Kotara, NSW 2289
Lake Macquarie City CouncilAll suburbs in postcode 2289
Updated
Median house price
$982,000
+6.4% over the past year.
Median of 73 house sales · NSW Valuer General · calendar 2025
Selling in Kotara?
Get the free selling guide, personalised to Kotara, or ask for a free appraisal from a local agent.
Kotara at a glance
- Median unit
- $343,440
- Weekly rent
- $750
- Houses · units $588
- Population
- 3,980
- Median age 39
Prices: Median of 73 house sales · NSW Valuer General · calendar 2025 · Rent: NSW rental bond data (postcode 2289), June 2026 · Population: 2021 Census
House prices in Kotara
Houses change hands at $982,000 on a typical sale, in line with the NSW median (73 house sales, NSW Valuer General, calendar 2025). Units come in around $343,440, roughly 65% below the house median. The 12-month picture is one of steady growth (+6.4%).
For sellers
Twelve-month growth is +6.4%, supporting confident pricing at the upper end of recent comparables.
For buyers
A 20% deposit on the median house works out to roughly $196,000. Prices are in line with the NSW median, so the broader state lending settings apply.
Rental data as of June 2026· NSW rental bond data (postcode 2289)
Free appraisal in Kotara
What’s your home worth in Kotara?
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What to know about Kotara
Kotara (2289) sits in the Lake Macquarie region of NSW. The median house here is $982,000, in line with the NSW median of around $1.10M. Prices have moved +6.4% over the past year, well clear of the NSW average (3%).
Kotara has roughly 3,980 residents, with a typical family-age mix. Households are predominantly owner-occupied. Daily life is car-dependent: most residents drive to work, school and the shops.
What it’s like to live here
Kotara scores 10/100 on walkability, which makes it car-dependent with limited public transport. Plan for two cars in a typical household, especially if work isn't local.
Summer days here average around 28°C (warm), winter mornings around 8°C (cool). Annual rainfall lands at about 1,189 mm. Figures are our 1991 to 2020 averages of SILO data for this location (Queensland Government, built from Bureau of Meteorology observations).
Schooling within or near the suburb covers 10 government primary, 2 government secondary, 5 Catholic.
Schools in Kotara
Location
Walkability
- Walk
- 10/100
- Transit
- 20/100
- Bike
- 100/100
Very car dependent. Scores out of 100, calculated from OpenStreetMap data (ODbL).
Walkability data as of May 2026· OpenStreetMap
Demographics
The 2021 Census put Kotara's population at 3,980, with a median age of 39. That sits as a typical family-age mix. Households are predominantly owner-occupied (78% own, 21% rent), which shapes everything from school catchment stability to how often properties turn over. The household mix skews family-dominated (75% family households, 21% lone person), so amenity decisions tend to follow what families want: parks, schools, supermarkets.
- Family households
- 75%
- Lone person
- 21%
- Owner occupied
- 78%
- Renter occupied
- 21%
Demographics data as of May 2026· ABS 2021 Census
Investment overview
Gross rental yield on houses sits at 3.97% (median rent $750/wk against a $982,000 price tag). Units yield 8.90% gross, often the better cash-flow play for first-time investors. Renter share is modest (21%), so the rental pool is smaller and tenant demand can be patchier than in higher-density suburbs. The 12-month growth of +6.4% adds a capital-growth case on top of the yield.
- Gross yield, housesSource: NSW Valuer General (PSI) · Sept 2026
- 3.97%
- On the $982,000 median
- Gross yield, unitsSource: NSW Valuer General (PSI) · Sept 2026
- 8.90%
- On the $343,440 median
- 12-month change, housesSource: NSW Valuer General (PSI) · Sept 2026
- +6.4%
Gross rental yield is a year’s rent divided by the purchase price, before expenses. It leaves out vacancy, management fees, maintenance and financing costs, so treat it as a starting point.
Crime and safety
403 offences recorded in 2026
Top offence categories
Source: State Police Open Data
Crime data as of January 2026
Weather year-round
- Annual rainfall
- 1,189 mm
- Hottest month, avg max
- 27.7°C
- Coldest month, avg min
- 7.8°C
Rainfall by month
Our 1991 to 2020 averages of SILO data (Queensland Government, built from Bureau of Meteorology observations, CC BY 4.0) for this location.
Climate data as of October 2026· SILO (Queensland Government), from Bureau of Meteorology observations
Questions about Kotara
- What is the median house price in Kotara?
- The median house price in Kotara, NSW 2289 is $982,000 (median of 73 house sales recorded by the NSW Valuer General in calendar 2025). The median unit price is $343,440. Annual growth is +6.4%.
- How much is my house worth in Kotara?
- A useful starting point is the Kotara median house price of $982,000 (units $343,440). Your home will sit above or below that depending on land size, condition, position and what comparable homes nearby have sold for recently. For a figure specific to your property, request a free property appraisal from a local agent using the form on this page.
- Is Kotara a good investment?
- On the published figures, the gross rental yield on houses in Kotara is 4.0%: the median weekly house rent is $750 (NSW rental bond data (postcode 2289), June 2026) against the median house price of $982,000 (NSW Valuer General, calendar 2025). The median house price rose 6.4% over 12 months on the same NSW Valuer General figures. Whether Kotara is a good investment for you depends on the price you pay, your loan and holding costs, vacancy and your tax position. These are published market figures, not financial advice.
- What is the Kotara postcode?
- Kotara is in the 2289 postcode, in NSW, in the Lake Macquarie City Council region.
- Where is Kotara?
- Kotara is a suburb in the Lake Macquarie City Council area, NSW 2289.
- What is the average rent in Kotara?
- The median weekly rent for houses is $750, for units it's $588.
- What schools are in Kotara?
- There are 20 schools serving Kotara on this page, including Kotara School, Kotara South Public School, St James' Primary School.
- How walkable is Kotara?
- Kotara has a Walk Score of 10 out of 100, highly car-dependent. transit score 20, bike score 100.
- What suburbs are near Kotara?
- Kotara is close to Kotara East, Kotara South, Garden Suburb, Adamstown Heights, New Lambton Heights.
- What is the population of Kotara?
- The population of Kotara is approximately 3,980 (2021 Census). The median age is 39.
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Sources. House and unit medians from the NSW Valuer General, Land Victoria, the SA Government and the ABS; rents from the state rental bond authorities. Census from the ABS (2021), climate from the Bureau of Meteorology, hazard from Geoscience Australia, schools from ACARA and crime from state police open data. Each figure carries its source and date. How we source data
How we’re paid. The guides and this page are free. When a seller asks, we introduce one local agent, and the agent pays us a flat fee for the introduction, never a share of their commission; it costs the seller nothing. If a figure looks wrong, tell us and we’ll fix it.