Port Stephens Council
Fingal Bay
Fingal Bay at a glance
Walk score
2
Very car dependent
Population
1,635
Median age 63
The brief
What to know about Fingal Bay.
Fingal Bay (2315) sits in the Port Stephens region of NSW.
Fingal Bay has roughly 1,635 residents, with a retiree-heavy demographic. Households are mostly owner-occupied. Daily life is car-dependent: most residents drive to work, school and the shops.
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What it’s like to live here.
Fingal Bay scores 2/100 on walkability, which makes it car-dependent with limited public transport. Plan for two cars in a typical household, especially if work isn't local.
Summer days here average around 25°C (mild), winter mornings around 8°C (mild). Annual rainfall lands at about 1143mm. Data comes from the Bureau of Meteorology's Newcastle Nobbys Signal station, 25.0km away.
Schooling within or near the suburb covers 4 government primary, 1 government secondary, 1 Catholic, 2 independent.
Who lives here
Demographics.
The 2021 Census put Fingal Bay's population at 1,635, with a median age of 63. That sits as a retiree-heavy demographic. Households are mostly owner-occupied (64% own, 23% rent), which shapes everything from school catchment stability to how often properties turn over. The household mix skews family-dominated (69% family households, 30% lone person), so amenity decisions tend to follow what families want: parks, schools, supermarkets.
Population
1,635
Median age
63
Family households
69%
Lone person
30%
Demographics data as of May 2026· ABS 2021 Census
Market
The price of a home here.
Median house price
Verified median pending
We don't yet have a verified suburb-level median for this market. We're working on a data partner; in the meantime, treat the state-level figures as a guide only. How we source data.
Sales data as of May 2026· rental-nsw
Rental and ownership
Weekly rent (house)
$390/wk
Weekly rent (unit)
$390/wk
Owner occupied
64%
Renter occupied
23%
At a deeper level
1,635
Median age: 63
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Safety
Crime and safety.
83
total offences in 2025
Top offence categories
Crime statistics are reported at LGA level and may cover a broader area than this suburb.
Source: State Police Open Data
Crime data as of January 2025· State Police Open Data
Getting around
Walkability.
2
0
45
Scores calculated from OpenStreetMap data (ODbL)
Walkability data as of May 2026· OpenStreetMap
Place
Location.
Amenities
Transport
Nearby suburbs
Education
Schools in Fingal Bay.
Local schools for Fingal Bay
View the catchment for each school to find out more.
Government School Catchment
Shoal Bay Public School
Tomaree Public School
Tomaree High School
© ACARA, licensed under CC BY 4.0.
Climate
Weather year-round.
Annual Rainfall
1143 mm
Hottest Month (avg max)
24.7°C
Coldest Month (avg min)
8.2°C
Monthly Rainfall (mm)
Weather data from BOM station Newcastle Nobbys Signal (25 km away)
Climate data as of May 2026· Bureau of Meteorology
Frequently asked
About Fingal Bay.
- What is the Fingal Bay postcode?
- Fingal Bay is in the 2315 postcode, in NSW, in the Port Stephens Council region.
- What is the average rent in Fingal Bay?
- The median weekly rent for houses is $390, for units it's $390.
- What schools are in Fingal Bay?
- There are 8 schools serving Fingal Bay on this page, including Shoal Bay Public School, St Michael's Primary School, Tomaree Public School.
- How walkable is Fingal Bay?
- Fingal Bay has a Walk Score of 2 out of 100, highly car-dependent. transit score 0, bike score 45.
- What suburbs are near Fingal Bay?
- Fingal Bay is close to Shoal Bay, Gan Gan, Nelson Bay, One Mile, Corlette.
- What is the population of Fingal Bay?
- Fingal Bay has approximately 1,635 residents. The median age is 63.
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Sources cited
Median, growth and rental data from state revenue offices and ABS. Census from ABS 2021. Climate from BoM. Hazard from Geoscience Australia. School data from ACARA. Crime from state police open data. Full methodology →
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