Toowoon Bay, NSW 2261
Central Coast CouncilAll suburbs in postcode 2261
Updated
Median house price
$1,892,500
-21.1% over the past year.
Median of 10 house sales · NSW Valuer General · calendar 2025
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Toowoon Bay at a glance
- Median unit
- $316,800
- Weekly rent
- $680
- Houses · units $525
- Population
- 543
- Median age 58
Prices: Median of 10 house sales · NSW Valuer General · calendar 2025 · Rent: NSW rental bond data (postcode 2261), June 2026 · Population: 2021 Census
House prices in Toowoon Bay
Houses change hands at $1,892,500 on a typical sale, well above the NSW median (10 house sales, NSW Valuer General, calendar 2025). Units come in around $316,800, roughly 83% below the house median. The 12-month picture shows a softening market (-21.1%), giving buyers more room to negotiate.
For sellers
With 12-month growth at -21.1%, pricing should anchor to the most recent six months of comparables, not last year's peak.
For buyers
A 20% deposit on the median house works out to roughly $379,000. Prices sit well above the NSW median, so plan for a stretched deposit and shop carefully on borrowing capacity.
Rental data as of June 2026· NSW rental bond data (postcode 2261)
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What to know about Toowoon Bay
Toowoon Bay (2261) sits in the Central Coast region of NSW. The median house here is $1,892,500, well above the NSW median of around $1.10M. Prices have moved -21.1% over the past year, well behind the NSW average (3%).
Toowoon Bay has roughly 543 residents, with a retiree-heavy demographic. Households are mostly owner-occupied. Daily life is car-dependent: most residents drive to work, school and the shops.
What it’s like to live here
Toowoon Bay scores 2/100 on walkability, which makes it car-dependent with limited public transport. Plan for two cars in a typical household, especially if work isn't local.
Summer days here average around 27°C (warm), winter mornings around 8°C (mild). Annual rainfall lands at about 1,171 mm. Figures are our 1991 to 2020 averages of SILO data for this location (Queensland Government, built from Bureau of Meteorology observations).
Schooling within or near the suburb covers 11 government primary, 3 government secondary, 2 Catholic, 3 independent.
Schools in Toowoon Bay
Schools serving Toowoon Bay: government first, then Catholic and independent.
Government schools
© ACARA, licensed under CC BY 4.0.
Location
Walkability
- Walk
- 2/100
- Transit
- 0/100
- Bike
- 70/100
Very car dependent. Scores out of 100, calculated from OpenStreetMap data (ODbL).
Walkability data as of May 2026· OpenStreetMap
Demographics
The 2021 Census put Toowoon Bay's population at 543, with a median age of 58. That sits as a retiree-heavy demographic. Households are mostly owner-occupied (65% own, 33% rent), which shapes everything from school catchment stability to how often properties turn over. The household mix skews family-dominated (62% family households, 38% lone person), so amenity decisions tend to follow what families want: parks, schools, supermarkets.
- Family households
- 62%
- Lone person
- 38%
- Owner occupied
- 65%
- Renter occupied
- 33%
Demographics data as of May 2026· ABS 2021 Census
Investment overview
Gross rental yield on houses sits at 1.87% (median rent $680/wk against a $1,892,500 price tag). Units yield 8.62% gross, often the better cash-flow play for first-time investors. With 33% of households renting, the leasing market is established and vacancy risk tends to be lower than in owner-dominated suburbs.
- Gross yield, housesSource: NSW Valuer General (PSI) · Sept 2026
- 1.87%
- On the $1,892,500 median
- Gross yield, unitsSource: NSW Valuer General (PSI) · Sept 2026
- 8.62%
- On the $316,800 median
- 12-month change, housesSource: NSW Valuer General (PSI) · Sept 2026
- -21.1%
Gross rental yield is a year’s rent divided by the purchase price, before expenses. It leaves out vacancy, management fees, maintenance and financing costs, so treat it as a starting point.
Crime and safety
16 offences recorded in 2026
Top offence categories
Source: State Police Open Data
Crime data as of January 2026
Weather year-round
- Annual rainfall
- 1,171 mm
- Hottest month, avg max
- 27.0°C
- Coldest month, avg min
- 8.3°C
Rainfall by month
Our 1991 to 2020 averages of SILO data (Queensland Government, built from Bureau of Meteorology observations, CC BY 4.0) for this location.
Climate data as of October 2026· SILO (Queensland Government), from Bureau of Meteorology observations
Questions about Toowoon Bay
- What is the median house price in Toowoon Bay?
- The median house price in Toowoon Bay, NSW 2261 is $1,892,500 (median of 10 house sales recorded by the NSW Valuer General in calendar 2025). The median unit price is $316,800. Annual growth is -21.1%.
- How much is my house worth in Toowoon Bay?
- A useful starting point is the Toowoon Bay median house price of $1,892,500 (units $316,800). Your home will sit above or below that depending on land size, condition, position and what comparable homes nearby have sold for recently. For a figure specific to your property, request a free property appraisal from a local agent using the form on this page.
- Is Toowoon Bay a good investment?
- On the published figures, the gross rental yield on houses in Toowoon Bay is 1.9%: the median weekly house rent is $680 (NSW rental bond data (postcode 2261), June 2026) against the median house price of $1,892,500 (NSW Valuer General, calendar 2025). The median house price fell 21.1% over 12 months on the same NSW Valuer General figures. Whether Toowoon Bay is a good investment for you depends on the price you pay, your loan and holding costs, vacancy and your tax position. These are published market figures, not financial advice.
- What is the Toowoon Bay postcode?
- Toowoon Bay is in the 2261 postcode, in NSW, in the Central Coast Council region.
- Where is Toowoon Bay?
- Toowoon Bay is a suburb in the Central Coast Council area, NSW 2261.
- What is the average rent in Toowoon Bay?
- The median weekly rent for houses is $680, for units it's $525.
- What schools are in Toowoon Bay?
- There are 19 schools serving Toowoon Bay on this page, including The Entrance Public School, Our Lady of the Rosary Catholic Primary School, Tuggerah Lakes Secondary College The Entrance Campus.
- How walkable is Toowoon Bay?
- Toowoon Bay has a Walk Score of 2 out of 100, highly car-dependent. transit score 0, bike score 70.
- What suburbs are near Toowoon Bay?
- Toowoon Bay is close to Blue Bay, Long Jetty, Shelly Beach, The Entrance, Bateau Bay.
- What is the population of Toowoon Bay?
- The population of Toowoon Bay is approximately 543 (2021 Census). The median age is 58.
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Sources. House and unit medians from the NSW Valuer General, Land Victoria, the SA Government and the ABS; rents from the state rental bond authorities. Census from the ABS (2021), climate from the Bureau of Meteorology, hazard from Geoscience Australia, schools from ACARA and crime from state police open data. Each figure carries its source and date. How we source data
How we’re paid. The guides and this page are free. When a seller asks, we introduce one local agent, and the agent pays us a flat fee for the introduction, never a share of their commission; it costs the seller nothing. If a figure looks wrong, tell us and we’ll fix it.