Hazard-safe ranking · WA

The lowest flood risk suburbs in Western Australia.

Suburbs assessed as low flood risk or with no flood hazard record from Geoscience Australia. Filtered to Western Australia suburbs only.

About this ranking

Flood risk affects insurance premiums, resale value, and (increasingly) lending policy. Some big-four lenders now decline mortgages on properties in declared floodways. We rank by formal flood hazard classification from Geoscience Australia and state hazard mapping authorities.

Western Australia property market in 2026

Western Australia has been the most explosive market of the last four years, with Perth median house prices roughly doubling between 2020 and 2025. The combination of mining-sector wages, internal migration, and historically tight supply created a genuine boom. As 2026 unfolds, the pace is moderating but not reversing, rental vacancies remain near 1%, and supply additions are well below population-driven demand. Regional WA (Geraldton, Bunbury, Kalgoorlie) has tracked Perth with a lag.

Buyer tip, WA

WA has the Keystart shared-equity loan scheme, which is uniquely generous: lower deposit thresholds, no LMI, and access for buyers earning up to $135K (couples). Worth checking eligibility before defaulting to a standard lender pre-approval.

Watch out, WA

Perth's commodity-cycle exposure means downturns can be sharper than east-coast markets. Build a buffer for the next mining-sector slowdown, don't borrow at maximum capacity assuming current Perth prices represent a permanent floor.

Methodology

Suburbs are tagged 'low risk' when their dominant Geoscience Australia flood hazard classification is 'low', or when no flood hazard record exists for the suburb polygon. Suburbs in 'medium', 'high', or 'floodway' classifications are excluded from this ranking.

Best for

Risk-averse buyers; buyers planning to insure with one of the bigger insurers; investors concerned about lender policy on flood-affected stock; long-term owner-occupiers wanting peace of mind.

By stateAll Australia NSW VIC QLD WA SA TAS NT ACT

Showing top 50 suburbs in Western Australia

#	Suburb	State	Flood risk	Median price	Profile
1	Caraban 6041	WA	No data	$381K	View profile →
2	Bullock Hills 6350	WA	No data	$113K	View profile →
3	Ferguson 6236	WA	No data	$429K	View profile →
4	Williams 6391	WA	No data	$286K	View profile →
5	Wongoondy 6630	WA	No data	$143K	View profile →
6	Shay Gap 6761	WA	No data	–	View profile →
7	Waterbank 6725	WA	No data	$703K	View profile →
8	Sherlock 6714	WA	No data	$434K	View profile →
9	Barrow Island 6712	WA	No data	–	View profile →
10	Exmouth Gulf 6707	WA	No data	$793K	View profile →
11	Metricup 6280	WA	No data	$550K	View profile →
12	Burma Road 6532	WA	No data	$396K	View profile →
13	Northern Gully 6532	WA	No data	$191K	View profile →
14	Channybearup 6260	WA	No data	$418K	View profile →
15	Frankland River 6396	WA	No data	$283K	View profile →
16	Lort River 6447	WA	No data	$239K	View profile →
17	Yoting 6383	WA	No data	$171K	View profile →
18	North Burngup 6353	WA	No data	$238K	View profile →
19	Hyden 6359	WA	No data	$228K	View profile →
20	Yoganup 6275	WA	No data	$96K	View profile →
21	Mount Sheridan 6355	WA	No data	$83K	View profile →
22	Piesseville 6315	WA	No data	$110K	View profile →
23	The Lakes 6556	WA	No data	$308K	View profile →
24	Mullingar 6430	WA	No data	$378K	View profile →
25	Fitzroy Crossing 6765	WA	No data	$358K	View profile →
26	Mount Ney 6447	WA	No data	$477K	View profile →
27	Stratherne 6309	WA	No data	$177K	View profile →
28	Yandanooka 6522	WA	No data	$120K	View profile →
29	Kirk Rock 6370	WA	No data	$220K	View profile →
30	Mokup 6394	WA	No data	$238K	View profile →
31	Woolocutty 6369	WA	No data	$174K	View profile →
32	Neendaling 6353	WA	No data	$220K	View profile →
33	Piccadilly 6430	WA	No data	$334K	View profile →
34	Tarwonga 6391	WA	No data	$286K	View profile →
35	Ascot 6104	WA	No data	$477K	View profile →
36	Hastings 6308	WA	No data	$238K	View profile →
37	Byford 6122	WA	No data	$630K	View profile →
38	Woodvale 6026	WA	No data	$883K	View profile →
39	Eucla 6443	WA	No data	$132K	View profile →
40	Fraser Range 6443	WA	No data	$132K	View profile →
41	Kumarina 6642	WA	No data	$143K	View profile →
42	Burtville 6440	WA	No data	$91K	View profile →
43	Windy Harbour 6262	WA	No data	$220K	View profile →
44	Nambeelup 6207	WA	No data	$481K	View profile →
45	Mumberkine 6401	WA	No data	$418K	View profile →
46	Inglehope 6213	WA	No data	$286K	View profile →
47	Waterloo 6228	WA	No data	$334K	View profile →
48	Holyoake 6213	WA	No data	$477K	View profile →
49	Preston Beach 6215	WA	No data	$251K	View profile →
50	Tarin Rock 6353	WA	No data	$881K	View profile →

