Chain Valley Bay, NSW 2259

Cessnock City CouncilAll suburbs in postcode 2259

Updated

Median house price

$820,000

+9.2% over the past year.

Median of 29 house sales · NSW Valuer General · calendar 2025

Selling in Chain Valley Bay?

Get the free selling guide, personalised to Chain Valley Bay, or ask for a free appraisal from a local agent.

Chain Valley Bay at a glance

Median unit
$308,880
Weekly rent
$700
Houses · units $480
Population
2,773
Median age 63

Prices: Median of 29 house sales · NSW Valuer General · calendar 2025 · Rent: NSW rental bond data (postcode 2259), June 2026 · Population: 2021 Census

House prices in Chain Valley Bay

Houses change hands at $820,000 on a typical sale, below the NSW median (29 house sales, NSW Valuer General, calendar 2025). Units come in around $308,880, roughly 62% below the house median. The last 12 months delivered strong growth (+9.2%), well clear of the long-run average for the state.

For sellers

Twelve-month growth is +9.2%, supporting confident pricing at the upper end of recent comparables.

Work out your selling costs

For buyers

A 20% deposit on the median house works out to roughly $164,000. Prices are below the NSW median, which keeps Chain Valley Bay on the radar for first-home buyers and right-sizers.

See what you can borrow

Rental data as of June 2026· NSW rental bond data (postcode 2259)

Free appraisal in Chain Valley Bay

What’s your home worth in Chain Valley Bay?

Ask us to introduce one participating agent who sells in your area for an appraisal backed by recent comparable sales. Only with your permission, and no commitment to list.

What to know about Chain Valley Bay

Chain Valley Bay (2259) sits in the Cessnock region of NSW. The median house here is $820,000, below the NSW median of around $1.10M. Prices have moved +9.2% over the past year, well clear of the NSW average (3%).

Chain Valley Bay has roughly 2,773 residents, with a retiree-heavy demographic. Households are predominantly owner-occupied. Daily life is car-dependent: most residents drive to work, school and the shops.

What it’s like to live here

Chain Valley Bay scores 0/100 on walkability, which makes it car-dependent with limited public transport. Plan for two cars in a typical household, especially if work isn't local.

Summer days here average around 28°C (warm), winter mornings around 8°C (cool). Annual rainfall lands at about 1,144 mm. Figures are our 1991 to 2020 averages of SILO data for this location (Queensland Government, built from Bureau of Meteorology observations).

Schooling within or near the suburb covers 10 government primary, 3 government secondary, 2 Catholic, 2 independent.

Schools in Chain Valley Bay

Schools serving Chain Valley Bay: government first, then Catholic and independent.

Government schools

Lake Munmorah High School

7-12Co-edGovernment
Catchment

Lake Munmorah Public School

K-6Co-edGovernment
Catchment

Gwandalan Public School

K-6Co-edGovernment
Catchment

© ACARA, licensed under CC BY 4.0.

Location

Walkability

Walk
0/100
Transit
0/100
Bike
45/100

Very car dependent. Scores out of 100, calculated from OpenStreetMap data (ODbL).

Walkability data as of May 2026· OpenStreetMap

Demographics

The 2021 Census put Chain Valley Bay's population at 2,773, with a median age of 63. That sits as a retiree-heavy demographic. Households are predominantly owner-occupied (87% own, 9% rent), which shapes everything from school catchment stability to how often properties turn over. The household mix skews family-dominated (62% family households, 35% lone person), so amenity decisions tend to follow what families want: parks, schools, supermarkets.

Family households
62%
Lone person
35%
Owner occupied
87%
Renter occupied
9%

Demographics data as of May 2026· ABS 2021 Census

Investment overview

Gross rental yield on houses sits at 4.44% (median rent $700/wk against a $820,000 price tag). Units yield 8.08% gross, often the better cash-flow play for first-time investors. Renter share is modest (9%), so the rental pool is smaller and tenant demand can be patchier than in higher-density suburbs. The 12-month growth of +9.2% adds a capital-growth case on top of the yield.

