Catherine Hill Bay, NSW 2281

Lake Macquarie City CouncilAll suburbs in postcode 2281

Updated

Median house price

$1,312,500

-18.0% over the past year.

Median of 20 house sales · NSW Valuer General · calendar 2025

Selling in Catherine Hill Bay?

Get the free selling guide, personalised to Catherine Hill Bay, or ask for a free appraisal from a local agent.

Catherine Hill Bay at a glance

Median unit
$316,800
Weekly rent
$750
Houses · units $550
Population
943
Median age 37

Prices: Median of 20 house sales · NSW Valuer General · calendar 2025 · Rent: NSW rental bond data (postcode 2281), June 2026 · Population: 2021 Census

House prices in Catherine Hill Bay

Houses change hands at $1,312,500 on a typical sale, above the NSW median (20 house sales, NSW Valuer General, calendar 2025). Units come in around $316,800, roughly 76% below the house median. The 12-month picture shows a softening market (-18%), giving buyers more room to negotiate.

For sellers

With 12-month growth at -18%, pricing should anchor to the most recent six months of comparables, not last year's peak.

Work out your selling costs

For buyers

A 20% deposit on the median house works out to roughly $263,000. Prices sit above the NSW median, so plan for a stretched deposit and shop carefully on borrowing capacity.

See what you can borrow

Rental data as of June 2026· NSW rental bond data (postcode 2281)

Free appraisal in Catherine Hill Bay

What’s your home worth in Catherine Hill Bay?

Ask us to introduce one participating agent who sells in your area for an appraisal backed by recent comparable sales. Only with your permission, and no commitment to list.

What to know about Catherine Hill Bay

Catherine Hill Bay (2281) sits in the Lake Macquarie region of NSW. The median house here is $1,312,500, above the NSW median of around $1.10M. Prices have moved -18% over the past year, well behind the NSW average (3%).

Catherine Hill Bay has roughly 943 residents, with a typical family-age mix. Households are predominantly owner-occupied. Daily life is car-dependent: most residents drive to work, school and the shops.

What it’s like to live here

Catherine Hill Bay scores 0/100 on walkability, which makes it car-dependent with limited public transport. Plan for two cars in a typical household, especially if work isn't local.

Summer days here average around 27°C (warm), winter mornings around 8°C (mild). Annual rainfall lands at about 1,174 mm. Figures are our 1991 to 2020 averages of SILO data for this location (Queensland Government, built from Bureau of Meteorology observations).

Schooling within or near the suburb covers 9 government primary, 2 government secondary, 3 Catholic, 1 independent.

Schools in Catherine Hill Bay

Schools serving Catherine Hill Bay: government first, then Catholic and independent.

Government schools

Nords Wharf Public School

K-6Co-edGovernment
Catchment

Gwandalan Public School

K-6Co-edGovernment
Catchment

Swansea High School

7-12Co-edGovernment
Catchment

© ACARA, licensed under CC BY 4.0.

Location

Walkability

Walk
0/100
Transit
0/100
Bike
20/100

Very car dependent. Scores out of 100, calculated from OpenStreetMap data (ODbL).

Walkability data as of May 2026· OpenStreetMap

Demographics

The 2021 Census put Catherine Hill Bay's population at 943, with a median age of 37. That sits as a typical family-age mix. Households are predominantly owner-occupied (84% own, 16% rent), which shapes everything from school catchment stability to how often properties turn over. The household mix skews family-dominated (86% family households, 13% lone person), so amenity decisions tend to follow what families want: parks, schools, supermarkets.

Family households
86%
Lone person
13%
Owner occupied
84%
Renter occupied
16%

Demographics data as of May 2026· ABS 2021 Census

Investment overview

Gross rental yield on houses sits at 2.97% (median rent $750/wk against a $1,312,500 price tag). Units yield 9.03% gross, often the better cash-flow play for first-time investors. Renter share is modest (16%), so the rental pool is smaller and tenant demand can be patchier than in higher-density suburbs.

