Shell Cove, NSW 2529

Shellharbour City CouncilAll suburbs in postcode 2529

Updated

Median house price

$1,450,000

+7.4% over the past year.

Median of 131 house sales · NSW Valuer General · calendar 2025

Selling in Shell Cove?

Get the free selling guide, personalised to Shell Cove, or ask for a free appraisal from a local agent.

Shell Cove at a glance

Median unit
$343,440
Weekly rent
$810
Houses · units $660
Population
7,591
Median age 40

Prices: Median of 131 house sales · NSW Valuer General · calendar 2025 · Rent: NSW rental bond data (postcode 2529), June 2026 · Population: 2021 Census

House prices in Shell Cove

Houses change hands at $1,450,000 on a typical sale, above the NSW median (131 house sales, NSW Valuer General, calendar 2025). Units come in around $343,440, roughly 76% below the house median. The 12-month picture is one of steady growth (+7.4%).

For sellers

Twelve-month growth is +7.4%, supporting confident pricing at the upper end of recent comparables.

Work out your selling costs

For buyers

A 20% deposit on the median house works out to roughly $290,000. Prices sit above the NSW median, so plan for a stretched deposit and shop carefully on borrowing capacity.

See what you can borrow

Rental data as of June 2026· NSW rental bond data (postcode 2529)

Free appraisal in Shell Cove

What’s your home worth in Shell Cove?

Ask us to introduce one participating agent who sells in your area for an appraisal backed by recent comparable sales. Only with your permission, and no commitment to list.

What to know about Shell Cove

Shell Cove (2529) sits in the Shellharbour region of NSW. The median house here is $1,450,000, above the NSW median of around $1.10M. Prices have moved +7.4% over the past year, well clear of the NSW average (3%).

Shell Cove has roughly 7,591 residents, with a typical family-age mix. Households are predominantly owner-occupied. Daily life is car-dependent: most residents drive to work, school and the shops.

What it’s like to live here

Shell Cove scores 22/100 on walkability, which makes it car-dependent with limited public transport. Plan for two cars in a typical household, especially if work isn't local.

Summer days here average around 26°C (mild), winter mornings around 8°C (mild). Annual rainfall lands at about 1,060 mm. Figures are our 1991 to 2020 averages of SILO data for this location (Queensland Government, built from Bureau of Meteorology observations).

Schooling within or near the suburb covers 12 government primary, 3 government secondary, 2 Catholic, 1 independent.

Schools in Shell Cove

Schools serving Shell Cove: government first, then Catholic and independent.

Government schools

Shell Cove Public School

K-6Co-edGovernment
Catchment

Shellharbour Public School

K-6Co-edGovernment
Catchment

Flinders Public School

K-6Co-edGovernment
Catchment

© ACARA, licensed under CC BY 4.0.

Location

Walkability

Walk
22/100
Transit
0/100
Bike
100/100

Very car dependent. Scores out of 100, calculated from OpenStreetMap data (ODbL).

Walkability data as of May 2026· OpenStreetMap

Demographics

The 2021 Census put Shell Cove's population at 7,591, with a median age of 40. That sits as a typical family-age mix. Households are predominantly owner-occupied (77% own, 19% rent), which shapes everything from school catchment stability to how often properties turn over. The household mix skews family-dominated (87% family households, 11% lone person), so amenity decisions tend to follow what families want: parks, schools, supermarkets.

Family households
87%
Lone person
11%
Owner occupied
77%
Renter occupied
19%

Demographics data as of May 2026· ABS 2021 Census

Investment overview

Gross rental yield on houses sits at 2.90% (median rent $810/wk against a $1,450,000 price tag). Units yield 9.99% gross, often the better cash-flow play for first-time investors. Renter share is modest (19%), so the rental pool is smaller and tenant demand can be patchier than in higher-density suburbs. The 12-month growth of +7.4% adds a capital-growth case on top of the yield.

