Hazard-safe ranking · SA

The lowest flood risk suburbs in South Australia.

Suburbs assessed as low flood risk or with no flood hazard record from Geoscience Australia. Filtered to South Australia suburbs only.

About this ranking

Flood risk affects insurance premiums, resale value, and (increasingly) lending policy. Some big-four lenders now decline mortgages on properties in declared floodways. We rank by formal flood hazard classification from Geoscience Australia and state hazard mapping authorities.

South Australia property market in 2026

South Australia has been Australia's quiet achiever, without the boom-bust drama of Perth or the headline volatility of Sydney, Adelaide has compounded steady gains through five consecutive strong years. Median house prices sit around $720K to $800K in 2026 with rental vacancies under 1%, the tightest in the country. The fundamentals (controlled supply, defence-sector wage growth, rising interstate migration) are arguably the strongest in the country for a 5-10 year hold.

Buyer tip, SA

SA's HomeSeeker shared-equity scheme can let eligible first home buyers acquire a home with as little as 2% deposit. Combined with the $15K FHOG, it's the most accessible scheme stack for buyers under the income caps.

Watch out, SA

Adelaide's outer-northern suburbs (Elizabeth, Salisbury) have run faster than the broader market in the last two years and are now at price points where yield has compressed meaningfully. Stress-test the rental income before assuming the cashflow story holds.

Methodology

Suburbs are tagged 'low risk' when their dominant Geoscience Australia flood hazard classification is 'low', or when no flood hazard record exists for the suburb polygon. Suburbs in 'medium', 'high', or 'floodway' classifications are excluded from this ranking.

Best for

Risk-averse buyers; buyers planning to insure with one of the bigger insurers; investors concerned about lender policy on flood-affected stock; long-term owner-occupiers wanting peace of mind.

By stateAll Australia NSW VIC QLD WA SA TAS NT ACT

Showing top 50 suburbs in South Australia

#	Suburb	State	Flood risk	Median price	Profile
1	Halls Gap 3381	SA	No data	–	View profile →
2	East Melbourne 3002	SA	No data	–	View profile →
3	Wagga Wagga 2650	SA	No data	–	View profile →
4	Ivanhoe 3079	SA	No data	–	View profile →
5	South Hummocks 5550	SA	No data	$191K	View profile →
6	Kielpa 5642	SA	No data	$50K	View profile →
7	Kangaroo Head 5222	SA	No data	$232K	View profile →
8	Cavenagh 5422	SA	No data	$129K	View profile →
9	Tikalina 5440	SA	No data	$17K	View profile →
10	Loganholme 4129	SA	No data	$367K	View profile →
11	George Town 7253	SA	No data	$210K	View profile →
12	Faddon 2904	SA	No data	$477K	View profile →
13	Sydney 2000	SA	No data	$616K	View profile →
14	Wollert 3750	SA	No data	–	View profile →
15	Elwomple 5260	SA	No data	$193K	View profile →
16	Ararat 3377	SA	No data	$238K	View profile →
17	Coonabarabran 2357	SA	No data	$220K	View profile →
18	Bexley 2207	SA	No data	$533K	View profile →
19	Anangu Pitjantjatjara Yankunytjatjara 5724	SA	No data	$339K	View profile →
20	Townsville 4810	SA	No data	$352K	View profile →
21	Belton 5432	SA	No data	$172K	View profile →
22	Wooloongabba 4102	SA	No data	–	View profile →
23	Alice Spring 0870	SA	No data	–	View profile →
24	Tatyoon 3378	SA	No data	–	View profile →
25	Marulan 2579	SA	No data	–	View profile →
26	West Beach 5024	SA	No data	$1.5M	View profile →
27	Beenleigh 4207	SA	No data	–	View profile →
28	Mount Ousley 2519	SA	No data	–	View profile →
29	Oakhampton 2320	SA	No data	–	View profile →
30	Southwark 5031	SA	No data	–	View profile →
31	Ernabella 5724	SA	No data	–	View profile →
32	Noarlunga Centre 5168	SA	No data	$715K	View profile →
33	Rosewater 5013	SA	No data	$898K	View profile →
34	Athol Park 5012	SA	No data	$862K	View profile →
35	Salisbury East 5109	SA	No data	$815K	View profile →
36	Lower Mitcham 5062	SA	No data	$1.5M	View profile →
37	Lightsview 5085	SA	No data	$858K	View profile →
38	Hackham West 5163	SA	No data	$756K	View profile →
39	Moana 5169	SA	No data	$1.1M	View profile →
40	Indulkana 0872	SA	No data	$110K	View profile →
41	Mitcham 5062	SA	No data	$1.6M	View profile →
42	Allendale North 5373	SA	No data	$253K	View profile →
43	Hope Forest 5172	SA	No data	$381K	View profile →
44	Anna Creek 5723	SA	No data	$138K	View profile →
45	Saltia 5433	SA	No data	$212K	View profile →
46	Kalka 0872	SA	No data	$110K	View profile →
47	Witchitie 5432	SA	No data	$172K	View profile →
48	Cocata 5654	SA	No data	$112K	View profile →
49	Durham Downs 5731	SA	No data	$352K	View profile →
50	Krongart 5278	SA	No data	$192K	View profile →

