Swan Bay, NSW 2324
Maitland City CouncilAll suburbs in postcode 2324
Updated
Median house price
$1,520,000
Median of 16 house sales · NSW Valuer General · calendar 2025
Selling in Swan Bay?
Get the free selling guide, personalised to Swan Bay, or ask for a free appraisal from a local agent.
Swan Bay at a glance
- Median unit
- $246,960
- Weekly rent
- $600
- Houses · units $525
Prices: Median of 16 house sales · NSW Valuer General · calendar 2025 · Rent: NSW rental bond data (postcode 2324), June 2026
House prices in Swan Bay
Houses change hands at $1,520,000 on a typical sale, above the NSW median (16 house sales, NSW Valuer General, calendar 2025). Units come in around $246,960, roughly 84% below the house median.
For buyers
A 20% deposit on the median house works out to roughly $304,000. Prices sit above the NSW median, so plan for a stretched deposit and shop carefully on borrowing capacity.
Rental data as of June 2026· NSW rental bond data (postcode 2324)
Free appraisal in Swan Bay
What’s your home worth in Swan Bay?
Ask us to introduce one participating agent who sells in your area for an appraisal backed by recent comparable sales. Only with your permission, and no commitment to list.
What to know about Swan Bay
Swan Bay (2324) sits in the Maitland region of NSW. The median house here is $1,520,000, above the NSW median of around $1.10M.
Daily life is car-dependent: most residents drive to work, school and the shops.
What it’s like to live here
Swan Bay scores 0/100 on walkability, which makes it car-dependent with limited public transport. Plan for two cars in a typical household, especially if work isn't local.
Summer days here average around 29°C (warm), winter mornings around 8°C (cool). Annual rainfall lands at about 1,115 mm. Figures are our 1991 to 2020 averages of SILO data for this location (Queensland Government, built from Bureau of Meteorology observations).
Schooling within or near the suburb covers 4 government primary, 1 independent.
Schools in Swan Bay
Location
Walkability
- Walk
- 0/100
- Transit
- 0/100
- Bike
- 0/100
Very car dependent. Scores out of 100, calculated from OpenStreetMap data (ODbL).
Walkability data as of May 2026· OpenStreetMap
Demographics
Investment overview
Gross rental yield on houses sits at 2.05% (median rent $600/wk against a $1,520,000 price tag). Units yield 11.05% gross, often the better cash-flow play for first-time investors.
- Gross yield, housesSource: NSW Valuer General (PSI) · Sept 2026
- 2.05%
- On the $1,520,000 median
- Gross yield, unitsSource: NSW Valuer General (PSI) · Sept 2026
- 11.05%
- On the $246,960 median
Gross rental yield is a year’s rent divided by the purchase price, before expenses. It leaves out vacancy, management fees, maintenance and financing costs, so treat it as a starting point.
Weather year-round
- Annual rainfall
- 1,115 mm
- Hottest month, avg max
- 28.9°C
- Coldest month, avg min
- 7.6°C
Rainfall by month
Our 1991 to 2020 averages of SILO data (Queensland Government, built from Bureau of Meteorology observations, CC BY 4.0) for this location.
Climate data as of October 2026· SILO (Queensland Government), from Bureau of Meteorology observations
Questions about Swan Bay
- What is the median house price in Swan Bay?
- The median house price in Swan Bay, NSW 2324 is $1,520,000 (median of 16 house sales recorded by the NSW Valuer General in calendar 2025). The median unit price is $246,960.
- How much is my house worth in Swan Bay?
- A useful starting point is the Swan Bay median house price of $1,520,000 (units $246,960). Your home will sit above or below that depending on land size, condition, position and what comparable homes nearby have sold for recently. For a figure specific to your property, request a free property appraisal from a local agent using the form on this page.
- Is Swan Bay a good investment?
- On the published figures, the gross rental yield on houses in Swan Bay is 2.1%: the median weekly house rent is $600 (NSW rental bond data (postcode 2324), June 2026) against the median house price of $1,520,000 (NSW Valuer General, calendar 2025). No 12-month price change is published for Swan Bay: the NSW Valuer General figures we hold do not measure one. Whether Swan Bay is a good investment for you depends on the price you pay, your loan and holding costs, vacancy and your tax position. These are published market figures, not financial advice.
- What is the Swan Bay postcode?
- Swan Bay is in the 2324 postcode, in NSW, in the Maitland City Council region.
- Where is Swan Bay?
- Swan Bay is a suburb in the Maitland City Council area, NSW 2324.
- What is the average rent in Swan Bay?
- The median weekly rent for houses is $600, for units it's $525.
- What schools are in Swan Bay?
- There are 5 schools serving Swan Bay on this page, including Karuah Public School, Wirreanda Public School, Medowie Public School.
- How walkable is Swan Bay?
- Swan Bay has a Walk Score of 0 out of 100, highly car-dependent. transit score 0, bike score 0.
- What suburbs are near Swan Bay?
- Swan Bay is close to Twelve Mile Creek, Karuah, Tahlee, Ferodale, Oyster Cove.
Selling in Swan Bay? Get the free selling guide
What selling costs, how agents price homes, what to ask them and a 12-week plan to settlement, personalised to Swan Bay. A free PDF, in about a minute.
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Sources. House and unit medians from the NSW Valuer General, Land Victoria, the SA Government and the ABS; rents from the state rental bond authorities. Census from the ABS (2021), climate from the Bureau of Meteorology, hazard from Geoscience Australia, schools from ACARA and crime from state police open data. Each figure carries its source and date. How we source data
How we’re paid. The guides and this page are free. When a seller asks, we introduce one local agent, and the agent pays us a flat fee for the introduction, never a share of their commission; it costs the seller nothing. If a figure looks wrong, tell us and we’ll fix it.