Terrigal, NSW 2260
Central Coast CouncilAll suburbs in postcode 2260
Updated
Median house price
$1,572,000
-1.7% over the past year.
Median of 205 house sales · NSW Valuer General · calendar 2025
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Terrigal at a glance
- Median unit
- $394,560
- Weekly rent
- $880
- Houses · units $650
- Population
- 12.7k
- Median age 43
Prices: Median of 205 house sales · NSW Valuer General · calendar 2025 · Rent: NSW rental bond data (postcode 2260), June 2026 · Population: 2021 Census
House prices in Terrigal
Houses change hands at $1,572,000 on a typical sale, above the NSW median (205 house sales, NSW Valuer General, calendar 2025). Units come in around $394,560, roughly 75% below the house median. The 12-month picture shows a softening market (-1.7%), giving buyers more room to negotiate.
For sellers
With 12-month growth at -1.7%, pricing should anchor to the most recent six months of comparables, not last year's peak.
For buyers
A 20% deposit on the median house works out to roughly $314,000. Prices sit above the NSW median, so plan for a stretched deposit and shop carefully on borrowing capacity.
Rental data as of June 2026· NSW rental bond data (postcode 2260)
Free appraisal in Terrigal
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What to know about Terrigal
Terrigal (2260) sits in the Central Coast region of NSW. The median house here is $1,572,000, above the NSW median of around $1.10M. Prices have moved -1.7% over the past year, well behind the NSW average (3%).
Terrigal has roughly 12,730 residents, with an established, older skew. Households are mostly owner-occupied. Day-to-day life here is very walkable, with most errands manageable on foot.
What it’s like to live here
Terrigal scores 76/100 on walkability, which makes it very walkable with limited public transport. Coffee, groceries and a meal out are mostly walking-distance, which keeps a household viable on one car.
Summer days here average around 27°C (mild), winter mornings around 8°C (mild). Annual rainfall lands at about 1,341 mm. Figures are our 1991 to 2020 averages of SILO data for this location (Queensland Government, built from Bureau of Meteorology observations).
Schooling within or near the suburb covers 10 government primary, 4 government secondary, 2 Catholic, 4 independent.
Schools in Terrigal
Location
Walkability
- Walk
- 76/100
- Transit
- 0/100
- Bike
- 40/100
Very walkable. Scores out of 100, calculated from OpenStreetMap data (ODbL).
Walkability data as of May 2026· OpenStreetMap
Demographics
The 2021 Census put Terrigal's population at 12,730, with a median age of 43. That sits as an established, older skew. Households are mostly owner-occupied (74% own, 24% rent), which shapes everything from school catchment stability to how often properties turn over. The household mix skews family-dominated (75% family households, 22% lone person), so amenity decisions tend to follow what families want: parks, schools, supermarkets.
- Family households
- 75%
- Lone person
- 22%
- Owner occupied
- 74%
- Renter occupied
- 24%
Demographics data as of May 2026· ABS 2021 Census
Investment overview
Gross rental yield on houses sits at 2.91% (median rent $880/wk against a $1,572,000 price tag). Units yield 8.57% gross, often the better cash-flow play for first-time investors. Renter share is modest (24%), so the rental pool is smaller and tenant demand can be patchier than in higher-density suburbs.
- Gross yield, housesSource: NSW Valuer General (PSI) · Sept 2026
- 2.91%
- On the $1,572,000 median
- Gross yield, unitsSource: NSW Valuer General (PSI) · Sept 2026
- 8.57%
- On the $394,560 median
- 12-month change, housesSource: NSW Valuer General (PSI) · Sept 2026
- -1.7%
Gross rental yield is a year’s rent divided by the purchase price, before expenses. It leaves out vacancy, management fees, maintenance and financing costs, so treat it as a starting point.
Crime and safety
239 offences recorded in 2026
Top offence categories
Source: State Police Open Data
Crime data as of January 2026
Weather year-round
- Annual rainfall
- 1,341 mm
- Hottest month, avg max
- 26.9°C
- Coldest month, avg min
- 8.1°C
Rainfall by month
Our 1991 to 2020 averages of SILO data (Queensland Government, built from Bureau of Meteorology observations, CC BY 4.0) for this location.
Climate data as of October 2026· SILO (Queensland Government), from Bureau of Meteorology observations
Questions about Terrigal
- What is the median house price in Terrigal?
- The median house price in Terrigal, NSW 2260 is $1,572,000 (median of 205 house sales recorded by the NSW Valuer General in calendar 2025). The median unit price is $394,560. Annual growth is -1.7%.
- How much is my house worth in Terrigal?
- A useful starting point is the Terrigal median house price of $1,572,000 (units $394,560). Your home will sit above or below that depending on land size, condition, position and what comparable homes nearby have sold for recently. For a figure specific to your property, request a free property appraisal from a local agent using the form on this page.
- Is Terrigal a good investment?
- On the published figures, the gross rental yield on houses in Terrigal is 2.9%: the median weekly house rent is $880 (NSW rental bond data (postcode 2260), June 2026) against the median house price of $1,572,000 (NSW Valuer General, calendar 2025). The median house price fell 1.7% over 12 months on the same NSW Valuer General figures. Whether Terrigal is a good investment for you depends on the price you pay, your loan and holding costs, vacancy and your tax position. These are published market figures, not financial advice.
- What is the Terrigal postcode?
- Terrigal is in the 2260 postcode, in NSW, in the Central Coast Council region.
- Where is Terrigal?
- Terrigal is a suburb in the Central Coast Council area, NSW 2260.
- What is the average rent in Terrigal?
- The median weekly rent for houses is $880, for units it's $650.
- What schools are in Terrigal?
- There are 20 schools serving Terrigal on this page, including Terrigal Public School, Terrigal High School, Aspect Central Coast School.
- How walkable is Terrigal?
- Terrigal has a Walk Score of 76 out of 100, very walkable. transit score 0, bike score 40.
- What suburbs are near Terrigal?
- Terrigal is close to North Avoca, Avoca Beach, Wamberal, Picketts Valley, Matcham.
- What is the population of Terrigal?
- The population of Terrigal is approximately 12,730 (2021 Census). The median age is 43.
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Sources. House and unit medians from the NSW Valuer General, Land Victoria, the SA Government and the ABS; rents from the state rental bond authorities. Census from the ABS (2021), climate from the Bureau of Meteorology, hazard from Geoscience Australia, schools from ACARA and crime from state police open data. Each figure carries its source and date. How we source data
How we’re paid. The guides and this page are free. When a seller asks, we introduce one local agent, and the agent pays us a flat fee for the introduction, never a share of their commission; it costs the seller nothing. If a figure looks wrong, tell us and we’ll fix it.