Hazard-safe ranking · QLD

The lowest flood risk suburbs in Queensland.

Suburbs assessed as low flood risk or with no flood hazard record from Geoscience Australia. Filtered to Queensland suburbs only.

About this ranking

Flood risk affects insurance premiums, resale value, and (increasingly) lending policy. Some big-four lenders now decline mortgages on properties in declared floodways. We rank by formal flood hazard classification from Geoscience Australia and state hazard mapping authorities.

Queensland property market in 2026

Queensland has been Australia's standout performer over the last five years, driven by interstate migration from Sydney and Melbourne plus infrastructure investment leading up to the 2032 Olympics. Brisbane's median house price has compounded around 8-10% annually since 2020. The Gold Coast and Sunshine Coast have followed the same trajectory but with more cyclicality, and the Moreton Bay corridor (Caboolture, North Lakes, Burpengary) now offers genuine value for buyers priced out of inner Brisbane. Regional Queensland (Townsville, Cairns, Toowoomba) has lifted off years of stagnation and is now solidly positive.

Buyer tip, QLD

Queensland's first home buyer stamp duty concession was upgraded to $700K full exemption in mid-2024, among the most generous in the country. Combine that with the federal Home Guarantee Scheme and you can be in a $700K Brisbane house with $35K of saved deposit and effectively zero stamp duty.

Watch out, QLD

Flood overlays are highly localised in Brisbane and SEQ. The 2011 and 2022 floods affected specific creek systems, and properties on adjacent streets can have wildly different insurance premiums and resale values. Always check the Brisbane City Council Flood Awareness Map for the exact address before bidding.

Methodology

Suburbs are tagged 'low risk' when their dominant Geoscience Australia flood hazard classification is 'low', or when no flood hazard record exists for the suburb polygon. Suburbs in 'medium', 'high', or 'floodway' classifications are excluded from this ranking.

Best for

Risk-averse buyers; buyers planning to insure with one of the bigger insurers; investors concerned about lender policy on flood-affected stock; long-term owner-occupiers wanting peace of mind.

By stateAll Australia NSW VIC QLD WA SA TAS NT ACT

Showing top 50 suburbs in Queensland

#	Suburb	State	Flood risk	Median price	Profile
1	Brisbane Airport 4007	QLD	No data	$491K	View profile →
2	Stonehenge 4730	QLD	No data	$261K	View profile →
3	Buckingham 4825	QLD	No data	$338K	View profile →
4	Fisher 4825	QLD	No data	$338K	View profile →
5	West Burleigh 4219	QLD	No data	–	View profile →
6	Beebo 4385	QLD	No data	$95K	View profile →
7	Scrub Creek 4313	QLD	No data	$343K	View profile →
8	Carbrook 4130	QLD	No data	$572K	View profile →
9	Loreto Hill 4120	QLD	No data	$418K	View profile →
10	Durham 4492	QLD	No data	$153K	View profile →
11	Waverley 4825	QLD	No data	$338K	View profile →
12	Dakabin 4503	QLD	No data	$724K	View profile →
13	Bunjurgen 4310	QLD	No data	$382K	View profile →
14	The Monument 4825	QLD	No data	$338K	View profile →
15	Winton 4735	QLD	No data	$191K	View profile →
16	Vergemont 4730	QLD	No data	$261K	View profile →
17	Toowoomba West 4350	QLD	No data	$330K	View profile →
18	Chermside Centre 4032	QLD	No data	$415K	View profile →
19	Nagoorin 4680	QLD	No data	$360K	View profile →
20	Port Wine 4724	QLD	No data	$143K	View profile →
21	Stockyard 4344	QLD	No data	$334K	View profile →
22	Oxley 4075	QLD	No data	$477K	View profile →
23	Dundas 4306	QLD	No data	$397K	View profile →
24	Maroon Dam 4310	QLD	No data	$326K	View profile →
25	Albion 4822	QLD	No data	$176K	View profile →
26	Nicholson 4830	QLD	No data	$108K	View profile →
27	Pacific Fair 4218	QLD	No data	$453K	View profile →
28	Seventeen Mile 4344	QLD	No data	$239K	View profile →
29	Jarra Creek 4854	QLD	No data	$353K	View profile →
30	Cairns Orchid Plaza 4870	QLD	No data	$352K	View profile →
31	Kalamia 4807	QLD	No data	$286K	View profile →
32	Morningside 4170	QLD	No data	$469K	View profile →
33	Norman Park 4170	QLD	No data	$1.5M	View profile →
34	Arcadia 4819	QLD	No data	$298K	View profile →
35	Stuartholme 4066	QLD	No data	$469K	View profile →
36	Parkside 4807	QLD	No data	$286K	View profile →
37	Peregian Springs 4573	QLD	No data	$1.3M	View profile →
38	Airville 4807	QLD	No data	$366K	View profile →
39	The Percy Group 4707	QLD	No data	$174K	View profile →
40	Drummondslope 4724	QLD	No data	$143K	View profile →
41	Boortkoi 4415	QLD	No data	$238K	View profile →
42	Sandy Ridges 4615	QLD	No data	$303K	View profile →
43	Claredale 4807	QLD	No data	$286K	View profile →
44	Clare 4807	QLD	No data	$286K	View profile →
45	Karalee 4306	QLD	No data	$470K	View profile →
46	Mulgrave 4807	QLD	No data	$286K	View profile →
47	Rasmussen 4815	QLD	No data	$296K	View profile →
48	Nonda 4822	QLD	No data	$176K	View profile →
49	Beeron 4626	QLD	No data	$143K	View profile →
50	Caldervale 4478	QLD	No data	$170K	View profile →

