Hazard-safe ranking · ACT

The lowest flood risk suburbs in Australian Capital Territory.

Suburbs assessed as low flood risk or with no flood hazard record from Geoscience Australia. Filtered to Australian Capital Territory suburbs only.

About this ranking

Flood risk affects insurance premiums, resale value, and (increasingly) lending policy. Some big-four lenders now decline mortgages on properties in declared floodways. We rank by formal flood hazard classification from Geoscience Australia and state hazard mapping authorities.

Australian Capital Territory property market in 2026

Canberra is unique among Australian capitals, driven by public service employment, the highest-income demographic of any capital city, and the unusual leasehold land tenure system. After a soft 2024-2025 weighed by interest rates and federal hiring slowdowns, 2026 sees the market firm again. The ACT median house price sits around $980K, and rental yields are typically lower than other capitals because owner-occupier demand dominates.

Buyer tip, ACT

ACT's Home Buyer Concession Scheme (HBCS) offers a full stamp duty waiver for eligible first home buyers and downsizers regardless of property price, uniquely generous compared to threshold-based schemes elsewhere.

Watch out, ACT

Land tenure in the ACT is leasehold, not freehold. The Crown Lease structure has practical implications for renovations and long-term ownership that are different to mainland states. Read the lease conditions before assuming standard freehold rules apply.

Methodology

Suburbs are tagged 'low risk' when their dominant Geoscience Australia flood hazard classification is 'low', or when no flood hazard record exists for the suburb polygon. Suburbs in 'medium', 'high', or 'floodway' classifications are excluded from this ranking.

Best for

Risk-averse buyers; buyers planning to insure with one of the bigger insurers; investors concerned about lender policy on flood-affected stock; long-term owner-occupiers wanting peace of mind.

By stateAll Australia NSW VIC QLD WA SA TAS NT ACT

Showing top 50 suburbs in Australian Capital Territory

#	Suburb	State	Flood risk	Median price	Profile
1	Woden 2606	ACT	No data	$396K	View profile →
2	Braddon 2612	ACT	No data	$1.7M	View profile →
3	Pearce 2607	ACT	No data	$1.3M	View profile →
4	Tuggeranong 2900	ACT	No data	$358K	View profile →
5	Mitchell 2911	ACT	No data	$528K	View profile →
6	Chifley 2606	ACT	No data	$1.0M	View profile →
7	Swinger Hill 2606	ACT	No data	$396K	View profile →
8	Lyneham 2602	ACT	No data	$1.2M	View profile →
9	Downer 2602	ACT	No data	$1.2M	View profile →
10	Stirling 2611	ACT	No data	$1.1M	View profile →
11	Kippax Centre 2615	ACT	No data	$440K	View profile →
12	Kippax 2615	ACT	No data	$440K	View profile →
13	Charnwood 2615	ACT	No data	$715K	View profile →
14	Aranda 2614	ACT	No data	$1.4M	View profile →
15	Cook 2614	ACT	No data	$1.3M	View profile →
16	Weetangera 2614	ACT	No data	$1.3M	View profile →
17	Canberra International Airport 2609	ACT	No data	$616K	View profile →
18	Kambah Village 2902	ACT	No data	$440K	View profile →
19	Wright 2611	ACT	No data	$1.4M	View profile →
20	Capital Hill 2600	ACT	No data	$620K	View profile →
21	Coombs 2611	ACT	No data	$990K	View profile →
22	Rivett 2611	ACT	No data	$910K	View profile →
23	Macarthur 2904	ACT	No data	$940K	View profile →
24	Torrens 2607	ACT	No data	$1.1M	View profile →
25	Mckellar 2617	ACT	No data	$1.1M	View profile →
26	Calwell 2905	ACT	No data	$845K	View profile →
27	Nicholls 2913	ACT	No data	$1.3M	View profile →
28	Chapman 2611	ACT	No data	$1.3M	View profile →
29	Hackett 2602	ACT	No data	$1.2M	View profile →
30	Hughes 2605	ACT	No data	$1.4M	View profile →
31	Duffy 2611	ACT	No data	$968K	View profile →
32	Fraser 2615	ACT	No data	$960K	View profile →
33	Bonython 2905	ACT	No data	$922K	View profile →
34	Flynn 2615	ACT	No data	$440K	View profile →
35	Melba 2615	ACT	No data	$928K	View profile →
36	Denman Prospect 2611	ACT	No data	$1.4M	View profile →
37	Paddys River 2620	ACT	No data	–	View profile →
38	Beard 2620	ACT	No data	–	View profile →
39	Booth 2620	ACT	No data	–	View profile →
40	Strathnairn 2615	ACT	No data	$905K	View profile →
41	Belconnen 2617	ACT	No data	$429K	View profile →
42	Tharwa 2620	ACT	No data	–	View profile →
43	Fairbairn Raaf 2600	ACT	No data	$620K	View profile →
44	Kowen Forest 2620	ACT	No data	–	View profile →
45	Majura 2609	ACT	No data	$616K	View profile →
46	Chisholm 2905	ACT	No data	$830K	View profile →
47	Molonglo 2611	ACT	No data	–	View profile →
48	Top Naas 2620	ACT	No data	–	View profile →
49	Whitlam 2611	ACT	No data	$1.3M	View profile →
50	Stromlo 2611	ACT	No data	–	View profile →

