Swan Hill, VIC 3585

Gannawarra Shire CouncilAll suburbs in postcode 3585

Updated

Median house price

$480,300

Median · Land Victoria · the latest published quarter (updated May 2026)

Selling in Swan Hill?

Get the free selling guide, personalised to Swan Hill, or ask for a free appraisal from a local agent.

Swan Hill at a glance

Median unit
$390,000
Weekly rent
$475
Houses · units $355
Population
11.2k
Median age 38

Prices: Median · Land Victoria · the latest published quarter (updated May 2026) · Rent: Victorian rental report, September 2025 · Population: 2021 Census

House prices in Swan Hill

Houses change hands at $480,300 on a typical sale, well below the Victoria median. Units come in around $390,000, roughly 19% below the house median.

For buyers

A 20% deposit on the median house works out to roughly $96,000. Prices are well below the Victoria median, which keeps Swan Hill on the radar for first-home buyers and right-sizers.

See what you can borrow

Rental data as of September 2025· Victorian rental report

Free appraisal in Swan Hill

What’s your home worth in Swan Hill?

Ask us to introduce one participating agent who sells in your area for an appraisal backed by recent comparable sales. Only with your permission, and no commitment to list.

What to know about Swan Hill

Swan Hill (3585) sits in the Gannawarra region of Victoria. The median house here is $480,300, well below the Victoria median of around $850K.

Swan Hill has roughly 11,186 residents, with a typical family-age mix. Households are mostly owner-occupied. Day-to-day life here is very walkable, with most errands manageable on foot.

What it’s like to live here

Swan Hill scores 100/100 on walkability, which makes it very walkable with limited public transport. Coffee, groceries and a meal out are mostly walking-distance, which keeps a household viable on one car.

Summer days here average around 33°C (hot), winter mornings around 4°C (cold). Annual rainfall lands at about 315 mm. Figures are our 1991 to 2020 averages of SILO data for this location (Queensland Government, built from Bureau of Meteorology observations).

Schooling within or near the suburb covers 2 government primary, 1 government secondary, 2 Catholic, 1 independent.

Schools in Swan Hill

Schools serving Swan Hill: government first, then Catholic and independent.

Government schools

Swan Hill College

7-12Co-edGovernment
Catchment

Swan Hill North Primary School

Prep-6Co-edGovernment
Catchment

Swan Hill Primary School

Prep-6Co-edGovernment
Catchment

© ACARA, licensed under CC BY 4.0.

Location

Walkability

Walk
100/100
Transit
10/100
Bike
35/100

Walker's paradise. Scores out of 100, calculated from OpenStreetMap data (ODbL).

Walkability data as of May 2026· OpenStreetMap

Demographics

The 2021 Census put Swan Hill's population at 11,186, with a median age of 38. That sits as a typical family-age mix. Households are mostly owner-occupied (65% own, 32% rent), which shapes everything from school catchment stability to how often properties turn over. The household mix skews family-dominated (66% family households, 31% lone person), so amenity decisions tend to follow what families want: parks, schools, supermarkets.

Family households
66%
Lone person
31%
Owner occupied
65%
Renter occupied
32%

Demographics data as of May 2026· ABS 2021 Census

Investment overview

Gross rental yield on houses sits at 5.14% (median rent $475/wk against a $480,300 price tag). Units yield 4.73% gross, often the better cash-flow play for first-time investors. With 32% of households renting, the leasing market is established and vacancy risk tends to be lower than in owner-dominated suburbs.

Gross yield, housesSource: Land Victoria / DTP · May 2026
5.14%
On the $480,300 median
Gross yield, unitsSource: Land Victoria / DTP · May 2026
4.73%
On the $390,000 median

Gross rental yield is a year’s rent divided by the purchase price, before expenses. It leaves out vacancy, management fees, maintenance and financing costs, so treat it as a starting point.

Crime and safety

1,093 offences recorded in 2026

Top offence categories
B Property and deception offences426 (39.0%)
E Justice procedures offences292 (26.7%)
A Crimes against the person241 (22.0%)
C Drug offences71 (6.5%)
D Public order and security offences58 (5.3%)

Source: State Police Open Data

Crime data as of December 2026

Weather year-round

Annual rainfall
315 mm
Hottest month, avg max
32.9°C
Coldest month, avg min
3.8°C
Rainfall by month
J
F
M
A
M
J
J
A
S
O
N
D

Our 1991 to 2020 averages of SILO data (Queensland Government, built from Bureau of Meteorology observations, CC BY 4.0) for this location.

Climate data as of October 2026· SILO (Queensland Government), from Bureau of Meteorology observations

Questions about Swan Hill

What is the median house price in Swan Hill?
The median house price in Swan Hill, VIC 3585 is $480,300 (Land Victoria's quarterly suburb median, the latest published quarter (updated May 2026)). The median unit price is $390,000.
How much is my house worth in Swan Hill?
A useful starting point is the Swan Hill median house price of $480,300 (units $390,000). Your home will sit above or below that depending on land size, condition, position and what comparable homes nearby have sold for recently. For a figure specific to your property, request a free property appraisal from a local agent using the form on this page.
Is Swan Hill a good investment?
On the published figures, the gross rental yield on houses in Swan Hill is 5.1%: the median weekly house rent is $475 (Victorian rental report, September 2025) against the median house price of $480,300 (Land Victoria, the latest published quarter, updated May 2026). No 12-month price change is published for Swan Hill: the Land Victoria figures we hold do not measure one. Whether Swan Hill is a good investment for you depends on the price you pay, your loan and holding costs, vacancy and your tax position. These are published market figures, not financial advice.
What is the Swan Hill postcode?
Swan Hill is in the 3585 postcode, in VIC, in the Gannawarra Shire Council region.
Where is Swan Hill?
Swan Hill is a suburb in the Gannawarra Shire Council area, VIC 3585.
What is the average rent in Swan Hill?
The median weekly rent for houses is $475, for units it's $355.
What schools are in Swan Hill?
There are 7 schools serving Swan Hill on this page, including St Mary MacKillop College, Swan Hill College, Swan Hill North Primary School.
How walkable is Swan Hill?
Swan Hill has a Walk Score of 100 out of 100, very walkable. transit score 10, bike score 35.
What suburbs are near Swan Hill?
Swan Hill is close to Swan Hill Pioneer, Murrawee, Murraydale, Tyntynder South, Castle Donnington.
What is the population of Swan Hill?
The population of Swan Hill is approximately 11,186 (2021 Census). The median age is 38.

Selling in Swan Hill? Get the free selling guide

What selling costs, how agents price homes, what to ask them and a 12-week plan to settlement, personalised to Swan Hill. A free PDF, in about a minute.

Sources. House and unit medians from the NSW Valuer General, Land Victoria, the SA Government and the ABS; rents from the state rental bond authorities. Census from the ABS (2021), climate from the Bureau of Meteorology, hazard from Geoscience Australia, schools from ACARA and crime from state police open data. Each figure carries its source and date. How we source data

How we’re paid. The guides and this page are free. When a seller asks, we introduce one local agent, and the agent pays us a flat fee for the introduction, never a share of their commission; it costs the seller nothing. If a figure looks wrong, tell us and we’ll fix it.