Gross yield, housesSource: NSW Valuer General (PSI) · Sept 2026
4.44%
On the $820,000 median
Gross yield, unitsSource: NSW Valuer General (PSI) · Sept 2026
8.08%
On the $308,880 median
12-month change, housesSource: NSW Valuer General (PSI) · Sept 2026
+9.2%

Gross rental yield is a year’s rent divided by the purchase price, before expenses. It leaves out vacancy, management fees, maintenance and financing costs, so treat it as a starting point.

Crime and safety

16 offences recorded in 2026

Top offence categories
Malicious damage to property5 (31.3%)
Theft4 (25.0%)
Assault2 (12.5%)
Sexual offences2 (12.5%)
Against justice procedures2 (12.5%)

Source: State Police Open Data

Crime data as of January 2026

Weather year-round

Annual rainfall
1,144 mm
Hottest month, avg max
27.6°C
Coldest month, avg min
7.9°C
Rainfall by month
J
F
M
A
M
J
J
A
S
O
N
D

Our 1991 to 2020 averages of SILO data (Queensland Government, built from Bureau of Meteorology observations, CC BY 4.0) for this location.

Climate data as of October 2026· SILO (Queensland Government), from Bureau of Meteorology observations

Questions about Chain Valley Bay

What is the median house price in Chain Valley Bay?
The median house price in Chain Valley Bay, NSW 2259 is $820,000 (median of 29 house sales recorded by the NSW Valuer General in calendar 2025). The median unit price is $308,880. Annual growth is +9.2%.
How much is my house worth in Chain Valley Bay?
A useful starting point is the Chain Valley Bay median house price of $820,000 (units $308,880). Your home will sit above or below that depending on land size, condition, position and what comparable homes nearby have sold for recently. For a figure specific to your property, request a free property appraisal from a local agent using the form on this page.
Is Chain Valley Bay a good investment?
On the published figures, the gross rental yield on houses in Chain Valley Bay is 4.4%: the median weekly house rent is $700 (NSW rental bond data (postcode 2259), June 2026) against the median house price of $820,000 (NSW Valuer General, calendar 2025). The median house price rose 9.2% over 12 months on the same NSW Valuer General figures. Whether Chain Valley Bay is a good investment for you depends on the price you pay, your loan and holding costs, vacancy and your tax position. These are published market figures, not financial advice.
What is the Chain Valley Bay postcode?
Chain Valley Bay is in the 2259 postcode, in NSW, in the Cessnock City Council region.
Where is Chain Valley Bay?
Chain Valley Bay is a suburb in the Cessnock City Council area, NSW 2259.
What is the average rent in Chain Valley Bay?
The median weekly rent for houses is $700, for units it's $480.
What schools are in Chain Valley Bay?
There are 17 schools serving Chain Valley Bay on this page, including St Brigid's Catholic College, St Brendan's Catholic Primary School, Lake Munmorah High School.
How walkable is Chain Valley Bay?
Chain Valley Bay has a Walk Score of 0 out of 100, highly car-dependent. transit score 0, bike score 45.
What suburbs are near Chain Valley Bay?
Chain Valley Bay is close to Crangan Bay, Kingfisher Shores, Lake Munmorah, Doyalson North, Wybung.
What is the population of Chain Valley Bay?
The population of Chain Valley Bay is approximately 2,773 (2021 Census). The median age is 63.

Selling in Chain Valley Bay? Get the free selling guide

What selling costs, how agents price homes, what to ask them and a 12-week plan to settlement, personalised to Chain Valley Bay. A free PDF, in about a minute.

Sources. House and unit medians from the NSW Valuer General, Land Victoria, the SA Government and the ABS; rents from the state rental bond authorities. Census from the ABS (2021), climate from the Bureau of Meteorology, hazard from Geoscience Australia, schools from ACARA and crime from state police open data. Each figure carries its source and date. How we source data

How we’re paid. The guides and this page are free. When a seller asks, we introduce one local agent, and the agent pays us a flat fee for the introduction, never a share of their commission; it costs the seller nothing. If a figure looks wrong, tell us and we’ll fix it.