Gross yield, housesSource: NSW Valuer General (PSI) · Sept 2026
2.97%
On the $1,312,500 median
Gross yield, unitsSource: NSW Valuer General (PSI) · Sept 2026
9.03%
On the $316,800 median
12-month change, housesSource: NSW Valuer General (PSI) · Sept 2026
-18.0%

Gross rental yield is a year’s rent divided by the purchase price, before expenses. It leaves out vacancy, management fees, maintenance and financing costs, so treat it as a starting point.

Crime and safety

37 offences recorded in 2026

Top offence categories
Theft16 (43.2%)
Disorderly conduct6 (16.2%)
Malicious damage to property6 (16.2%)
Assault4 (10.8%)
Sexual offences2 (5.4%)

Source: State Police Open Data

Crime data as of January 2026

Weather year-round

Annual rainfall
1,174 mm
Hottest month, avg max
27.2°C
Coldest month, avg min
8.2°C
Rainfall by month
J
F
M
A
M
J
J
A
S
O
N
D

Our 1991 to 2020 averages of SILO data (Queensland Government, built from Bureau of Meteorology observations, CC BY 4.0) for this location.

Climate data as of October 2026· SILO (Queensland Government), from Bureau of Meteorology observations

Questions about Catherine Hill Bay

What is the median house price in Catherine Hill Bay?
The median house price in Catherine Hill Bay, NSW 2281 is $1,312,500 (median of 20 house sales recorded by the NSW Valuer General in calendar 2025). The median unit price is $316,800. Annual growth is -18.0%.
How much is my house worth in Catherine Hill Bay?
A useful starting point is the Catherine Hill Bay median house price of $1,312,500 (units $316,800). Your home will sit above or below that depending on land size, condition, position and what comparable homes nearby have sold for recently. For a figure specific to your property, request a free property appraisal from a local agent using the form on this page.
Is Catherine Hill Bay a good investment?
On the published figures, the gross rental yield on houses in Catherine Hill Bay is 3.0%: the median weekly house rent is $750 (NSW rental bond data (postcode 2281), June 2026) against the median house price of $1,312,500 (NSW Valuer General, calendar 2025). The median house price fell 18.0% over 12 months on the same NSW Valuer General figures. Whether Catherine Hill Bay is a good investment for you depends on the price you pay, your loan and holding costs, vacancy and your tax position. These are published market figures, not financial advice.
What is the Catherine Hill Bay postcode?
Catherine Hill Bay is in the 2281 postcode, in NSW, in the Lake Macquarie City Council region.
Where is Catherine Hill Bay?
Catherine Hill Bay is a suburb in the Lake Macquarie City Council area, NSW 2281.
What is the average rent in Catherine Hill Bay?
The median weekly rent for houses is $750, for units it's $550.
What schools are in Catherine Hill Bay?
There are 15 schools serving Catherine Hill Bay on this page, including Nords Wharf Public School, Gwandalan Public School, Swansea High School.
How walkable is Catherine Hill Bay?
Catherine Hill Bay has a Walk Score of 0 out of 100, highly car-dependent. transit score 0, bike score 20.
What suburbs are near Catherine Hill Bay?
Catherine Hill Bay is close to Middle Camp, Nords Wharf, Cams Wharf, Moonee, Pinny Beach.
What is the population of Catherine Hill Bay?
The population of Catherine Hill Bay is approximately 943 (2021 Census). The median age is 37.

Selling in Catherine Hill Bay? Get the free selling guide

What selling costs, how agents price homes, what to ask them and a 12-week plan to settlement, personalised to Catherine Hill Bay. A free PDF, in about a minute.

Sources. House and unit medians from the NSW Valuer General, Land Victoria, the SA Government and the ABS; rents from the state rental bond authorities. Census from the ABS (2021), climate from the Bureau of Meteorology, hazard from Geoscience Australia, schools from ACARA and crime from state police open data. Each figure carries its source and date. How we source data

How we’re paid. The guides and this page are free. When a seller asks, we introduce one local agent, and the agent pays us a flat fee for the introduction, never a share of their commission; it costs the seller nothing. If a figure looks wrong, tell us and we’ll fix it.