#1Woden

ACT 2606

Flood risk

No data

Median price

$396K

View profile →

#2Braddon

ACT 2612

Flood risk

No data

Median price

$1.7M

View profile →

#3Pearce

ACT 2607

Flood risk

No data

Median price

$1.3M

View profile →

#4Tuggeranong

ACT 2900

Flood risk

No data

Median price

$358K

View profile →

#5Mitchell

ACT 2911

Flood risk

No data

Median price

$528K

View profile →

#6Chifley

ACT 2606

Flood risk

No data

Median price

$1.0M

View profile →

#7Swinger Hill

ACT 2606

Flood risk

No data

Median price

$396K

View profile →

#8Lyneham

ACT 2602

Flood risk

No data

Median price

$1.2M

View profile →

#9Downer

ACT 2602

Flood risk

No data

Median price

$1.2M

View profile →

#10Stirling

ACT 2611

Flood risk

No data

Median price

$1.1M

View profile →

#11Kippax Centre

ACT 2615

Flood risk

No data

Median price

$440K

View profile →

#12Kippax

ACT 2615

Flood risk

No data

Median price

$440K

View profile →

#13Charnwood

ACT 2615

Flood risk

No data

Median price

$715K

View profile →

#14Aranda

ACT 2614

Flood risk

No data

Median price

$1.4M

View profile →

#15Cook

ACT 2614

Flood risk

No data

Median price

$1.3M

View profile →

#16Weetangera

ACT 2614

Flood risk

No data

Median price

$1.3M

View profile →

#17Canberra International Airport

ACT 2609

Flood risk

No data

Median price

$616K

View profile →

#18Kambah Village

ACT 2902

Flood risk

No data

Median price

$440K

View profile →

#19Wright

ACT 2611

Flood risk

No data

Median price

$1.4M

View profile →

#20Capital Hill

ACT 2600

Flood risk

No data

Median price

$620K

View profile →

#21Coombs

ACT 2611

Flood risk

No data

Median price

$990K

View profile →

#22Rivett

ACT 2611

Flood risk

No data

Median price

$910K

View profile →

#23Macarthur

ACT 2904

Flood risk

No data

Median price

$940K

View profile →

#24Torrens

ACT 2607

Flood risk

No data

Median price

$1.1M

View profile →

#25Mckellar

ACT 2617

Flood risk

No data

Median price

$1.1M

View profile →

#26Calwell

ACT 2905

Flood risk

No data

Median price

$845K

View profile →

#27Nicholls

ACT 2913

Flood risk

No data

Median price

$1.3M

View profile →

#28Chapman

ACT 2611

Flood risk

No data

Median price

$1.3M

View profile →

#29Hackett

ACT 2602

Flood risk

No data

Median price

$1.2M

View profile →

#30Hughes

ACT 2605

Flood risk

No data

Median price

$1.4M

View profile →

#31Duffy

ACT 2611

Flood risk

No data

Median price

$968K

View profile →

#32Fraser

ACT 2615

Flood risk

No data

Median price

$960K

View profile →

#33Bonython

ACT 2905

Flood risk

No data

Median price

$922K

View profile →

#34Flynn

ACT 2615

Flood risk

No data

Median price

$440K

View profile →

#35Melba

ACT 2615

Flood risk

No data

Median price

$928K

View profile →

#36Denman Prospect

ACT 2611

Flood risk

No data

Median price

$1.4M

View profile →

#37Paddys River

ACT 2620

Flood risk

No data

Median price

–

View profile →

#38Beard

ACT 2620

Flood risk

No data

Median price

–

View profile →

#39Booth

ACT 2620

Flood risk

No data

Median price

–

View profile →

#40Strathnairn

ACT 2615

Flood risk

No data

Median price

$905K

View profile →

#41Belconnen

ACT 2617

Flood risk

No data

Median price

$429K

View profile →

#42Tharwa

ACT 2620

Flood risk

No data

Median price

–

View profile →

#43Fairbairn Raaf

ACT 2600

Flood risk

No data

Median price

$620K

View profile →

#44Kowen Forest

ACT 2620

Flood risk

No data

Median price

–

View profile →

#45Majura

ACT 2609

Flood risk

No data

Median price

$616K

View profile →

#46Chisholm

ACT 2905

Flood risk

No data

Median price

$830K

View profile →

#47Molonglo

ACT 2611

Flood risk

No data

Median price

–

View profile →

#48Top Naas

ACT 2620

Flood risk

No data

Median price

–

View profile →

#49Whitlam

ACT 2611

Flood risk

No data

Median price

$1.3M

View profile →

#50Stromlo

ACT 2611

Flood risk

No data

Median price

–

View profile →

Common questions

About this ranking.

Does 'low flood risk' mean a property won't flood?

No, 'low risk' is a probabilistic classification, not a guarantee. Properties in low-risk zones can still flood in extreme events (1-in-500 year, freak storms). What 'low risk' does mean is that mainstream lenders and insurers will treat the property as standard rather than carrying a special premium or exclusion.

What's a 'floodway' versus a flood-prone zone?

A floodway is land that channels water during a flood event, building in a floodway is highly restricted because the water flow itself is dangerous, not just the standing water. A flood-prone zone is land that's expected to be inundated but not part of the active flow. Floodways are the highest-risk classification and many lenders will decline mortgages on stock in them.

How localised is flood risk?

Extremely localised. Two adjacent streets can be in completely different risk categories depending on elevation and creek proximity. Always pull the address-specific flood report from the council before bidding, even on suburbs that appear in this ranking.

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