Shoal Bay, NSW 2315
Port Stephens CouncilAll suburbs in postcode 2315
Updated
Median house price
$1,250,000
+5.9% over the past year.
Median of 20 house sales · NSW Valuer General · calendar 2025
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Shoal Bay at a glance
- Median unit
- $298,800
- Weekly rent
- $720
- Houses · units $550
- Population
- 1,815
- Median age 59
Prices: Median of 20 house sales · NSW Valuer General · calendar 2025 · Rent: NSW rental bond data (postcode 2315), June 2026 · Population: 2021 Census
House prices in Shoal Bay
Houses change hands at $1,250,000 on a typical sale, in line with the NSW median (20 house sales, NSW Valuer General, calendar 2025). Units come in around $298,800, roughly 76% below the house median. The 12-month picture is one of steady growth (+5.9%).
For sellers
Twelve-month growth is +5.9%, supporting confident pricing at the upper end of recent comparables.
For buyers
A 20% deposit on the median house works out to roughly $250,000. Prices are in line with the NSW median, so the broader state lending settings apply.
Rental data as of June 2026· NSW rental bond data (postcode 2315)
Free appraisal in Shoal Bay
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What to know about Shoal Bay
Shoal Bay (2315) sits in the Port Stephens region of NSW. The median house here is $1,250,000, in line with the NSW median of around $1.10M. Prices have moved +5.9% over the past year, ahead of the NSW average (3%).
Shoal Bay has roughly 1,815 residents, with a retiree-heavy demographic. Households are a roughly even mix of owners and renters. Daily life is car-dependent: most residents drive to work, school and the shops.
What it’s like to live here
Shoal Bay scores 6/100 on walkability, which makes it car-dependent with limited public transport. Plan for two cars in a typical household, especially if work isn't local.
Summer days here average around 27°C (warm), winter mornings around 9°C (mild). Annual rainfall lands at about 1,375 mm. Figures are our 1991 to 2020 averages of SILO data for this location (Queensland Government, built from Bureau of Meteorology observations).
Schooling within or near the suburb covers 4 government primary, 1 government secondary, 1 Catholic, 2 independent.
Schools in Shoal Bay
Location
Walkability
- Walk
- 6/100
- Transit
- 10/100
- Bike
- 100/100
Very car dependent. Scores out of 100, calculated from OpenStreetMap data (ODbL).
Walkability data as of May 2026· OpenStreetMap
Demographics
The 2021 Census put Shoal Bay's population at 1,815, with a median age of 59. That sits as a retiree-heavy demographic. Households are a roughly even mix of owners and renters (55% own, 33% rent), which shapes everything from school catchment stability to how often properties turn over. Lone-person households are notable here (42%), often a marker of unit-heavy stock and walkable infrastructure.
- Family households
- 55%
- Lone person
- 42%
- Owner occupied
- 55%
- Renter occupied
- 33%
Demographics data as of May 2026· ABS 2021 Census
Investment overview
Gross rental yield on houses sits at 3.00% (median rent $720/wk against a $1,250,000 price tag). Units yield 9.57% gross, often the better cash-flow play for first-time investors. With 33% of households renting, the leasing market is established and vacancy risk tends to be lower than in owner-dominated suburbs. The 12-month growth of +5.9% adds a capital-growth case on top of the yield.
- Gross yield, housesSource: NSW Valuer General (PSI) · Sept 2026
- 3.00%
- On the $1,250,000 median
- Gross yield, unitsSource: NSW Valuer General (PSI) · Sept 2026
- 9.57%
- On the $298,800 median
- 12-month change, housesSource: NSW Valuer General (PSI) · Sept 2026
- +5.9%
Gross rental yield is a year’s rent divided by the purchase price, before expenses. It leaves out vacancy, management fees, maintenance and financing costs, so treat it as a starting point.
Crime and safety
106 offences recorded in 2026
Top offence categories
Source: State Police Open Data
Crime data as of January 2026
Weather year-round
- Annual rainfall
- 1,375 mm
- Hottest month, avg max
- 27.0°C
- Coldest month, avg min
- 9.4°C
Rainfall by month
Our 1991 to 2020 averages of SILO data (Queensland Government, built from Bureau of Meteorology observations, CC BY 4.0) for this location.
Climate data as of October 2026· SILO (Queensland Government), from Bureau of Meteorology observations
Questions about Shoal Bay
- What is the median house price in Shoal Bay?
- The median house price in Shoal Bay, NSW 2315 is $1,250,000 (median of 20 house sales recorded by the NSW Valuer General in calendar 2025). The median unit price is $298,800. Annual growth is +5.9%.
- How much is my house worth in Shoal Bay?
- A useful starting point is the Shoal Bay median house price of $1,250,000 (units $298,800). Your home will sit above or below that depending on land size, condition, position and what comparable homes nearby have sold for recently. For a figure specific to your property, request a free property appraisal from a local agent using the form on this page.
- Is Shoal Bay a good investment?
- On the published figures, the gross rental yield on houses in Shoal Bay is 3.0%: the median weekly house rent is $720 (NSW rental bond data (postcode 2315), June 2026) against the median house price of $1,250,000 (NSW Valuer General, calendar 2025). The median house price rose 5.9% over 12 months on the same NSW Valuer General figures. Whether Shoal Bay is a good investment for you depends on the price you pay, your loan and holding costs, vacancy and your tax position. These are published market figures, not financial advice.
- What is the Shoal Bay postcode?
- Shoal Bay is in the 2315 postcode, in NSW, in the Port Stephens Council region.
- Where is Shoal Bay?
- Shoal Bay is a suburb in the Port Stephens Council area, NSW 2315.
- What is the average rent in Shoal Bay?
- The median weekly rent for houses is $720, for units it's $550.
- What schools are in Shoal Bay?
- There are 8 schools serving Shoal Bay on this page, including Shoal Bay Public School, St Michael's Primary School, Tomaree Public School.
- How walkable is Shoal Bay?
- Shoal Bay has a Walk Score of 6 out of 100, highly car-dependent. transit score 10, bike score 100.
- What suburbs are near Shoal Bay?
- Shoal Bay is close to Nelson Bay, Fingal Bay, Corlette, Gan Gan, One Mile.
- What is the population of Shoal Bay?
- The population of Shoal Bay is approximately 1,815 (2021 Census). The median age is 59.
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Sources. House and unit medians from the NSW Valuer General, Land Victoria, the SA Government and the ABS; rents from the state rental bond authorities. Census from the ABS (2021), climate from the Bureau of Meteorology, hazard from Geoscience Australia, schools from ACARA and crime from state police open data. Each figure carries its source and date. How we source data
How we’re paid. The guides and this page are free. When a seller asks, we introduce one local agent, and the agent pays us a flat fee for the introduction, never a share of their commission; it costs the seller nothing. If a figure looks wrong, tell us and we’ll fix it.