#1Brisbane Airport

QLD 4007

Flood risk

No data

Median price

$491K

View profile →

#2Stonehenge

QLD 4730

Flood risk

No data

Median price

$261K

View profile →

#3Buckingham

QLD 4825

Flood risk

No data

Median price

$338K

View profile →

#4Fisher

QLD 4825

Flood risk

No data

Median price

$338K

View profile →

#5West Burleigh

QLD 4219

Flood risk

No data

Median price

–

View profile →

#6Beebo

QLD 4385

Flood risk

No data

Median price

$95K

View profile →

#7Scrub Creek

QLD 4313

Flood risk

No data

Median price

$343K

View profile →

#8Carbrook

QLD 4130

Flood risk

No data

Median price

$572K

View profile →

#9Loreto Hill

QLD 4120

Flood risk

No data

Median price

$418K

View profile →

#10Durham

QLD 4492

Flood risk

No data

Median price

$153K

View profile →

#11Waverley

QLD 4825

Flood risk

No data

Median price

$338K

View profile →

#12Dakabin

QLD 4503

Flood risk

No data

Median price

$724K

View profile →

#13Bunjurgen

QLD 4310

Flood risk

No data

Median price

$382K

View profile →

#14The Monument

QLD 4825

Flood risk

No data

Median price

$338K

View profile →

#15Winton

QLD 4735

Flood risk

No data

Median price

$191K

View profile →

#16Vergemont

QLD 4730

Flood risk

No data

Median price

$261K

View profile →

#17Toowoomba West

QLD 4350

Flood risk

No data

Median price

$330K

View profile →

#18Chermside Centre

QLD 4032

Flood risk

No data

Median price

$415K

View profile →

#19Nagoorin

QLD 4680

Flood risk

No data

Median price

$360K

View profile →

#20Port Wine

QLD 4724

Flood risk

No data

Median price

$143K

View profile →

#21Stockyard

QLD 4344

Flood risk

No data

Median price

$334K

View profile →

#22Oxley

QLD 4075

Flood risk

No data

Median price

$477K

View profile →

#23Dundas

QLD 4306

Flood risk

No data

Median price

$397K

View profile →

#24Maroon Dam

QLD 4310

Flood risk

No data

Median price

$326K

View profile →

#25Albion

QLD 4822

Flood risk

No data

Median price

$176K

View profile →

#26Nicholson

QLD 4830

Flood risk

No data

Median price

$108K

View profile →

#27Pacific Fair

QLD 4218

Flood risk

No data

Median price

$453K

View profile →

#28Seventeen Mile

QLD 4344

Flood risk

No data

Median price

$239K

View profile →

#29Jarra Creek

QLD 4854

Flood risk

No data

Median price

$353K

View profile →

#30Cairns Orchid Plaza

QLD 4870

Flood risk

No data

Median price

$352K

View profile →

#31Kalamia

QLD 4807

Flood risk

No data

Median price

$286K

View profile →

#32Morningside

QLD 4170

Flood risk

No data

Median price

$469K

View profile →

#33Norman Park

QLD 4170

Flood risk

No data

Median price

$1.5M

View profile →

#34Arcadia

QLD 4819

Flood risk

No data

Median price

$298K

View profile →

#35Stuartholme

QLD 4066

Flood risk

No data

Median price

$469K

View profile →

#36Parkside

QLD 4807

Flood risk

No data

Median price

$286K

View profile →

#37Peregian Springs

QLD 4573

Flood risk

No data

Median price

$1.3M

View profile →

#38Airville

QLD 4807

Flood risk

No data

Median price

$366K

View profile →

#39The Percy Group

QLD 4707

Flood risk

No data

Median price

$174K

View profile →

#40Drummondslope

QLD 4724

Flood risk

No data

Median price

$143K

View profile →

#41Boortkoi

QLD 4415

Flood risk

No data

Median price

$238K

View profile →

#42Sandy Ridges

QLD 4615

Flood risk

No data

Median price

$303K

View profile →

#43Claredale

QLD 4807

Flood risk

No data

Median price

$286K

View profile →

#44Clare

QLD 4807

Flood risk

No data

Median price

$286K

View profile →

#45Karalee

QLD 4306

Flood risk

No data

Median price

$470K

View profile →

#46Mulgrave

QLD 4807

Flood risk

No data

Median price

$286K

View profile →

#47Rasmussen

QLD 4815

Flood risk

No data

Median price

$296K

View profile →

#48Nonda

QLD 4822

Flood risk

No data

Median price

$176K

View profile →

#49Beeron

QLD 4626

Flood risk

No data

Median price

$143K

View profile →

#50Caldervale

QLD 4478

Flood risk

No data

Median price

$170K

View profile →

Common questions

About this ranking.

Does 'low flood risk' mean a property won't flood?

No, 'low risk' is a probabilistic classification, not a guarantee. Properties in low-risk zones can still flood in extreme events (1-in-500 year, freak storms). What 'low risk' does mean is that mainstream lenders and insurers will treat the property as standard rather than carrying a special premium or exclusion.

What's a 'floodway' versus a flood-prone zone?

A floodway is land that channels water during a flood event, building in a floodway is highly restricted because the water flow itself is dangerous, not just the standing water. A flood-prone zone is land that's expected to be inundated but not part of the active flow. Floodways are the highest-risk classification and many lenders will decline mortgages on stock in them.

How localised is flood risk?

Extremely localised. Two adjacent streets can be in completely different risk categories depending on elevation and creek proximity. Always pull the address-specific flood report from the council before bidding, even on suburbs that appear in this ranking.

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