley carries both higher gross yield (6.33% vs 5.31%) and stronger 12-month growth. On the headline numbers, it's the cleaner investor case of the two.
For families
Finley edges out on average school ICSEA (974 vs 972).

Tocumwal vs Finley: common questions

Is Tocumwal or Finley cheaper to buy in?

Finley has the lower median house price at $345,000, roughly 30% below Tocumwal ($490,000). The gap on units is usually similar but worth checking on the full suburb profiles.

Which has stronger property growth, Tocumwal or Finley?

Over the past 12 months, Finley grew +12.2% vs +8.9% in Tocumwal, a gap of 3.3 percentage points. Twelve-month growth can swing year to year, so weight long-run trends from the individual suburb profiles before making a buy decision.

Does Tocumwal or Finley have better schools?

On average school ICSEA (the ACARA index that benchmarks educational advantage), Finley scores 974 vs 972 in Tocumwal. ICSEA is a school-community indicator, not a quality rating, so always check NAPLAN results and catchment boundaries for the specific address you're considering.

Which is more walkable, Tocumwal or Finley?

Finley scores 42/100 on walkability vs 20/100. Above 70 is considered very walkable (most errands on foot), 50-69 is walkable for some errands, below 50 typically requires a car for daily life.

Which suburb has higher rental yield, Tocumwal or Finley?

Gross rental yield on houses is 6.33% in Finley vs 5.31% in Tocumwal. Gross yield equals annual rent divided by purchase price. Net yield (after strata, rates, insurance, agent fees and maintenance) typically runs 1.5-2 percentage points lower.