#1Caraban

WA 6041

Flood risk

No data

Median price

$381K

View profile →

#2Bullock Hills

WA 6350

Flood risk

No data

Median price

$113K

View profile →

#3Ferguson

WA 6236

Flood risk

No data

Median price

$429K

View profile →

#4Williams

WA 6391

Flood risk

No data

Median price

$286K

View profile →

#5Wongoondy

WA 6630

Flood risk

No data

Median price

$143K

View profile →

#6Shay Gap

WA 6761

Flood risk

No data

Median price

–

View profile →

#7Waterbank

WA 6725

Flood risk

No data

Median price

$703K

View profile →

#8Sherlock

WA 6714

Flood risk

No data

Median price

$434K

View profile →

#9Barrow Island

WA 6712

Flood risk

No data

Median price

–

View profile →

#10Exmouth Gulf

WA 6707

Flood risk

No data

Median price

$793K

View profile →

#11Metricup

WA 6280

Flood risk

No data

Median price

$550K

View profile →

#12Burma Road

WA 6532

Flood risk

No data

Median price

$396K

View profile →

#13Northern Gully

WA 6532

Flood risk

No data

Median price

$191K

View profile →

#14Channybearup

WA 6260

Flood risk

No data

Median price

$418K

View profile →

#15Frankland River

WA 6396

Flood risk

No data

Median price

$283K

View profile →

#16Lort River

WA 6447

Flood risk

No data

Median price

$239K

View profile →

#17Yoting

WA 6383

Flood risk

No data

Median price

$171K

View profile →

#18North Burngup

WA 6353

Flood risk

No data

Median price

$238K

View profile →

#19Hyden

WA 6359

Flood risk

No data

Median price

$228K

View profile →

#20Yoganup

WA 6275

Flood risk

No data

Median price

$96K

View profile →

#21Mount Sheridan

WA 6355

Flood risk

No data

Median price

$83K

View profile →

#22Piesseville

WA 6315

Flood risk

No data

Median price

$110K

View profile →

#23The Lakes

WA 6556

Flood risk

No data

Median price

$308K

View profile →

#24Mullingar

WA 6430

Flood risk

No data

Median price

$378K

View profile →

#25Fitzroy Crossing

WA 6765

Flood risk

No data

Median price

$358K

View profile →

#26Mount Ney

WA 6447

Flood risk

No data

Median price

$477K

View profile →

#27Stratherne

WA 6309

Flood risk

No data

Median price

$177K

View profile →

#28Yandanooka

WA 6522

Flood risk

No data

Median price

$120K

View profile →

#29Kirk Rock

WA 6370

Flood risk

No data

Median price

$220K

View profile →

#30Mokup

WA 6394

Flood risk

No data

Median price

$238K

View profile →

#31Woolocutty

WA 6369

Flood risk

No data

Median price

$174K

View profile →

#32Neendaling

WA 6353

Flood risk

No data

Median price

$220K

View profile →

#33Piccadilly

WA 6430

Flood risk

No data

Median price

$334K

View profile →

#34Tarwonga

WA 6391

Flood risk

No data

Median price

$286K

View profile →

#35Ascot

WA 6104

Flood risk

No data

Median price

$477K

View profile →

#36Hastings

WA 6308

Flood risk

No data

Median price

$238K

View profile →

#37Byford

WA 6122

Flood risk

No data

Median price

$630K

View profile →

#38Woodvale

WA 6026

Flood risk

No data

Median price

$883K

View profile →

#39Eucla

WA 6443

Flood risk

No data

Median price

$132K

View profile →

#40Fraser Range

WA 6443

Flood risk

No data

Median price

$132K

View profile →

#41Kumarina

WA 6642

Flood risk

No data

Median price

$143K

View profile →

#42Burtville

WA 6440

Flood risk

No data

Median price

$91K

View profile →

#43Windy Harbour

WA 6262

Flood risk

No data

Median price

$220K

View profile →

#44Nambeelup

WA 6207

Flood risk

No data

Median price

$481K

View profile →

#45Mumberkine

WA 6401

Flood risk

No data

Median price

$418K

View profile →

#46Inglehope

WA 6213

Flood risk

No data

Median price

$286K

View profile →

#47Waterloo

WA 6228

Flood risk

No data

Median price

$334K

View profile →

#48Holyoake

WA 6213

Flood risk

No data

Median price

$477K

View profile →

#49Preston Beach

WA 6215

Flood risk

No data

Median price

$251K

View profile →

#50Tarin Rock

WA 6353

Flood risk

No data

Median price

$881K

View profile →

Common questions

About this ranking.

Does 'low flood risk' mean a property won't flood?

No, 'low risk' is a probabilistic classification, not a guarantee. Properties in low-risk zones can still flood in extreme events (1-in-500 year, freak storms). What 'low risk' does mean is that mainstream lenders and insurers will treat the property as standard rather than carrying a special premium or exclusion.

What's a 'floodway' versus a flood-prone zone?

A floodway is land that channels water during a flood event, building in a floodway is highly restricted because the water flow itself is dangerous, not just the standing water. A flood-prone zone is land that's expected to be inundated but not part of the active flow. Floodways are the highest-risk classification and many lenders will decline mortgages on stock in them.

How localised is flood risk?

Extremely localised. Two adjacent streets can be in completely different risk categories depending on elevation and creek proximity. Always pull the address-specific flood report from the council before bidding, even on suburbs that appear in this ranking.

Other rankings

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