#1Halls Gap

SA 3381

Flood risk

No data

Median price

–

View profile →

#2East Melbourne

SA 3002

Flood risk

No data

Median price

–

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#3Wagga Wagga

SA 2650

Flood risk

No data

Median price

–

View profile →

#4Ivanhoe

SA 3079

Flood risk

No data

Median price

–

View profile →

#5South Hummocks

SA 5550

Flood risk

No data

Median price

$191K

View profile →

#6Kielpa

SA 5642

Flood risk

No data

Median price

$50K

View profile →

#7Kangaroo Head

SA 5222

Flood risk

No data

Median price

$232K

View profile →

#8Cavenagh

SA 5422

Flood risk

No data

Median price

$129K

View profile →

#9Tikalina

SA 5440

Flood risk

No data

Median price

$17K

View profile →

#10Loganholme

SA 4129

Flood risk

No data

Median price

$367K

View profile →

#11George Town

SA 7253

Flood risk

No data

Median price

$210K

View profile →

#12Faddon

SA 2904

Flood risk

No data

Median price

$477K

View profile →

#13Sydney

SA 2000

Flood risk

No data

Median price

$616K

View profile →

#14Wollert

SA 3750

Flood risk

No data

Median price

–

View profile →

#15Elwomple

SA 5260

Flood risk

No data

Median price

$193K

View profile →

#16Ararat

SA 3377

Flood risk

No data

Median price

$238K

View profile →

#17Coonabarabran

SA 2357

Flood risk

No data

Median price

$220K

View profile →

#18Bexley

SA 2207

Flood risk

No data

Median price

$533K

View profile →

#19Anangu Pitjantjatjara Yankunytjatjara

SA 5724

Flood risk

No data

Median price

$339K

View profile →

#20Townsville

SA 4810

Flood risk

No data

Median price

$352K

View profile →

#21Belton

SA 5432

Flood risk

No data

Median price

$172K

View profile →

#22Wooloongabba

SA 4102

Flood risk

No data

Median price

–

View profile →

#23Alice Spring

SA 0870

Flood risk

No data

Median price

–

View profile →

#24Tatyoon

SA 3378

Flood risk

No data

Median price

–

View profile →

#25Marulan

SA 2579

Flood risk

No data

Median price

–

View profile →

#26West Beach

SA 5024

Flood risk

No data

Median price

$1.5M

View profile →

#27Beenleigh

SA 4207

Flood risk

No data

Median price

–

View profile →

#28Mount Ousley

SA 2519

Flood risk

No data

Median price

–

View profile →

#29Oakhampton

SA 2320

Flood risk

No data

Median price

–

View profile →

#30Southwark

SA 5031

Flood risk

No data

Median price

–

View profile →

#31Ernabella

SA 5724

Flood risk

No data

Median price

–

View profile →

#32Noarlunga Centre

SA 5168

Flood risk

No data

Median price

$715K

View profile →

#33Rosewater

SA 5013

Flood risk

No data

Median price

$898K

View profile →

#34Athol Park

SA 5012

Flood risk

No data

Median price

$862K

View profile →

#35Salisbury East

SA 5109

Flood risk

No data

Median price

$815K

View profile →

#36Lower Mitcham

SA 5062

Flood risk

No data

Median price

$1.5M

View profile →

#37Lightsview

SA 5085

Flood risk

No data

Median price

$858K

View profile →

#38Hackham West

SA 5163

Flood risk

No data

Median price

$756K

View profile →

#39Moana

SA 5169

Flood risk

No data

Median price

$1.1M

View profile →

#40Indulkana

SA 0872

Flood risk

No data

Median price

$110K

View profile →

#41Mitcham

SA 5062

Flood risk

No data

Median price

$1.6M

View profile →

#42Allendale North

SA 5373

Flood risk

No data

Median price

$253K

View profile →

#43Hope Forest

SA 5172

Flood risk

No data

Median price

$381K

View profile →

#44Anna Creek

SA 5723

Flood risk

No data

Median price

$138K

View profile →

#45Saltia

SA 5433

Flood risk

No data

Median price

$212K

View profile →

#46Kalka

SA 0872

Flood risk

No data

Median price

$110K

View profile →

#47Witchitie

SA 5432

Flood risk

No data

Median price

$172K

View profile →

#48Cocata

SA 5654

Flood risk

No data

Median price

$112K

View profile →

#49Durham Downs

SA 5731

Flood risk

No data

Median price

$352K

View profile →

#50Krongart

SA 5278

Flood risk

No data

Median price

$192K

View profile →

Common questions

About this ranking.

Does 'low flood risk' mean a property won't flood?

No, 'low risk' is a probabilistic classification, not a guarantee. Properties in low-risk zones can still flood in extreme events (1-in-500 year, freak storms). What 'low risk' does mean is that mainstream lenders and insurers will treat the property as standard rather than carrying a special premium or exclusion.

What's a 'floodway' versus a flood-prone zone?

A floodway is land that channels water during a flood event, building in a floodway is highly restricted because the water flow itself is dangerous, not just the standing water. A flood-prone zone is land that's expected to be inundated but not part of the active flow. Floodways are the highest-risk classification and many lenders will decline mortgages on stock in them.

How localised is flood risk?

Extremely localised. Two adjacent streets can be in completely different risk categories depending on elevation and creek proximity. Always pull the address-specific flood report from the council before bidding, even on suburbs that appear in this ranking.

Other rankings

Best Suburbs for Families Highest Growth Suburbs Most Affordable Suburbs Most Walkable Suburbs Best Rental Yield Suburbs

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