Hazard-safe ranking · WA
The lowest flood risk suburbs in Western Australia.
Suburbs assessed as low flood risk or with no flood hazard record from Geoscience Australia. Filtered to Western Australia suburbs only.
About this ranking
Flood risk affects insurance premiums, resale value, and (increasingly) lending policy. Some big-four lenders now decline mortgages on properties in declared floodways. We rank by formal flood hazard classification from Geoscience Australia and state hazard mapping authorities.
Western Australia property market in 2026
Western Australia has been the most explosive market of the last four years, with Perth median house prices roughly doubling between 2020 and 2025. The combination of mining-sector wages, internal migration, and historically tight supply created a genuine boom. As 2026 unfolds, the pace is moderating but not reversing, rental vacancies remain near 1%, and supply additions are well below population-driven demand. Regional WA (Geraldton, Bunbury, Kalgoorlie) has tracked Perth with a lag.
Buyer tip, WA
WA has the Keystart shared-equity loan scheme, which is uniquely generous: lower deposit thresholds, no LMI, and access for buyers earning up to $135K (couples). Worth checking eligibility before defaulting to a standard lender pre-approval.Watch out, WA
Perth's commodity-cycle exposure means downturns can be sharper than east-coast markets. Build a buffer for the next mining-sector slowdown, don't borrow at maximum capacity assuming current Perth prices represent a permanent floor.Methodology
Suburbs are tagged 'low risk' when their dominant Geoscience Australia flood hazard classification is 'low', or when no flood hazard record exists for the suburb polygon. Suburbs in 'medium', 'high', or 'floodway' classifications are excluded from this ranking.Best for
Risk-averse buyers; buyers planning to insure with one of the bigger insurers; investors concerned about lender policy on flood-affected stock; long-term owner-occupiers wanting peace of mind.
Showing top 50 suburbs in Western Australia
The price beside a suburb is the median its own page publishes; a dash means none is published. Prices for Western Australia are ABS statistical-area (SA2) medians: each is the median for the area that carries the suburb's name. An SA2 can take in surrounding localities, so a figure can differ from sales in the suburb itself.
WA 6447
Flood risk
No data
Median price
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WA 6430
Flood risk
No data
Median price
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WA 6556
Flood risk
No data
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WA 6315
Flood risk
No data
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WA 6355
Flood risk
No data
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WA 6275
Flood risk
No data
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WA 6359
Flood risk
No data
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WA 6353
Flood risk
No data
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WA 6383
Flood risk
No data
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WA 6065
Flood risk
No data
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WA 6765
Flood risk
No data
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WA 6396
Flood risk
No data
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WA 6100
Flood risk
No data
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WA 6330
Flood risk
No data
Median price
$550K
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WA 6312
Flood risk
No data
Median price
$250K
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WA 6151
Flood risk
No data
Median price
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WA 6156
Flood risk
No data
Median price
$1.3M
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WA 6122
Flood risk
No data
Median price
$630K
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WA 6147
Flood risk
No data
Median price
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WA 6164
Flood risk
No data
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WA 6111
Flood risk
No data
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WA 6060
Flood risk
No data
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WA 6026
Flood risk
No data
Median price
$883K
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WA 6210
Flood risk
No data
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WA 6330
Flood risk
No data
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WA 6054
Flood risk
No data
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WA 6147
Flood risk
No data
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WA 6056
Flood risk
No data
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WA 6065
Flood risk
No data
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WA 6532
Flood risk
No data
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WA 6443
Flood risk
No data
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WA 6054
Flood risk
No data
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WA 6210
Flood risk
No data
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WA 6057
Flood risk
No data
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WA 6112
Flood risk
No data
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WA 6167
Flood risk
No data
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WA 0872
Flood risk
No data
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WA 6430
Flood risk
No data
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WA 6111
Flood risk
No data
Median price
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WA 6168
Flood risk
No data
Median price
$549K
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WA 6502
Flood risk
No data
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WA 6338
Flood risk
No data
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WA 6112
Flood risk
No data
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WA 6348
Flood risk
No data
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WA 6401
Flood risk
No data
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WA 6056
Flood risk
No data
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WA 6228
Flood risk
No data
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WA 6213
Flood risk
No data
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WA 6215
Flood risk
No data
Median price
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WA 6443
Flood risk
No data
Median price
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Common questions
About this ranking
Does 'low flood risk' mean a property won't flood?
No, 'low risk' is a probabilistic classification, not a guarantee. Properties in low-risk zones can still flood in extreme events (1-in-500 year, freak storms). What 'low risk' does mean is that mainstream lenders and insurers will treat the property as standard rather than carrying a special premium or exclusion.
What's a 'floodway' versus a flood-prone zone?
A floodway is land that channels water during a flood event, building in a floodway is highly restricted because the water flow itself is dangerous, not just the standing water. A flood-prone zone is land that's expected to be inundated but not part of the active flow. Floodways are the highest-risk classification and many lenders will decline mortgages on stock in them.
How localised is flood risk?
Extremely localised. Two adjacent streets can be in completely different risk categories depending on elevation and creek proximity. Always pull the address-specific flood report from the council before bidding, even on suburbs that appear in this ranking.
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