Gross yield, housesSource: NSW Valuer General (PSI) · Sept 2026
2.90%
On the $1,450,000 median
Gross yield, unitsSource: NSW Valuer General (PSI) · Sept 2026
9.99%
On the $343,440 median
12-month change, housesSource: NSW Valuer General (PSI) · Sept 2026
+7.4%

Gross rental yield is a year’s rent divided by the purchase price, before expenses. It leaves out vacancy, management fees, maintenance and financing costs, so treat it as a starting point.

Crime and safety

116 offences recorded in 2026

Top offence categories
Theft41 (35.3%)
Assault21 (18.1%)
Malicious damage to property14 (12.1%)
Intimidation, stalking and harassment11 (9.5%)
Against justice procedures10 (8.6%)

Source: State Police Open Data

Crime data as of January 2026

Weather year-round

Annual rainfall
1,060 mm
Hottest month, avg max
25.9°C
Coldest month, avg min
8.4°C
Rainfall by month
J
F
M
A
M
J
J
A
S
O
N
D

Our 1991 to 2020 averages of SILO data (Queensland Government, built from Bureau of Meteorology observations, CC BY 4.0) for this location.

Climate data as of October 2026· SILO (Queensland Government), from Bureau of Meteorology observations

Questions about Shell Cove

What is the median house price in Shell Cove?
The median house price in Shell Cove, NSW 2529 is $1,450,000 (median of 131 house sales recorded by the NSW Valuer General in calendar 2025). The median unit price is $343,440. Annual growth is +7.4%.
How much is my house worth in Shell Cove?
A useful starting point is the Shell Cove median house price of $1,450,000 (units $343,440). Your home will sit above or below that depending on land size, condition, position and what comparable homes nearby have sold for recently. For a figure specific to your property, request a free property appraisal from a local agent using the form on this page.
Is Shell Cove a good investment?
On the published figures, the gross rental yield on houses in Shell Cove is 2.9%: the median weekly house rent is $810 (NSW rental bond data (postcode 2529), June 2026) against the median house price of $1,450,000 (NSW Valuer General, calendar 2025). The median house price rose 7.4% over 12 months on the same NSW Valuer General figures. Whether Shell Cove is a good investment for you depends on the price you pay, your loan and holding costs, vacancy and your tax position. These are published market figures, not financial advice.
What is the Shell Cove postcode?
Shell Cove is in the 2529 postcode, in NSW, in the Shellharbour City Council region.
Where is Shell Cove?
Shell Cove is a suburb in the Shellharbour City Council area, NSW 2529.
What is the average rent in Shell Cove?
The median weekly rent for houses is $810, for units it's $660.
What schools are in Shell Cove?
There are 20 schools serving Shell Cove on this page, including Shell Cove Public School, Shellharbour Public School, Stella Maris Catholic Primary School.
How walkable is Shell Cove?
Shell Cove has a Walk Score of 22 out of 100, highly car-dependent. transit score 0, bike score 100.
What suburbs are near Shell Cove?
Shell Cove is close to Shellharbour, Flinders, Barrack Heights, Blackbutt, Barrack Point.
What is the population of Shell Cove?
The population of Shell Cove is approximately 7,591 (2021 Census). The median age is 40.

Selling in Shell Cove? Get the free selling guide

What selling costs, how agents price homes, what to ask them and a 12-week plan to settlement, personalised to Shell Cove. A free PDF, in about a minute.

Sources. House and unit medians from the NSW Valuer General, Land Victoria, the SA Government and the ABS; rents from the state rental bond authorities. Census from the ABS (2021), climate from the Bureau of Meteorology, hazard from Geoscience Australia, schools from ACARA and crime from state police open data. Each figure carries its source and date. How we source data

How we’re paid. The guides and this page are free. When a seller asks, we introduce one local agent, and the agent pays us a flat fee for the introduction, never a share of their commission; it costs the seller nothing. If a figure looks wrong, tell us and we’ll fix it.